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CITY OF ORONO,MINNESOTA <br /> SENIOR HOUSING REVENUE BONDS <br /> (ORONO WOODS APARTMENT PROJECT) <br /> SERIES 2001A <br /> and <br /> CITY OF ORONO,MINNESOTA <br /> SENIOR HOUSING REVENUE BONDS <br /> (ORONO WOODS APARTMENT PROJECT) <br /> TAXABLE SERIES 2001B <br /> and <br /> CITY OF ORONO,MINNESOTA <br /> SENIOR HOUSING REVENUE BONDS <br /> (ORONO WOODS APARTMENT PROJECT) <br /> SUBORDINATE SERIES 2001C <br /> LOAN AGREEMENT <br /> Dated as of November 1, 2001 <br />