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13 <br />223749v5 <br />per employee receiving family (employee plus spouse and/or dependents) medical <br />insurance coverage is the amount established in 2023, plus 50% of any increase in the <br />family medical insurance premium, toward a cafeteria benefit plan that offers group health, <br />life, long-term disability and dental insurance, subject to the health insurance opt-out <br />provisions set out in Paragraph 19.4. <br />19.3 Effective January 1, 2025, the EMPLOYER’s contribution per employee receiving single <br />medical insurance coverage is $915.00 per month, (however, at no time shall the Employer <br />contribution be less than 100% of the premium cost for single coverage of the highest <br />option health plan available), toward a cafeteria benefit plan that offers group health, life, <br />long-term disability and dental insurance, subject to the health insurance opt-out provisions <br />set out in Paragraph 19.4. The EMPLOYER’s contribution per employee receiving family <br />(employee plus spouse and/or dependents) medical insurance coverage is the amount <br />established in 2024, plus 50% of any increase in the family medical insurance premium, <br />toward a cafeteria benefit plan that offers group health, life, long-term disability and dental <br />insurance, subject to the health insurance opt-out provisions set out in Paragraph 19.4. <br />19.4 HEALTH INSURANCE OPT-OUT OPTION <br />If a health insurance opt-out option is available with the City's group health insurance plan, <br />an employee who has health insurance through a group-sponsored plan elsewhere may <br />elect to waive health insurance coverage. An employee who waives health insurance <br />coverage will receive, as the City's insurance contribution, the difference between the <br />lowest cost single coverage health insurance plan and the City's single insurance <br />contribution, as set out in Paragraphs 19.1, 19.2 and 19.3, as an opt-out credit to use through <br />the City's cafeteria benefit plan. <br /> <br />ARTICLE 20 PART-TIME EMPLOYEE PAY AND BENEFITS <br /> <br />20.1 Part-time Police Officers will be placed into the same pay schedule as the Police Officers. <br />The Employer has the discretion to place a new employee into the pay schedule at a step <br />other than the start step as the Employer deems appropriate. <br />Part-time officers will be eligible for longevity pay based on years of service with the <br />Orono Police Department (full-time or part-time).