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HomeMy WebLinkAboutCommon interest community document - 2015 Y � �� �� No delinquent taxes Current year taxes for whole parcel are paid � Transfer Entered Doc No A10244873 Oct 6, 201512:23 PM Certified, filed and/or recorded on Oct 6, 2015 12:23 PM Hennepin County, Minnesota Office of the Count Recorder Mark Chapin Henne in Coun y County Auditor and Treasurer p ty, Minnesota Martin McCormick, County Recorder � Mark Chapin�, County Auditor and Treasurer Deputy 81 Pkg ID 1302027C Plat Fee $56.00 Document Total $56.00 PID(s) 20-117-23-11-0004 This cover sheet is now a permanent part of the recorded document. Y � . gEB T88 CIC PLAT FZGED AS PART 08 '!'8IS DB�LARATtO1Q COMMON INTEREST COMMUNITY NUMBER 2035 A Condominium LAKE MINNETONKA MEADUWS Declaration THIS DECLARATION, Made this 24`h day of September, 2015, by Loon Homebuyers, LLC, a Minnesota limited liability company ("Declarant"), pursuant to Minnesota Statutes, Sections S15B.4-118, known as the "Minnesota Common Interest Ownership Act" (sometimes hereinafter referred to as the"Act"), and laws amendatory thereof and supplemental thereto, WITNESSETH: WHEREAS, Declarant is the holder of a fee ownership interest in certain real estate situated in the City of Orono, County of Hennepin, and State of Minnesota, legally described as follows, to-wit: Lot 2,Block 1, Apple Hill, which shall hereinafter be called the "Parcel", and WHEREAS, Declarant is about to sell, dispose of and convey interests or estates in and to the Parcel, and other structures, improvements and permanent fixtures of whatsoever kind situated thereon, and any and all rights and privileges belonging to or in anywise appertaining thereto, hereinafter, sometimes referred to as the "Property", and to accomplish this purpose desires to submit the Property to the requirements of the Act, and WHEREAS, Declarant desires and intends that the owners, holders of security interests, occupants, and other persons hereafter acquiring any interest in the Property shall at all times enjoy the benefits of, and shall hold their interests subject to the rights, easements, privileges and restrictions hereinafter set forth, all of which are declared to be in furtherance of a plan to promote and protect the cooperative aspect of the unit ownership of the Property and are established for the purposes of enhancing and perfecting the value, desirability and attractiveness of the same. � ' NOW, THEREFORE, Declarant, as the owner of the real estate hereinbefore described - and for the purposes above set forth, hereby declares as follows: ARTICLE I. Definitions � The terms and phrases used in this Declaration shall have the meanings ascribed to them in Section S15B.1-103 of the Act except as those meanings are modified or supplemented herein below. To aid in the review of this Declaration, the Act definitions, or portions of such definitions, of some frequently used terms and phrases are set forth in qaotation marks. The clauses not contained within quotation marks are modifications of or additions to the Act definitions. 1. Association. "Association" means the unit owners association organized under Section S15B.3-101" of the Act in general and in particular LAKE MINNETONKA MEADOWS, a non-profit corporation organized under Chapter 317A of Minnesota Statutes, as amended of which each unit owner shall by virtue of his ownership interest be a member, and which has been established for the purposes of administering, managing, maintaining, operating, repairing, altering and improving the common elects of the Condominium for the collective benefit of the members. 2. Bylaws. The Bylaws adopted by the first Board of Directors of the Association on or before the date hereof which governs the operation of the Association. 3. CIC Documents. This Declaration and the Articles of Incorporation, Bylaws and Rules and Regulations adopted by the Association, and all amendments thereto. 4. CIC Plat. "CIC plat" means a common interest community plat described in Section S 15B.2-1101 of the Act." 5. Common Elements. "Common elements" means all portions of the common interest community other than the units" including, but not limited to, the following: The exterior masonry, and framing: interior and exterior windows, components thereof (including glass), and the frames thereof; foundations, columns, girders, and beams: footings, concrete slabs, concrete basement floors, concrete subfloors; interior load-bearing walls; walls separating units from corridors, stairs and mechanical installations; pipes, vents, flues, chutes, chimneys, wires, conduits and other utility installations (which may lie partially within and partially without the designated boundaries of a unit but which serve more than on unit or any portion of the common elements) to the outlets thereof in each unit, but excluding individual connections and valves at such outlets; roof and roofing materials; stairways and stairwells; lobbies and corridors; mail area; land, grounds, patios, fountains, atriums, courtyards, balconies, decks, fence screening, shrubbery, plants, trees, ramps and gardens; pazking areas and driveway areas; all central and appurtenant equipment installed for such services as power, light, telephone, gas, ventilation, hot and cold water, and like utilities, and all spaces occupied by such mechanical equipment; laundry area; and any other area, facility, fixture or element which is designed or intended for common use. � ^ 6. Common Expenses. "Common expenses" means expenditures made or liabilities incurred by or on behalf of the association, or master association when so identified, together with any allocations to reserves" including, but not limited to, the following: ' Real estate taxes and governmental special and annual assessments levied against the Property until the units are separately assessed; premiums for any and all insurance maintained by the Association including any deductible or coinsurance amount not covered by insurance; charges for gas service chazges; legal and accounting fees; the unpaid portion of any assessment against a unit that is acquired pursuant to a mortgage foreclosure, or a deed in lieu of foreclosure, and not required to be paid by such acquirer; deficits remaining from any prior assessment period; the cost of all fidelity bonds required by the Board of Directors or the member; all costs for the maintenance, operation, alteration, improvement, repair and replacement of the common elernents; and any other expenses for the administration, operation and management of the Association and the Condominium determined and assessed by the Board of Directors of the Association from time to time. 7. Condominium. "Condominium" means a common interest community in which {i) portions of the real estate are designated as units, (ii) the remainder of the real estate is designated for common ownership solely by the owners of the units, and (iii) undivided interests in the common elements aze vested in the unit owners." Specifically, as the term is used herein, it shall mean and refer to the Property which is hereby being established as a common interest community to be known as "LAKE MINNETONKA MEADOWS, Common Interest Community Number 2035, A Hennepin County, Minnesota Condominium". 8. Declarant. "Declarant" means and refers to Loon Homebuyers, LLC. 9. First Mortgagee. A person owning a security interest in any unit by virtue of a mortgage filed against it, which mortgage is first in priority upon foreclosure to all other mortgages which may affect such unit, or a lender in possession of a unit following a default in a first mortgage, a foreclosure proceeding or any deed or other arrangement in lieu of foreclosure. 10. Limited Common Element. "Limited common element" means a portion of the common elements allocated by the declazation or by operation of Section S15B.2-102(d) or (� for the exclusive use of one or more but fewer than ail of the units." Section 11 of Article II hereof allocates those limited common elements nat specifically described in Section S 15B.2-109 (d) and (fl of the Act, if any at all, to specific units or group(s) thereof. Section S15B.2-102(d) or(� for the exclusive use of one or more but fewer than all of the units." Section 11 of Article II hereof allocates those limited common elements not specifically described in Section S 15B.2-102(d) and (fl of the Act, if any at all, to specific units or group(s) thereof. Section S15B.2-102(d)of the Act provides as follows: "If any chute, flue, duct, wire conduit, bearing wall, bearing column, or any other fixture lies partially within and partially outside of the designated boundaries of a unit, any portion thereof serving only that unit is a limited common element . allocated solely to that unit, and any portion thereof serving more than one unit or any portion of the common elements is a part of the common elements." Section 51 SB.2-102(fl of the Act Provides as follows: "Improvements such as shutters, awnings, window boxes, doorsteps, stoops, patios, perimeter doors and window, constructed as part of the original construction to serve a single unit, and authorized replacements and modifications thereof, if located outside the unit's boundaries, are limited common elements allocated exclusively to that unit." 11. Occupant. Any person(s)other than a unit owner in possession of or residing in a Residential Unit. 12. Parking Area Expenses.All costs and expenses paid or incurred for the administration, operation, management, maintenance, alteration, improvement,repair and replacement of the parking area which is part of the Condominium as determined and assessed from rime to time by the Board of Directors of the Association. 13. Person.A natural individual, corporation,partnership, trustee or other legal entity capable of holding title to real property. 