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BCL APPRAISALS, INC. <br /> ___ --- —- <br /> File No. 112881 J <br /> I <br /> September 14, 2011 <br /> Attn.: Margo Johnson <br /> Bank VI <br /> 1900 South Ohio <br /> Salina, KS 67401 <br /> � <br /> i <br /> File Number: 112881 J <br /> Dear Bank VI: <br /> � <br /> i <br /> In accordance with your request, I have appraised the real property at: <br /> i <br /> 1120 Cox Farm Road <br /> � Orono, MN 55356 <br /> I <br /> 1 The purpose of this appraisal is to develop an opinion of the market value of the subject property, as improved. <br /> � The property rights appraised are the fee simple interest in the site and improvements. <br /> i <br /> ' In my opinion, the market value of the property as of August 30, 2011 is; <br /> i <br /> j $611,000 <br /> Six Hundred Eleven Thousand Dollars <br /> � <br /> i <br /> The attached report contains the description, analysis and supportive tlata for the conclusions, i <br /> final opinion of value, descriptive photographs, limiting conditions and appropriate certifications. I <br /> Sincerely, <br /> . <br /> Jul Bjorkiund, SRA <br /> CRRPA <br />