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9.1.5. The Association may undertake to maintain, repair or replace mechanical, structural <br />or other components within the Units and assess the costs against the Unit if the failure or impairment <br />of the component could result in damage to the Common Elements. or other Units, impair the function <br />of any common Building systems, or create a health or safety hazard. <br />9.1.0. The Association shall be responsible for incidental damage caused to a Unit or its <br />Limited Common Elements by work undertaken by the Association pursuant to this Section. <br />9.1.7. If damage is caused to the Common Elements, Limited Common Elements or other <br />Units by an Owner or Tenant, or their guests, or by any condition in the Unit or Limited Common <br />Elements which the Owner or Tenant has caused or allowed to exist, then the Association may repair <br />the damage or correct the condition and assess the cost thereof against the responsible Owner's Unit. <br />9.2. Owner Obligations. Each Owner shall, at its expense, undertake the following obligations for <br />maintenance, repair and replacement: <br />9.2.1. To maintain, repair, and replace the Owner's Unit. The Units shall be kept in good, <br />clean and sanitary condition and repair. <br />9.2.2. To perform its maintenance obligations promptly and in such manner as not to damage <br />the Property, nor unreasonably disturb or cause a hazard to persons occupying or otherwise using the <br />Property. The Board may require that the Owners perform their maintenance obligations in accordance <br />with reasonable standards established by the Board and in a manner consistent with the Declarant's <br />design plan for the common interest community. <br />9.2.3. To promptly pay or reimburse the Association for any costs incurred by the <br />Association for the repair of any damage to the Common Elements, Limited Common Elements or other <br />Units, caused by an Owner or Tenant, or their guest, or caused by any condition in the Unit or Limited <br />Common Elements which the Owner or Tenant has allowed to exist. <br />9.2.4. If an Owner fails or refuses to perform the Owner's duty to maintain, repair or replace, <br />the Association shall have authority to undertake the necessary work and assess the Owner's Unit for <br />the cost thereof; provided that reasonable notice and an opportunity to sure the violation shall first be <br />given to the Owner. <br />SECTION 10 <br />INSURANCE <br />10.1. Association Insurance. The Association shall obtain and maintain the following insurance <br />relating to the Property: <br />10.1.1. The Association shall, at a minimum, maintain property insurance in broad form <br />covering all risks of physical loss in an amount equal to one hundred percent of the insurable <br />"replacement cost" of the Property, less deductibles; but excluding (i) land, footings, excavation and <br />other items normally excluded from coverage, and (ii) items such as ceilings or wall finishing materials, <br />floor coverings, plumbing, lighting and other interior fixtures, built-in equipment, business equipment, <br />or any other improvement or betterment installed within the Units. The policy or policies shall also <br />cover personal property owned by the Association. The policy or policies shall also contain "Inflation <br />Guard" and "Agreed Amount" endorsements, if reasonably available. The Association may enter into <br />an agreement with a Mortgagee or a guarantor, insurer or servicer of a mortgage, obligating the <br />Association to keep other coverages or endorsements in effect. The Association may also enter into <br />agreements among all Owners as to the allocation of insurance proceeds among their Units. <br />19 <br />