14. Security Interest. "Security interesY'means a perfected interest in real estate or personal property, created by a contract or a conveyance, which secures payment or performance of an obligation. The term includes a mortgagee's interest in a mortgage, a vendor's interest in a contract for deed, a lessor's interest in a lease intended as security, a holder's interest in a sheriffs certificate of sale during the period of redemption, an assignee's interest in an assignment of leases or rents intended as security, a lender's interest in a cooperative share loan, a pledgee's interest in the pledge of an ownership interest, or any interest intended as security for an obligation under a written agreement. 15. Unit. "UniY'means a physical portion of a common interest community the boundaries of which are described in the common interest community's declaration and which is intended for separate ownership or separate occupancy pursuant Section 6 of Article II hereof. The term, without a modifier, shall be deemed to mean a Residential Unit. 16. Unit Identifier. "Unit identifier"means English letters or Arabic numerals, or a combination thereof, which identify only one unit in a common interest community and which meet the requirements of Section S15B.2-104." ARTICLE II Submission of Condominium to Act; Act Requirements 1. Submission; Statement as to Type of Common Interest Community. Declarant hereby submits the Property to the requirements and provisions of the Act. The common interest community being established hereby is a condominium. ' 2. Name of Common Interest Community.The Property shall hereafter be known as "LAKE MINNETONKA MEADOWS, Common Interest Community Number 2035, a condominium located in Hennepin County, Minnesota Condominium". 3. Division of Property into Separate Estates in Fee Simple Absolute. Declarant, in accordance with the requirements and provisions of the Act and in order to establish a plan of common interest ownership for the Condominium, does hereby divide the Property comprising the same into 2 residential condominium units (each one of which is herein called "Residential Unit"). Wherever the term "unit" is used herein, it shall be deemed to mean Residential Units. Each unit is a separately designated and legally described estate in fee simple absolute and consists of not only the unit but also its undivided interest in the common elements in the percentage ascribed to it in Exhibit "A" attached hereto and made a part hereof. 4. County in which Condominium Is Situated. The Condominium is situated in Hennepin County, Minnesota. 5. Legal Description of Real Estate Included in Condominium, i.e.,the Property. The legal description of the Property is as set forth in the first recital on the first page hereof. 6. Description of Boundaries of Unit. Each Residential Unit is bounded by its ceiling, floor and walls and the treads and risers of any interior staircases. There are no Units other than Residential Units. 7. CIC Ptat.The CIC Plat meeting the requirements of Section S 15B.2-1101 of the Act, prepared by James H. Parker, a Licensed Land Engineer, Minnesota License No. 9235, is incorporated herein by reference and made a part hereof. The CIC Plat is being filed in the office of the Hennepin County Recorder as part of this Declaration. 8. Allocation of Common Elemeat Interest, Votes, and Common Expense and Parking Area Expense Liabilities to Units; Description of Unit Identifiers.The percentage of the undivided interest in the common elements, comrnon expense liabilities, and votes in the Association allocated to each unit is as set forth in Exhibit "A" and the approximate square footage of each unit. The basis for the allocation with respect to the percentage of undivided interest in the common elements and the percentage of vote in the affairs of the Association shall be the approximate square footage of each unit as compared to the total of the allocation with respect to the percentage of common expense liabilities shall be the approximate square footage of each Residential Unit as compared to the total of the approximate square footages of all the Residential Units in the Condominium. 9. Bylaws. A true and conect copy of the Bylaws of the Association, as adopted by the first P t Board of Directors thereof. - . 10. Maximum Number of Units Which May be Created by Subdivision or Conversioa of Units Owned by Declarant.No units may be created by the subdivision or conversion ° of any units owned by Declarant in the Condominium (pursuant to Section S 15B.2-112 of the Act). 1 l. General Description of Limited Common Elements; Allocation of Those Not Described in Sections 515B.2-102(d) and (fl of the Act. As provided in Sections 51 SB.2-102(d) and(fl of the Act(which are set forth verbatim in Section 10 of Article I hereinabove),the limited common elements shall consist of any part of the common elements which are reasonably necessary for the enjoyment and use of a particulaz unit or particular units and exclusively serves that unit or those units including specifically,but without limitarion, all exterior doors,windows,window panes and skylights designed to serve one or more units but located outside the boundaries of the units(s). The Condominium has no limited comman elements other than the ones described in Section S 15B.2-102(d) and (fl of the Act (which are set forth verbatim in Section 10 of Article I hereinabove). 12. Restriction on Use,Occupancy and Alienation of Units.Any resfictions on the use, occupancy and alienation of units in the Condominium aze as set forth in Article IV hereof. In general, all of the Residential Units are restricted to residential use. 13. Statements Pursuant to Section 515B.1-106 of the Act. The Condaminium has not been created in violation of any zoning, subdivision, building, housing, environmental protection,heritage preservation, or other real estate use law, ordinance, regulation,rule or charger provision. Any conditions of any such Iaw, ordinance, regulation, rule or charter provision have been complied with in the creation of the Condominium. 14. Association. Incorporation as a Non-Profit Corporation. The Association, LAKE MINNETONKA MEADOWS, has been established under the Minnesota Non-Profit Corporation Act(Chapter 317A of Minnesota Statutes, as amended). 15. Governing Body.The Association shall be the governing body for all of the owners of units in the Condominium for the maintenance, repair, improvement, alteration, administration and operation of the Condominium as proved in the Act and the CIC Documents. 16. Duties and Powers; Conflicts. The duties and powers of the Association shall be those set forth in its Articles of Incorporation, its Bylaws and this Declazation. In the case of conflict between the Act and various of the CIC Documents, priorities shall be as set forth in Section 5 of Article XII herein below. 17. Not Conducting Business.Neither the Board of Directors of the Association, the Association itself, nor the owners shall be deemed to be conducting a business of any kind. 18. Holding and Expenditures of Collected Funds. All funds collected by the Board of Directors of the Association shall be held and expended for the purposes designated in the CIC Documents and shail be deemed to be held for the benefit, use and account of all ' owners in the percentages set forth in Exhibit "A" attached hereto (except for any adjustments as the Board may require to reflect any delinquent, prepaid or special assessments)and shall be administered in accordance with the provisions of this Declaration. 19. One Ctass of Membership. The Association shall have one class of inembership. 20. Nonexistence of Master Association.The Association and the Condominium are not subject to a"Master Association" as the term is defined the Act. 21. Special Declarant Rights. a. Period of Declarant Control.The direction and administration of the Condominium and the Association shall be vested the Board of Directors of the Association. The first Board shall consist of 3 directors appointed by Declarant. Declarant shall control the Board for a period of time i) not exceeding the _ expiration of 3 years after the first conveyance of a Residential Unit to a unit owner other than Declarant, or an affiliate of Declarant, ii) its voluntary sunender of control, or iii)no later than 60 days after conveyance of 75% of the Residential Units in the Condominium to unit owners other than Declarant, or an affiliate of Declarant, whichever occurs earliest. Thereafter,the owners(i.e.,members of the Association) shall elect the members of the second and all successive Boards of Directors which shall be 3 directors in size unless the membership of the Association decides at a duly called meeting of the members to increase or reduce the size. Persons elected shall take office upon election. Notwithstanding anything hereinabove to the contrary, during the period of Declarant control, Declarant shall have the right to appoint or remove the 3 members comprising the first Board of Directors of the Association, and to designate their successors as may be required from time to time, or the exercise the powers of the Board as provided in the Act. b. Non-Interference with Declarant's Rights. No unit owner or Occupant may interfere with Declarant's right under this subsection by amendment of this Declaration, or the Articles and Bylaws of the Association or otherwise. In particular, so long as Declarant owns at least one Residential Unit in the Condominium, which Residential Unit is held for sale,the Association shall take no action which adversely affects Declarant's ability to sell the Residential Unit without the prior written consent of Declarant. 