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Insurance <br />We offer comprehensive health insurance benefits from Paychex Insurance Agency, Inc. to <br />your employees. Licensed agents work with top-rated national carriers to deliver a range of <br />insurance, including group health, workers’ compensation, auto coverage, business owner’s <br />policy, employment practices liability insurance, crime and fidelity bonds, umbrella coverage, <br />and more. <br /> <br />Streamline benefits administration with complete administrator oversight and ESR reporting <br />services.  <br />•Automated eligibility determinations <br />•Fast enrollment and processing <br />•Highly accurate current and historical transaction data <br />•Powerful communication tools <br />•Carrier billing audit tools <br /> <br /> <br /> <br />HSA <br />A Health Savings Account (HSA) is a tax-sheltered savings account that is similar to an IRA, <br />but designated for qualified medical expenses – allowing the account holder to pay for them <br />with pretax dollars. The employee, not the employer, owns the account. Any unused funds <br />remain in the employee’s HSA account and earn tax-free interest.  <br /> <br /> <br />FSA <br />An FSA is a health/dental or dependent-care budgeting tool that benefits both employers <br />and employees. Employers can see reduced payroll taxes – social security, Medicare, <br />and unemployment – as well as a way to defray health insurance increases. Employees’ <br />contributions are automatically deducted from their salaries before taxes are taken out, <br />which may increase their net compensation. Easy setup and reduced paperwork keep your <br />involvement with FSA administration to a minimum. Our comprehensive service transparently <br />integrates with payroll processing. <br /> <br />