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i. ' k L.30MStONWt offtr a fufl rang# of sarvicas to taka care of our diants boridRng naads. We are mpwiancad and hava access to tfte bast sur^ markets available.a Contract Bonds (B^j, ParfOrmanca, Payment) a Fir>anctal Guarantee Borxto □ Ucansa and Permit Bonds Q CoiatBonds a Public Offidal Bonds <br />RISK MANAGEMENT OMStON <br />Simply stated, risk mwiagamant is die idantification, analysis, and evaluafioh cf risks and the <br />selection of the most advantageous method of handling it <br />The fundamental objective is the preservation of assets and earnings resulting from toss or <br />dasbuction. Through our assodation with Minnesota Risk Services we can assist in all areas: <br />□ Claims Management <br />a Semiruirs <br />□ Return To Work Programs <br />□ Safety Incentive Programs <br />□ Coordination Of Medical Facilities <br />□ OSHA Compliance <br />HUMAN RESOURCES DIVISION <br />Our objective is to provide special attention to our valued customers and new dients by <br />assisting with human resource management prograr^s and services. By mecung your <br />spedatized needs, we are enhancing our commitment to long term, quality relationships with <br />our customers and their employees. <br />Examples of programs and services indude; <br />□ Telephone "Hot Line" to resolve H R. management questions/issues <br />□ H. R. Audits <br />□ Employee Handbooks <br />□ Supervisory Administrative Manual <br />□ Job Descriptions <br />□ Compensation Programs <br />□ Training & Seminars <br />□ Benefit Administration Programs <br />□ Employee/Lc, elations <br />□ Current Issues and Legal Interpretation Updates