22. Completion of Improvements Indicated on CIC Plat and/or in this Declaration. Declazant shall have the right to complete improvements indicated on the CIC Plat, � including those shown therean as "Need Not Be Built", and/or allowed by this . Declaration as amended from time to time. 23. Construction of Improvements. Declarant shall have and use easements for itself, its ' successors and assigns, and its employees, contractors, subcontractors, suppliers, vendors, agents through the common elements of the Condominium for all purposes in connection with the construction of improvements or rehabilitation of existing improvements on the Property pursuant to Section S 15B.2-117 of the Act. 24. Maintenance of Sales Offices,Models, Etc.Declarant shall have the right to maintain models, sales offices, management offices and advertising signs within or adjacent to the Condominium. Furthermore, it reserves the right, in its sole discretion, to determine, from time to time, the desired number, size and location of such sales offices, management offices and models. With regard to signs,Declarant shall be entitled to maintain signs on or in the common elements advertising the Condominium and promoting the sale of units within the Condominium to the general public. 25. Statement as to Permissibility of Time Shares. Time shares are not permitted. 26. Legal Description of Units. The units shall be legally described as follows: "Unit 1, LAKE MINNETONKA MEADOWS, Common Interest Community Number 2035, a condominium located in Hennepin County, Minnesota Condominium", and "Unit 2, LAKE MINNETONKA MEADOWS, Common Interest Community Number 2035, a condominium located in Hennepin County, Minnesota Condominium." 27. Shoreland pursuant to Minn. Stat. § 103F.205.The Common Interest Community does include shoreland, as defined in Minn. Stat. § 103F.2Q5 Subd. 4(1), and the common interest community may be subject to county, township, or municipal ordinances or rules affecting the development and use of the shoreland area ARTICLE III. Easements 1. Easements for Benefit of Declarant et al. Easements are hereby declared and granted for the benefit of Declarant, its employees, servants and agents, for ingress and egress over, across and upon the cornmon elements (including limited common elements} described hereunder for the purpose of adding, subdividing,or converting any of Declarant's units; provided,however, that the easements herein described shall terminate no later than 60 days after the final completion by Declarant of the addition, subdivision or conversion of Declarant's units within the Condominium. This is an easement in gross. Declarant may assign its rights under this easement to successor Declarants. 2. Easements for Benefit of the Association to Enter Units. The Association shall have an easement/access right, exercised by the Board of Directors or a designee of the Board, to enter each unit from time to time during reasonable hours as may be necessary for the administration and operation of the Condominium or for making emergency repairs _ therein or therefrom necessary to prevent damage to any unit or common element. The easement described in this paragraph is an appurtenant easement and runs with the title to the Units. The easement described in this paragraph inures to the benefit of and is binding ' on the Declarant, its successors and assigns, and any Owner,purchaser, mortgagee or other person having an interest in said land, or any part or portion thereof. 3. Easements for Benefit of the Association and Declarant to Maintain and Repair Parking Area. 'fhe parking/driveway area shall be subject to an easement in favor of the Association, the Declarant, or the agents, servants, employees or assigns of the Association or the Declarant, for the maintenance, repair, alteration and improvements of the parking area. The easement described in this paragraph is an appurtenant easement and runs with the title to the Units. l'he easement described in this paragraph inures to the benefit of and is binding on the Declarant, its successors and assigns, and any Owner, purchaser, mortgagee or other person having an interest in said land, or any part or portion thereof. 4. Easements for Encroachments. In the event that,by reason of the construction, reconstruction, rehabilitation, alteration, improvement, settlement or shifting of the building(s} any part of the common elements encroach or shall hereafter encroach upon any part of the common elements or upon any other part of another unit, or if by reason of the design or construction of utility systems and ventilation systems, any main, pipe, duct or conduit serving more than one unit encroaches or shall hereafter encroach upon any part of any unit, valid easements for the maintenance of such encroachments and for such use of the common elements are hereby established and shall exist for the benefit of such units, and the unit owners, and the common elements, as the case may be, so long as all or any part of the building(s) shall remain standing; provided, however, that in no event shall a valid easement for any encroachment or use of the common elements be created in favor of any unit owner if such encroachment or use is detrimental to or interferes with the reasonable use and enjoyment of the Condominium or any portion thereof by the other unit owners and if it occurred due to the willful conduct of any unit owner. The easement described in this paragraph is an appurtenant easement and runs with the title to the Units. The easement described in this paragraph inures to the benefit of and is binding on the Declarant, its successors and assigns, and any Owner, purchaser, mortgagee or other person having an interest in said land, or any part or portion thereof. 5. Easement for Use, Enjoyment and Support of Common Elements and Limited Common Elements. Each unit and its respective owner(s) shall be subject to and shall have appurtenant thereto a permanent, non-exclusive easement in the common elements for ingress to and egress from it,utility services for it, support for it, maintenance and repair of it and the common elements and for similar purposes. Each owner shall have the non-exclusive right to use the common elements (but not the limited common elements) in common with all other owners, as may be required for the purposes of access, ingress to and egress from, use, occupancy and enjoyment of each respective unit. Such right shall extend to each owner,his agents,servants,tenants, family members, invitees and licensees;provided, however, that the Association may prohibit an owner,his agents, � servants, tenants, family members, invitees and licensees from using the amenities • located on the common elements if such owner fails to pay assessments for common expenses when due. Each owner shall have the right to the exclusive use and possession of the limited common elements contiguous to or otherwise assigned to his Residential ' Unit unless such limited common elements is intended to serve more than on Residential Unit, in which case the owner shall have non-exclusive easement for the use of such limited common element. Such rights to use and possess the common elements, including the limited common elements, shall be subject to and governed by the CIC Documents and the Act. 6. Easements for Certain Utilities.The Board of Directors of the Association may hereafter grant easements for utility purposes for the benefit of the Condominium including the right to install, lay,maintain,repair and replace water mains and pipes, sewer lines, gas mains, telephone wires and equipment, and electrical conduits and wires over, under, across, along and on any portion of the common elements, and each unit owner hereby grants said Boazd of Directors an irrevocable power of attorney to execute, acknowledge, and record, for and in the name of each such unit owner, such instruments as may be necessary to effectuate the foregoing. The easement described in this paragraph is an appurtenant easement ana runs with the title to the Units. The easement described in this paragraph inures to the benefit of and is binding on the Declarant, its successors and assigns, and any Owner, purchaser, mortgagee or other person having an interest in said land, or any part or portion thereof. 7. Easements Through Walts; Within Walls. Easements are hereby declared and granted to install, lay,maintain, repair and replace any wires, pipes, ducts, conduits, public utility lines or structural components running through the walls of the units, whether or not such walls lie in whole or in part within the unit boundaries. The easement described in this paragraph is an appurtenant easement and runs with the title to the Units and the Common Elements. The easement described in this paragraph inures to the benefit of and is binding on the Declarant; its successors and assigns, and any Owner, purchaser, mortgagee or other person having an interest in said land, or any part or portion thereof. 8. Easement for Building Encroachment,Building Maintenance and Ingress and Egress.The Common Elements are subject to and each Unit and the Common Elements are benefited by a permanent, non-exclusive easement in the Common Elements for ingress to and egress from the Units; utility services and support for the Units; and maintenance and repair of the Units and the Common Elements and for similar purposes. The Units and the Common Elements are subject to an easement for any encroachments resulting from the construction,reconshuction,repair, shifting, settiement or other movement of Units and Common Elements. The easement described in this paragraph inures to the benefit of and is binding on the Declarant, its successors and assigns, and any Owner, purchaser, mortgagee or other person having an interest in said land,or any part or portion thereof. ARTICLE IV. � Restrictions,Conditions and Covenants ' 1. Membership in Associallon. A unit by virtue of such interest be a.member of the Association and shall remain a member of said Association until such time as his interest in the Condominium ceases for any reason, at which time his membership in said Association shall automatically cease. When one or more persons hold an interest in a unit, all such persons shall be members. 