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19.2 Effective January 1, 2015, the EMPLOYER's contribution per employee receiving single <br /> health insurance coverage is Nine Hundred Fifteen and no/100ths ($915.00) Dollars per <br /> month toward a cafeteria benefit plan that offers group health, life, long-term disability and <br /> dental insurance,subject to the health insurance opt-out provisions set out in Paragraph 19.4. <br /> The EMPLOYER's contribution per employee receiving family health insurance coverage is <br /> One Thousand Ninety and no/l 00ths($1,090.00)Dollars per month,plus fifty(50%)percent <br /> of any increase in the family health insurance premium, toward a cafeteria benefit plan that <br /> offers group health, life, long-term disability and dental insurance, subject to the health <br /> insurance opt-out provisions set out in Paragraph 19.4. <br /> 19.3 Effective January 1, 2016, the EMPLOYER's contribution per employee receiving single <br /> health insurance coverage is Nine Hundred Fifteen and no/100ths ($915.00) Dollars per <br /> month, (however, at no time shall the Employer contribution be less than 100% of the <br /> premium cost for single coverage of the highest option health plan available), toward a <br /> cafeteria benefit plan that offers group health, life,long-term disability and dental insurance, <br /> subject to the health insurance opt-out provisions set out in Paragraph 19.4. The <br /> EMPLOYER's contribution per employee receiving family health insurance coverage is the <br /> amount established in 2015, plus fifty (50%) percent of any increase in the family health <br /> insurance premium,toward a cafeteria benefit plan that offers group health, life, long-term <br /> disability and dental insurance, subject to the health insurance opt-out provisions set out in <br /> Paragraph 19.4. <br /> 19.4 HEALTH INSURANCE OPT-OUT OPTION <br /> If a health insurance opt-out option is available with the City's group health insurance plan, <br /> an employee who has health insurance through a group-sponsored plan elsewhere may elect <br /> to waive health insurance coverage. An employee who waives health insurance coverage <br /> will receive, as the City's insurance contribution, the difference between the lowest cost <br /> single coverage health insurance plan and the City's single insurance contribution,as set out <br /> in Paragraphs 19.1, 19.2 and 19.3, as an opt-out credit to use through the City's cafeteria <br /> benefit plan. <br /> 13 <br />