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'' � / <br /> Owner' and secured parties which suffer loss. '['he Association,or any insurance trustee se cted - <br /> by it, all have exclusive authority to negotiate, settle; and collect upon any ctaims or 1 sses � <br /> under ny insurance policy maintained by the Association. ' <br /> ; <br /> . . 10.4 Reauired Policv Provisions. Alt policies of property insurance camed b the <br /> Associ tion shail provide, if practicable,that: • <br /> i0.4.1 Each �wner and secured party is an insured Person under the polic with <br /> respect to liability arising out af the Owner's interest in the Common Eleme ts or <br /> memb�ership in the Association. <br /> 10.4.2 The insurer waives its right to subrogation under the policy agains any <br /> i0wner or member of the Owner's household and againsi the Association and memb rs of I <br /> �he Board. � <br /> 10.4.3 The coverage shall not be voided by or conditioned`upon {i) any t or <br /> mission of an Owner, unless acting within the scope o#' authority on behalf o the <br /> ssociation, or (ii) any failare of the Association to comply with any warran or <br /> ondition regarding any portion of the Property over which the Association h s no <br /> ontrol. <br />, 10.4.4 If at the time of a loss under the policy there is other insurance in the ame <br /> f an.Owner covering the same property covered by the policy, the Associa#ion's licy <br /> s primary. � � <br /> 0.5 Cancellation; Notice of Loss. Ail policies af property insurance and <br /> comprehensive liability insurance maintained by the Association shall provide that the po icies <br /> shall n t be canceled or substantially modified, for any reason, without at least thirty days riar <br /> written otice to the Association, the insureds, and to all secured parties holding first mort ages <br /> on Unit . <br /> 0.6 No Contribution. All policies of insurance maintained by the Association sh ll be ; <br /> the pri ary insurance where there is other insurance in the name of the Owner covering the ame , <br /> propert}�, and may not be brought into contribution with any insurance purchased by Owne s or <br /> their m rtgagees. � <br /> � <br /> 0.7 Owner's Personal Insurance. Each Owner shall obtain and maintain addit' na] <br /> persona insurance coverage (commonly known as "ga� coverage"or an "H06"policy) at h s or <br /> her ow expense covering fire and other casualty to the interior of the Unit,the Owner's per nal <br /> propert�Y and personal liability, and covering insurance deductibles that may be levied b the <br /> Associa ion against the Un;t. Insurance poticies maintained by Owners are without cantrib tion <br /> as agai st the insurance purchased by the Association, except as to deductible amounts or ther <br /> items n t covered under the Association's policies. Upon request by the Association, an 0 ner <br /> shall i� mediately provide to the Association a copy of the certificate(s) of insurance cove age <br /> evidenc ng the insurance required by this Section 10.7. <br /> MPLS-Wor 95281.ii �b <br /> i <br /> i <br /> � <br /> � <br />