2. Compliance with Provisions of CIC Documents. Each unit owner and occupant of a unit shall comply with all of the provisions of the CIC Documents and failure to comply with any such provisians shall be grounds for an action to recover damages or for injunctive relief. 3. Administration of Condominium.The administration of the Condominium shall be in accordance with the provisions of this Declaration and the Bylaws of the Association. 4. Prohibition of Exemption from Liability for Contribution Towards Common Expenses.No unit owner may exempt himself from liability for his contribution of his proportionate share of the common expenses of the Condominium, as assessed by the Association, by waiver of the use or enjoyment of any of the common elements or by the abandonment of his unit. 5. Purposes for Which Units are Restricted as to Use; Restrictions on Ownership and Conveyancing.Residential Units.All of the Residential Units in the condominium shall be used and occupied exclusively for private residential purposes by the owners thereof and their families, tenants and social guests and for no other purposes; provided, however, that they may, in addition,be used and occupied for the purposes, businesses, occupations and activities described in more detail in Section 16 of this Article IV hereinafter. 6. Nuisances.No noxious or offensive activity shall be cazried on in any unit or in the common elements, nor shall anything be done therein, either willfully or negligently, which may be or become an annoyance or a nuisance to other unit owners or occupants. 7. Hazardous Use and Waste; Conservation of Energy.Nothing shall be done or kept in any unit or in the common elements which will increase the rate of insurance, electricity, natural gas or any other energy or utility charges of the Condominium without the prior written consent of the Board of Directors of the Association. No unit owner or occupant shall permit anything to be done or kept in his unit or in the common elements which will result in the cancellation of insurance on the Condominium,or the contents thereof, or which would be in violation of any law. No waste shall be committed in the common elements. Water, heat, air conditioning, electricity or other forms of energy or utilities shall not be wasted but instead shall be conserved. 8. Obstructions of Common Elements.There shall be no obstruction of the common elements nor shall anything be stored in the common elements without the prior consent of the Board of Directors of the Association except as herein expressly provided. - 9. Exterior Exposure of Building.No unit owner or occupant shall cause or permit anything to be hung, displayed, or placed in window (with the exception of draperies, blinds, shades and natural plants), on the outside of exterior doors, or on the outside walls of the building, and no signs shall be a�xed to or placed upon the exterior walls or roof or any part thereof, without the prior written consent of the Boazd of Directors of the Association. The Board of Directors may promulgate regulations concerning uniform and harmonious window treatments which shall be binding upon all unit owners in the Condominium. 10. Restrictions on Alienation of Units.There are no restrictions on the alienation of units by reason of age, race, sex, marital status or religion. 11. Impairment of Structural or Mechanical Integrity of Unit or Building. Nothing shall be done, placed, installed or erected in any unit or in,upon or to the common elements, which would impair the structural or mechanical integrity of the building or which would structurally change the building except as is otherwise provided herein. 12. Alterations of Units or Common Elements.An owner of a Residential may make any improvements or alterations to his Residential Unit, not otherwise prohibited by the CIC Documents, so long as they do not impair or reduce the structural integrity, the mechanical systems, the sound insulation quality or the support of any portion of the Condominium. After acquiring an adjoining Residential Unit, an owner, with the consent of the Board of Directors of the Association and the first mortgagees of the affected Residential Units, may remove or alter any intervening partition,or create appurtenances thereto, even if the partition in whole or in part is a common element, if those acts do not impair the structural integrity, the mechanical systems or the sound insulation quality or lesson the support of any portion of the Condominium. The adjoining owner shall have the exclusive license to use the space occupied by the common elements,but such use shall not create an easement or a vested right. Removal of partitions or creation of apertures under this Section is not an alteration of unit boundaries. 13. Reasonable Requirements of Association; Indemnification for Unit or Common element Alterations. With respect to the removal of partitions or creation of apertures described in the last three sentences of the previous Section hereof, the Board of Directors of the Association may reasonably require the owners of the affected Residential Units to replace or restore any such partition or aperture, and prior to consenting to such alteration, the Board shall require plans and specifications therefore which plans and specifications shall not be modified after approval by the Board unless the Board has also approved such modifications. The Board shall further require that the owner(s) requesting its approval furnish adequate assurances that the Association and other owners will be indemnified and held harmless from mechanics' liens or other claims arising from structural alterations or modifications of the Residential Units or common - elements. The Board of Directors of the Association shall be entitled to require that the owner(s)requesting its approval provide a deposit or other assurance that any removed or altered common element will be repaired or restored as required. ' 14. Relocation of Boundaries Between Adjoining Residential Units.The boundaries between adjoining Residential Units may be relocated in accordance with Section S 15B.2-114 of the Act provided,however, that no unit may be so modified by relocation of the described in Section 12 of this Article IV. Such relocation may be accomplished by amendment to this Declaration upon application to the Association by the owner(s) of the adjoining Residential Units. The owner(s)of the adjoining Residential Units shall specify in the application the proposed reallocation between the Residential Units of the Residential Units'comman element interest, votes in the Association and common expense liabilities. Unless the Board determines within 60 days after receipt of the application by the Association that the proposed application is not in the best interests of the Condominium, the owner(s)may prepaze and file an amendment executed by the owner(s) and by any holder of a security interest in the Residential Units whose boundaries are being reallocated, which shall identify the Residential Units involved, contain words of conveyance between the owner(if more than one) and contain a written consent of the Association. Upon filing the amendment in the office of the Hennepin County Recorder, the amendment shall be indexed in the name of the grantor and the grantee. The amendment shall include an amended CIC Plat, showing the altered boundaries between the adjoining Residential Units and their dimensions and identifying numbers. If the holder of a security in the adjoining Residential Units joins in the amendment, the extent of its/their security interest(s)shall be deemed modified as provided in the amendment. The Association shall incur no liability to any party by reason of performing those acts enumerated in this Section. Notwithstanding anything herein to the contrary, the Association may require the owner(s) of the affected Residential Units to build a boundary wall and other common elements between the Residential Units. After the amendment has been filed, the applicant(s) shall deliver a certified copy of the amendment to the Association. 15. Pets.The policy of the Condominium with respect to pets shall be as established in the initial regulations relating thereto in the Rules and Regulations promulgated by the first Board of Directors of the Association and as those pet regulations may from time to time be amended by the Board of Directors at any meeting thereof provided notice of such meeting is accompanied by the proposed pet regulations set out verbatim. A copy of such pet regulations shall be provided to a buyer of the unit being resold. 