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CORfK)RATE OVERVIIWPROPERTY CASUALTY DMSiONR.L YoungdaN and Associates takes a systematic approadi in smjctunng kmovative properly and casu^ irmawKe coverages desispied to mmimize your costs and provide protection against firtandai hardship to your business from insurable tosses.A wvelMnMiaged insurance program demarKis the attention of professionals with the knowledge and experience to provide state-of-the-art protection. At R.L. Your>gdahl and Associates we have the experienced people to meet the challenge of change • in your <br />business and in our msurwKe indusby. <br />Our team of experts will seardi out appropriate coverage attematives to provide quality <br />protection and excellence in service at competitive marketplace pricing and insurance <br />programs tttat are thoroughly customized at the greatest cost efficiency. The alternatives you <br />should consider wiU ttien be presented to you in an understarxlabie proposal format. <br />CORPORATE BENEFITS DIVISION <br />R.L Youngdahl anc Associates' Corporate Benefits Division is unique in that our approach to <br />the health care delivery system is non-traditional. We believe that it is more important to <br />design a benefit “plan” utilizing effective long term cost controls, managed care and employee <br />involvement programs, rather than just purchasing an aggressively low premium. <br />Our experience counts. Each member of our benefits division staff has an average of sixteen <br />years in the business. We have designed plans 'or sole proprietorships to Fortune 500 <br />companies. From the simplest comprehensive major medical plan to full flexible compensation <br />programs we have tfie ability to design customized programs to meet your highest standards. <br />We believe that our service plans make us unique in our industry. We will work together with <br />you to design, implement, and manage your benefit plan. <br />Group Products/Services Administrative Services <br />HeaKh <br />Life <br />Long Term Disability <br />Short Term Disability <br />Dental <br />Vision <br />Stop Loss <br />Long Term Care <br />Rx Plans <br />AD&D <br />Pension <br />401(k) <br />EAP Plans <br />Flexible Benefits <br />Cafeteria Plans <br />Section 125/129 <br />COBRA <br />Benefit Statements <br />5500 Services <br />Library Services <br />Consutting Services <br />Benefit Design Analysis <br />Proposal Design <br />Employee Communication Materials <br />Plan Management <br />Data Analysis <br />Strategic Planning <br />Employee Meetings <br />Employee Surveys <br />Union Negotiations <br />'«/B5