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© Hitesman & Wold, P.A. 2019 <br />Cafeteria Plan <br />Summary Description (3-11) <br />4 <br /> <br />(a) observe all Plan rules and regulations; <br />(b) agree to inquiries by the Plan Administrator with respect to any physician, hospital, or other <br />provider of medical care or other services covered by this Cafeteria Plan; <br />(c) submit to the Plan Administrator all notifications, reports, bills, and other information that <br />the Employer may reasonably require; and <br />(d) agree to repay any overpayments or incorrect payments you receive from the Cafeteria <br />Plan. <br />Participation continues until you elect not to participate, you are no longer an Eligible Employee, <br />the Cafeteria Plan terminates, your contributions cease, or your participation is terminated for cause. <br />1.6 How do I enroll and make benefit elections? <br />(a) Generally. The Plan Administrator will provide you with the forms necessary to enroll <br />and make elections, including information about the costs of the various Optional Benefits. <br />(b) Initial Enrollment. If you become an Eligible Employee other than at the start of a P lan <br />Year, the initial enrollment period takes place at the time you become eligible to participate <br />as described in Section 1.5. If you do not make an election during the initial enrollment <br />period, you must generally wait until the next annual enrollment period to begin <br />participation. However, if you have enrolled in the Group Medical Plan, Group Dental Plan, <br />Dependent Care Assistance Plan, Flexible Spending Account, Limited Purpose Flexible <br />Spending Account or the Health Savings Account Contribution Feature, you will be deemed <br />to have elected to pay through salary reduction any portion of the cost for which you are <br />responsible under such plans. This will occur unless you specifically elect not to participate <br />with respect to such coverage. Such an election must be in writing and must be received <br />by the Plan Administrator prior to the date your participation in the Cafeteria Plan would <br />otherwise begin. Furthermore, if you fail to make an election, the Employer contribution <br />will be considered same as a Waiver of Medical, in which case the remaining Employer <br />Contribution of $180.16 can be used for Dental, FSA, DCAP or taken as cash. <br />(c) Annual Enrollment. The annual enrollment period for the coming Plan Year begins and <br />ends on or before the last day of each Plan Year. If you do not make an election during <br />the annual enrollment period, you will be deemed to have elected to not participate in the <br />Cafeteria Plan. However, if you have enrolled the Group Medical Plan, Group Dental Plan, <br />Dependent Care Assistance Plan, Flexible Spending Account, Limited Purpose Flexible <br />Spending Account or the Health Savings Account Contribution Feature, you will be deemed <br />to have elected to pay through salary reduction any portion of the cost for which y ou are <br />responsible under such plans. This will occur unless you specifically elect not to participate <br />with respect to such coverage. Such an election must be in writing and must be received <br />by the Plan Administrator prior to the first day of the Plan Year. Furthermore, if you fail <br />to make an election, the Employer contribution will be considered the same as a Waiver of <br />Medical - $180.16 - Can be used for Dental, FSA, DCAP or taken as cash. <br />NOTE: Enrollment forms received after the close of the enrollment period shall be void. <br />CAUTION: With limited exceptions, once made, elections remain in effect for the entire Plan Year. The <br />exceptions are described below at Question 1.8.