16. Home Occupations; Other Permitted and Prohibited Activities; and Signs. Notwithstanding anything in Section 5 of this Article IV to the contrary, a unit owner or occupant may engage within the boundaries of his unit in a home occupation, that is, a use which is incidental and secondary to the principal use of the unit for residential purposes and does not change the character thereof including, but not limited to, office and studio uses, and such other uses which by custom are considered accessory to a dwelling; provided, however, that no sign advertising such occupation shalt be displayed and further provided,however, that in the event all of the other members of the • Association, at a special meeting called for such putpose, vote to require the termination of such occupation because of its objectionable effect on the Condominium, such unit owner or occupant shall forthwith thereafter cease and terminate such occupation. " Other than such home occupation, no industry, business, trade,occupation or profession of any kind, commercial, religious, educational or otherwise, designed for profit, altruism, exploration or otherwise, shall be conducted,maintained or permitted on any part of the Condominium. Except as approved in writing by the Board of Directors of the Association, no "For Sale" or "For Rent" signs or other window displays or advertising shall be placed,maintained or permitted by any unit owner or occupant on any part of the Condominium or in any unit therein. ]7. Laundry and Rubbish in Common Elements. Except in areas specifically designed and intended for such purposes, no clothes, sheets,blankets, laundry of any kind or other articles shall be hung out or exposed in any part of the common elements. In addition, the common elements shall be kept free and clear of rubbish, debris and other unsightly materials. 18. Lounging or Ptacement of Things in Common Elements. Except in area.s specifically designed and intended for such purposes, if any, there shall be no playing, lounging, or placement or parking of baby carriages or playpen,bicycles, wagons, toys, vehicles, benches, chairs or any other type of personal property on any part of the common elements, except as herein otherwise expressly provided. 19. Rules and Regulations. In addition to the foregoing restriction, conditions and covenants concerning the use of the Condominium, reasonable Rules and Regalations, not in conflict therewith and supplementary thereto, may be promulgated and amended from time to time by the Boazd of Directors of the Association. Copies of the Rules and Regulations of the Condominium, and amendments thereto, shall be furnished by the Association to each unit owner. 20. Leasing of Residential Units. Subject to the limitations, restrictions, terms and conditions which may, from time to time,be promulgated by the Board of the Association and included in the CIC Documents in generaI or in the Rules and Regulations in particular, unit owners shall have the right to rent their Residential Unit(s) provided that: a. Units Rented in Their Entireties. Units must only be rented in their respective entireties. b. Necessity of Lease or Rental Agreement. The rental arrangement shall be evidenced by a written rental agreement or lease(the "Lease") in which the tenant agrees to be bound by the CIC Documents including particularly, but without limitation, the next succeeding subsections hereof. c. Board's Role as Intervenor in the Event of Tenant's Violation; Copy of Lease to be Filed with Association Secretary; Continuing Obligation to Update Lease Information and Documentation. The unit owner and tenant shall agree in the - Lease that if tenant is in violation of any of the terms of the CIC Documents and such violation shall continue after 30 days'written notice to the unit owner, the Board of Directors of the Association shall have the right to terminate the Lease . ' and to bring an unlawful detainer action to remove the tenant from the rented Residential Unit(s). To enable the Association to fulfill this role as intervenor, the unit owner must provide the Association-at the outset of the rental arrangement (in order for the Lease to be valid),with a copy of the Lease which shall contain, among other things (including those described herein), the name of the tenant(s) and all occupants of the unit and the length of the term thereof(which shall comply with the next subsection hereo fl. Delivery of the copy of the Lease shatl be made to the Secretary of the Association. This duty shall continue for so long as the unit is rented out, and, thus, the unit owner shall be obligated to furnish the Association with the requisite documentation and information each time the unit is sublet or leased to a new subtenant or new tenant or whenever the term of the Lease is extended or renewed with an existing tenant. d. Minimum Term of Lease; No Transient or Hotel Anangements or Services. The Lease shall be for a teim of not less than 6 months and shall specifically exclude customary hotel services such as food and beverages service, maid service, and laundry,linen, and bellboy services. e. Unit Owner's Duty to Furnish Pertinent Documentation and Information to Tenant. Each unit owner shall have the following duties in every lease or rental arrangement; (i)to furnish his tenant with copies of those provisions of this Declaration, Rules and Regulations and any other CIC Documents which pertain to the leasing and rental of Residential Units, and(ii) to see that the tenant complies with all of the pertinent provisions of this Declaration, the Rules and Regulations and other CIC Documents. None of the foregoing limitations shall apply to Declazant which shall not be subject to any lease or tenancy restrictions imposed by this Declaration or any Rules and Regulations promulgated by the Board of Directors of the Association. 21. Restrictions,Conditions and Covenants to Run With Land. Each grantee of Declarant, by the acceptance of a deed of conveyance, and each unit owner who acquires such interest hereafter, accepts such deed or such interest, as the case may be, subject to all restrictions, conditions, covenants, reservations, liens and charges, and the jurisdiction, rights and powers created or reserved by this Declaration and in prior instruments, and all rights, benefits and privileges of every character granted, created, reserved or declazed in this Declaration, and all impositions and obligations hereby imposed shall be deemed and taken to be covenants running with the land, and shall bind any person having at any time any interest or estate in said land, and shall inure to the benefit of the unit owner in like manner as though the provision of this Declaration were recited and stipulated at length in each and every deed of conveyance. 22. Non-Waiver of Covenants.No covenants, restrictions, conditions, obligations or provisions contained in this Declaration shall be deemed to have been abrogated or waived by reason of any failure to enforce the same, irrespective of the number of - violations or breaches which may occw. ARTICLE V. " Management,Maintenance,Repairs, Alterations and Improvements 1. Common Elements. i. Association.The Association shall be responsible for the maintenance,repair, alteration, improvement and replacement of the common elements including limited common elements. Nothing herein shall be construed so as to preclude the Association from delegating to such persons of its choice such duties as may be imposed upon it by the terms of this Article. ii. Unit Owner. In addition to observing the covenants set forth in the previous Article hereof, each unit owner shall be responsible for promptly repairing any and all damage to or destruction of any unit(s) or any common elements caused by his failure promptly to perform necessary maintenance and repairs to such owner's unit or caused by his negligent acts or omissions, or those of any occupant of his unit, or those of any invitee, licensee,or guest of his within 30 days after such damage occurred or any extension of such 30 day period granted in writing by the Association or to bear the cost thereof to the extent not covered by insurance(if applicable). Nothing herein contained, however, shall be construed so as to modify any waiver by insurance companies of rights of subrogation. 2. Units i. Unit Owner. Each unit owner is responsible for the maintenance,repair, alteration and impravement of his Residential Unit. This responsibility includes all internal installations within the unit which serve exclusively just the unit such as appliances,heating, plumbing, electrical and air-conditioning fixtures or installations, and any portion of any other utility service facilities located within the boundaries of the unit and serving just the unit.The unit owner shall perform his responsibilities in such a manner as not to unreasonably disturb other persons residing within the Condominium or any other unit in the Condominium. 'The unit owner shall repair and replace, at his expense, to the extent that such expense is not covered by the proceeds of insurance carried by the Association, if applicable, any portion of another unit and/or the limited common elements appurtenant to it which has been damaged or destroyed by reason of his negligent act or omissions, or the acts or omissions of any occupant of his unit, or the acts or omissions of any invitee, licensee or guest of such unit owner or occupant within 30 days after such damage has occurred or any extension of such 30 day period granted in writing by the Association. Nothing herein contained,however, shall be construed so as to modify any waiver by insurance companies of rights of - subrogation. If such owner fails to do the required remedial work,the Association may do it or " have it done and send a statement for all costs incurred including administrative charges. The amount shown on such statement shall be considered a common expense which has been assessed by the Association(i.e., an assessment) and, accordingly, all of the provisions in this Declaration and the Bylaws relating to assessments shall apply thereto including specifically,but not limited to, Section 7 and 8 of Article VI hereof and all of the Sections in Article VII hereof In doing the remedial work the unit owner shall perform his responsibilities in such a manner as not to unreasonably disturb other persons residing within the Condominium or any other unit in the Condominium. ARTICLE VI. Assessments, Charges,Liens for Assessments aad Taxes; Required Funds and Reserves 1. Obligations of Unit Owners to Pay Assessments. Each owner of a Residential Unit shall be liable for the portion of common expenses allocated and assessed to his Residential Unit. Each owner of a Residential Unit shall be liable for the portion of Pazking Area Expenses allocated and assessed to his Residential Unit(s). 2. Assessments for Common Expenses,Parking Area Expenses and Expenses Benefiting Less Than All Units.Assessments for common expenses and Parking Area Expenses shall be govemed by Section S 15B.3-115 of the Act.They shall be allocated among the Residential Unit Owners on the basis of the percentage of common expense liability set forth on Exhibit "A" attached hereto. In addition, the Board may assess certain common expenses against fewer than all of the units as follows: a. Maintenance,Repair or replacement of Limited Common Element. Any common expense associated with the maintenance,repair or replacement of a limited common elernent shall be assessed against the unit or in equal shares against the units to which the limited common element was assigned at the time the expense was incurred; or b. Common Expenses Benefiting Less Than All Units.The Board may assess any common expense for projects benefiting less than all of the units against the units benefited; or c. Costs and Attorney's Fees.The board may assess any costs and attorney's fees relating to the enforcement of the provisions of the CIC Documents, the collection of any delinquent assessments or the foreclosure of any Association lien against the unit of the owner who is in violation of the provisions of this Declaration or delinquent in the payment of assessments. _ 3. Preparation of Proposed Budget and Levying of Assessment.The first Board of Directors (appointed by Declarant) shall determine and adopt, prior to conveyance of the ' first unit hereunder, an initial budget for the period commencing with the first day of the month in which the sale of the first unit is closed and ending on December 31 st of such calendar year. Each year thereafter,before December l, the Board of Directors shall estimate the total amount necessary to pay the common expenses and the Parking Area Expenses which will be required during the ensuing calendar year together with the reasonable amount considered by the Board to be necessary for reserves for such things as maintenance, alterations and improvements, reconstruction and repair, and emergencies. No later than December 1 of each year, the Board of Directors shall provide or mail to each of the unit owners a copy of said budget and a notice advising the unit owner of the estimated amount of the assessment he shali pay in the next calendar year which shall be in accordance with the allocation of common expense liability set forth in Exhibit "A" attached hereto. 4. Payment of Assessments in Installments and When Due. On or before January 2 of the year following the levying of an assessment as provided in the previous Section hereof, and the first of each and every month of said year thereafter, each member shall be obligated to pay to the Board of Directors,or as it may direct, 1/12th of the assessment levied pursuant to the preceding Section hereof. In addition, each owner shall pay assessments levied against his unit(s)when the same become due. 5. Special Assessments. In addition to the annual assessments levied on or before December 1 of each year, as provided hereinabove in Section 3 of this Article VI, the Board of Directors may in its discretion levy special assessments at such other and additional times as in its judgment are required for the proper management,maintenance and operation of the common elements or to defray the costs of any unforeseen or unbudgeted common expense, including without limitation the unexpected construction, reconstruction,replacement or repair of a capital improvement and including fixtures and personal property related thereto. 6. Failure to Prepare Annual Budget and Levy Annual Assessment.The failure or delay of the Board to prepare the proposed annual budget and to levy assessments upon each member as provided in Section 3 of this Article VI shall not constitute a waiver or retease in any manner of such members obligation to pay annual assessments, whenever the same shall be determined, and in the absence of any annual budget, each unit owner shall continue to pay the monthly assessment at the then existing monthly rate until he shall have received the new annual assessment levied against him. 7. Fees, Charges, Late Charges, Fines & Interes� Fees(including attorney's fees), charges, late charges fines and interest charges provided for in Sections S 15B.3- 102(a)(10), (11) and (12} and S15B.3-115(e)(4) and(5)of the Act shall be deemed to be assessments and will constitute a lien and be enforceable in accordance with Section S 15B.3-116 of the Act. Any such fees and charges shall also be a personal obligation of the unit owner or occupant against whose unit the same have been imposed. . The Board of Directors shall from time to time establish for the Association an interest rate to accrue on the amount of past due installments of assessments or assessment which ' shall commence to accrue 14 days after the particular assessment or installment of assessment was due until paid in full. If the Association has failed to establish such interest rate at the time any unit owner fails to pay an assessment or installment of assessment by the date it is due, the rate of interest shall be deemed to be the rnaximum amount allowable under Section 549.09 of Minnesota Statutes, as amended. In no event shall any interest rate established by the Board of Directors exceed the interest rate provided for in said Section 549.09. 8. Lien for Assessments.The Association has a lien on a unit for any assessment levied against that unit from the time the assessment becomes payable as is more specifically described and provided for in Section S 15B.3-116 of the Act. The Association lien may be foreclosed as provided by the laws of the State of Minnesota as if it were a lien under a mortgage containing a power of sale. The rights of the parties shall be the same as those provided by law except that the period of redemption for unit owners shall be 6 months from the date of sale. The lien is prior to all other liens and encumbrances on a unit except the following: a. Liens and encumbrances recorded before the recordation of this Declazation. b. Any recorded mortgage on the unit securing a first mortgagee, and c. Liens for real estate taxes and other governmental assessments or charges against the unit. The recordation of this Declazation constitutes record notice and perfection of the lien. No further recordation of any claim of lien for assessment is required under Section S 15B.3-116 of the Act or hereunder. 9. Liability in a Voluntary or Involuntary Conveyance of a Unit; Statements; Binding Effect of Statement. Except as provided in Section 21 of Article XI hereof, in a voluntary or involuntary conveyance of a unit, the grantee of the unit shall be jointly and severally liable with the grantor for all unpaid assessments against the unit which the Board levied prior to the time of conveyance,without prejudice to the grantee's right to recover from grantor the amounts paid by the grantee therefore. However, the Association must furnish to the grantee, or his authorized agent,upon written request of the grantee or his authorized agent, a recordable statement setting forth the amount of unpaid assessments currently levied against his unit. The statement shall be furnished within ten(10)business days after receipt of the request and shall be binding on the Association, that is, grantee shall not be liable for, nor shall the unit conveyed be subject to, a lien for any unpaid assessments made by the Association against the grantor in excess of the amount therein set forth. In addition, grantor and the Association shall comply in all respects with the requirements of Section S15B.4-107 of the Act. 10. Real Estate Taxes and Assessments.Real estate taxes and governmental special and annual assessments (the "Real Estate Taxes") shall be separately levied against the Residential Units and the corresponding percentage of ownership interest in the common . elements appurtenant thereto owned by an individual owner as provided in the Act. In the event for any year the real Estate Taxes are not levied separately against the Residential Units and the common element interest of individual owners, but instead are levied ` against the real estate constituting the Condominium as a whole, the Board shall pay such Real Estate Taxes as they become due and treat the amounts paid as a cornmon expense of the Association. Prior to February 1 st of any year for which it is anticipated that the Association witl be responsible for the payment of Real Estate Taxes, the Board shall levy a special assessment in the anticipated amount of such Real Estate Taxes against the individual units on the basis of each unit's percentage liability for common expenses or on the basis of estimated actual tax liability of each owner's unit(s) and interest in the common elements together with an amount sufficient to establish a reasonable reserve to be used in the event of non-payment by a portion of the unit owners. If necessary, the Board shall have the authority,but not the obligation, to advance funds in payment of all or a portion of such Real Estate Taxes pending receipt from the owners of their proportionate shazes thereof. I 1. Prohibition of Delinquent Owner from Using Amenities and VoNng.The Board of Directors of the Association shall have the authority to prohibit any owner from using any amenities in or upon the common elements if such owner is delinquent in the � payment of any installment of any assessment and such owner shall not have the right to vote on any Association matters or in any election of the Board if such owner is delinquent in the payment of any installment of any assessments. 12. Advance Contribution for Start-Up Cost. At the time of the initial sale of each unit is closed, the purchaser of the unit shall pay the Association an amount equal to 2 times the first full monthly installment of assessments for such unit. The Association shall use and apply this sum for start-up costs and as an operating fund in connection with all initial operating expenses for the common elements. This payment is non-refundable and shall not be applied as a credit against the owner's monthly installments of assessments. Under no circumstances shall Declarant have any obligation to pay the aforementioned sum so long as Declarant is the owner of a unit and holds such unit for sale or as a model. 13. Reasonable Reserve for Contingencies and Replacements. The Association shall establish,maintain and augment a reasonable reserve for contingencies and replacements and to provide an adequate reserve to meet the obligations of the Association in the event that a portion of the unit owners default in the payment of assessments, which reserve shall be segregated and allocated for specific purposes. Extraordinary expenditures not originally included in the annual estimate which may become payable during the year shall be charged first against such portion of the contingency and replacement reserve which remains unallocated. If the estimated cash requirement proves inadequate for any reason or in the event'of a nonrecumng common expense is anticipated for any yeaz, then the Board may prepare and approve a supplemental budget covering the estimated deficiency or nonrecurring expense for the remainder of the year, copies of which shall be furnished to each owner, and thereupon a separate assessment, shall be made to each owner for his proportionate share of such supplemental budget. All owners shall be personally liable for and obligated to pay their respective adjusted amount. _ ARTICLE VII. Compliance and Default � 1. Compliance. Each unit owner shall be governed by and shall comply with the terms, conditions, obligations and provisions of the CIC Document and the provisions of the Act, as the same may be amended from time to time. 2. Defauit and Remedies; Acceleration Clause. A default in or failure to comply with any of the terms, conditions, rules,obligations and provisions of the CIC Documents and the Act by any unit owner; occupant of his unit, or invitee, licensee or guest thereof sha11 be grounds for relief which may include,without intending to limit the same or to constitute an election of remedies, an action to recover sums due for damages, and injunction, foreclosure of a lien, or any combination thereof, and which relief may be sought by the Association, or if appropriate, by the other aggrieved unit owners, or both. Attorney's fees and costs shall be recoverable in any such action or even in effecting remedy of the default or collection of any sums due without having to resort to such action. In no case may a unit owner, or occupant, withhold any assessments due and payable to the Association, or take(or omit)other action in violation of the CIC Documents or the Act as a measure to enforce such unit owner or occupant's position,or for any other reason. If a unit owner fails to perform any obligation under the CIC Documents or the Act(the "Defaulting Unit Owner")then the Association may(but is not obligated to) perform the same for the Defaulting Unit Owner's account and for such purposes may enter upon the premises of the Defaulting Unit Owner's unit to do such work and to incur such expenses or other sums as are reasonably deemed by the Association as necessary to cure the default, and for such expense shall levy a special assessment against the unit owned by such Defaulting Unit Owner and set it forth on a statement to tie given to the Defaulting Unit Owner. Such special assessment shall be due thirty(30) days after its being given to the Defaulting Unit Owner. Installments of regular and special assessments are due on the first day of each month, and special assessments not payable in installments shall be due 30 days after their being given to a unit owner. A unit owner becomes a "Defaulting Unit Owner" by failing to make payment of an installment of a regular or special assessment by the fifteenth day of a month, or by failing to make payment of a special assessment by the date it was due. In the even a unit owner has become a Defaulting Unit Owner,the Association may asses, and the Defaulting Unit Owner shall be obligated to pay, a reasonable charge and/or penalty for each such unpaid assessment or installment thereof, together with interest as proved in Section 8 of this Article VII, and all expenses, including reasonable attorneys' fees incurred by the Association in any attempt or proceeding brought to collect any such unpaid assessment. In the case of a failure on the part of the Defaulting Unit Owner to pay an installment of assessments or assessment more than 30 days after it was due,the Association may opt to accelerate the remaining installments or balance of the assessment upon written notice thereof to the Defaulting Unit Owner, and thereupon the entire unpaid balance of the assessment with all accrued interest shall become due and payable . upon the date stated in the notice. In addition to the foregoing, the Association is hereby entitled to impose reasonable fines, ' penalties, or chazges for each violation of the CIC Documents and to suspend any rights of a unit owner, or occupant and/or their guest,to use any recreational facilities or common elements except limited common elements appurtenant to the unit and those portions of the common elements providing utility service and ingress and egress to such unit owner, or occupant and/or their guests, to use any recreational facilities or common elements except limited common elements appuRenant to the unit and those portions of the unit common elements providing utility service and ingress and egress to such unit owner's unit, any such suspension being limited to the period of default by the unit owner or occupant and for up to 30 days thereafter for each violation. 3. Hearing in Certain Cases. In case the Association desires to impose a fine, penalty or charge for a violation of any provision(s)of the CIC Documents, or to suspend the rights of any unit owner, or occupant and/or guest thereof,to use any common elements which were damaged or altered, or suffered or allowed to be damaged or altered, by any unit owner, or occupant andlor guest thereof, in violation of any provision(s)of the CIC Documents, and to assess the costs of such restoration against the Defaulting Unit Owner, it shall cause to be mailed or delivered to the Defaulting Unit Owner, or occupant, written notice specifying the general nature of the violation and the remedy to be imposed which notice must be delivered at least 10 days prior to the effective date of such imposition. The Defaulting Unit Owner, or occupant, shall have the right,upon written notice delivered to the Association within the aforesaid 10 day period, to have a hearing conducted before the Board of Directors. The hearing shall be set at a reasonable time and place, with reasonable notice to the parties involved,but in no case later than 30 days after the request for a hearing. If a hearing is requested,the remedy imposed shall not take effect until the hearing is completed or the matter is otherwise resolved by mutual agreement of the Defaulting Unit Owner and the Association and/or other unit owners, whichever event occurs first.The decision of the Boazd of Directors shall be final and binding on ali the parties. The decision shall be delivered in writing to the Defaulting Unit Owner or occupant involved. � 4. Notice of Default and Failure to Cure.A unit owner shall be considered to be in default if he has failed to make payment to the Association by the due date specified in Section 2 of this Article VII. He shall not be considered in default of his non-monetary obligations under the CIC Documents or the Act unless he shall have failed to cure or correct such default in the manner and within the time specified in a written notice given to him by the Association. That notice shall specify the nature of the default, the cure thereof, and the time within which the cure shall be effected. 5. Remedy of Abatement in Addition to Other Remedies. In the event the Defaulting Unit Owner fails to effect the cure specified by the Association in the notice of default, within the time specified in such notice, where the default is a structure, thing or condition existing in or on the premises of the Defaulting Unit Owner's unit in which, on which, or as to which such default exists and summarily to abate and remove, at the . Defaulting Unit Owner's expense, the structure,thing,or condition constituting the default, and the Association, and his agents, employees and representatives, shall not thereby be deemed guilty in any manner of trespass. The costs of such abatement and � removal shall be specially assessed to the Defaulting Unit Owner. 6. Monetary Liability of Defaulting Member. Each unit owner shall be liable for the expense of any maintenance, repair or replacement necessitated by his act, omission, neglect, or carelessness or by that of any member of his family or his or their guest, employees, agents, lessees, invitees, or licensees,but only to the extent that such expense is not met by the proceeds of insurance carried by the Association. Such liability shall include any increase in any insurance rates occasioned by use, misuse, occupancy or abandonment of any unit or its appurtenances. Nothing herein contained, however, shall be construed so as to modify any waiver by insurance companies of rights to subrogation. 7. Recovery of Attorneys' Fees and Costs. As provided in Section 2 of this Article VII of this Declaration and Section S15B.3-115(e)(4)of the Act, the Association shall be entitled to recover reasonable attorneys' fees and costs incurred by the Association in any proceeding brought to collect an unpaid assessment or installment of assessment from the Defaulting Unit Owner or to foreclose a lien for the amount thereof on the Defaulting Unit Owner's unit. In any proceeding arising because of an alleged non-monetary default by the Defaulting Unit Owner, the prevailing party shall be entitled to recover the costs of such proceeding and such reasonable attorneys' fees and costs as may be allowed by the court. 8. Recovery of Interest. The Association shall be entitled to recover from the Defaulting Unit Owner who has defaulted in the payment of assessments due the Association, or has committed a non-monetary default which has necessitated the Association expending money to cure the default, interest on the amount due which shall commence to accrue 14 days after the particular assessment, installment of assessment or amount due the Association for its curing the Defaulting Unit Owner's default was due until paid in full. The interest rate shall be that rate which the Board of Directors has established at the time of the Defaulting Unit Owner's default or, if the Association has not established an interest rate, then the rate shall be that rate which is provided under Section 549.09 of Minnesota Statutes, as amended. In no event shall the interest rate exceed the highest rate allowed by law in the State of Minnesota applicable to such an indebtedness. 9. Non-Waiver of Covenants.The failure of the Association or of a unit owner to enforce any term, provision,right, covenant or condition which may be granted by any of the CIC Documents and the Act shall not constitute a waiver or abrogation of the right of the Association or a unit owner to enforce such term,provision, right, covenant or condition in the future, irrespective of the number of violations or breaches thereof which may have occurred. ARTICLE VIII. Insurance 1. Master Palicy of Insurance Carried by Association. The Association shall maintain and keep in force a master policy or policies of insurance in accordance with the requirements set forth in Section S15B.3-113 of the Act and issued by a reputable ' insurance company or companies authorized to do business in the State of Minnesota, which policy or policies shall further provide coverage as follows: a. Fire and standard extended coverage insurance in an amount equal to 100%of the insurable "replacement cost"of the Condominium exclusive of land, foundation, excavation and other items normally excluded from coverage(but including all building service equipment and machinery), except such perils as may be separately insured or are uninsurable. The policy or policies shall cover personal property owned in common by all of the unit owners or by the Association. The policy or polices shall contain an "Inflation Guard" endorsement,or an agreed amount clause, or determinable cash adjustment clause, or similar clause to permit a cash settlement covering specified value in the event of destruction and a decision not to rebuild. Such insurance shall afford protection against loss or damage by fire and other hazards covered by the standard extended coverage endorsement for project similar in construction, location and use to the Condominium; together with the following additional coverage if required by the requirements of the Federal Home Loan Mortgage Corporation("FHLMC")the Federal National Mortgage Corporation"(FNMA"}the Federal Housing Administration("FHA") or the Veterans Administration("VA")in connection with mortgage loan commitments issued by any first mortgagees: i. If there is a steam boiler in any building the policy shall afford protection against boiler explosion in such building evidenced by a broad form of boiler and machinery endorsement, in the minimum amount of$50,000.00 per accident per location. ii. If any building is located in an area identified by the Secretary of Housing and Urban Development as an area having special flood hazards, a "blanket" policy of flood insurance on the Condominium shall be maintained in the amount of the aggregate of the outstanding principal balances of the mortgage loans on the units or the maximum limits of coverage available under the National Flood Insurance Act of 1968, as amended, whichever is less. iii. The policy shall cover sprinkler leakage,debris removal, cost of demolition, vandalism,malicious mischief, windstorm and water damage. iv. The policy shall cover demolition and contingent liability from operation of building laws endorsements,increased cost of construction, earthquake damage and other applicable hazards. v. The policy shall cover the Residential Units(including the f xtures and built-in appliances inside of them), and the common elements. In the event that the Association shall fail to pay currently the premiums due with respect to such insurance, then in such event any first mortgagee may make payment of such due premiums, and such payments so made by the first mortgagee shall be a sum immediately due and owing by the - Association to such first mortgagee together with interest at the highest _ rate allowed by law from the date of payment of the money by the first mortgagee to the date of reimbursement by the Association. The first ' mortgagee making such advance shall have the right to sue upon and enforce the foregoing covenant, and this covenant shall have the same effect and stand in lieu of any separate agreement covering such rights between the Association and such first mortgagee advancing funds. The Association is further authorized to enter into a separate agreement in favor of all first mortgagees,which shall further authorize the first mortgagee to secure its own replacement policy in the event the one held by the Association fails to comply with the requirements of this Declaration. b. Comprehensive public liability insurance covering the use, Ownership and maintenance of structures and grounds of the Condominium (i.e., the common elements thereo fl, with the minimum limits of$1,Q00,000.00 per occurrence, against claims for death, bodily injury and property damage, and such other risks as are customarily covered by such policies for projects similar in construction, location and use to the Condominium. Such public liability insurance shall contain a "severability of interest" endorsement which shall preclude the insurer from denying the claim of a exnit owner or occupant because of negligent acts of the Association or other unit owners or occupants. If required by the lending Association or other unit owners or occupants. If required by the lending requirements of any first mortgagee the coverage shall include water damage liability, liability for non-owned and hired automobiles, liability for property of owners, and, if applicable,elevator collision, garage keeper's liability and host liquor liabiiity. c. Fidelity coverage against dishonest acts on the part of directors, officers, managers who are employees of the Association, trustees, employees or volunteers responsible for handling funds belonging to or administered by the Association if deemed to be advisable by the Board of Directors of the Association or required by FNMA, FHLMC, FHA or VA(whichever is applicable). The fidelity bond or insurance shall name the Association as the named insurance and shall be written in an amount sufficient to provide protection which is in no event less than 1-1/2 times the insured's estimated annual operating expenses and reserves. An appropriate endorsement to the policy to cover any persons who serve without compensation shall be added if the policy would not otherwise cover volunteers, or a waiver of defense based upon the exclusion of persons serving without compensation shall be added. d. Workers' Compensation insurance as required by law. e. Such other insurance as the Board of Directors may determine from time to time to be in the best interests of the Association and the unit owner. 2. Policies to be Carried by Association. In the event the Association fails to maintain and _ keep in force the insurance coverages mandated by Section 1 (a) of this Article VIII,then any first mortgagee may institute and keep in force such coverages. In addition, it shall ' maintain and keep in place such Workers'Compensation insurance as required by law. 3. Insurance Premiums Assessed as Common Expenses. All insurance premiums of the Association shall be assessed and paid as a common expense, and in the event of a claim, the Association may charge any insurance deductible amounts back against the unit owners who caused the claim to be made or with respect to whose units the claim arose. 4. Insured to be Association or Insurance Trustee.All insurance coverage maintained by the Association shall be written in the name of, and the proceeds thereof shall be payable to the Association or a yualified insurance trustee selected by it as trustee for the unit owners and any other holder of a security interest in the units, including first mortgagees, which suffer loss. The Association, or any insurance trustee selected by it as trustee for the unit owners and any other holder of a security interest in the units, including first mortgagees, which suffer loss. The Association, or any insurance trustee selected by it, shall have exclusive authority to negotiate and settle any claims or losses under any insurance policy maintained by the Association. 5. Waiver of Subrogation.All policies of insurance shall contain waivers of subrogation by the insurer as to any claims against the Association,or a unit owner or occupant, and/or their respective agents, tenants or employees, and waivers of any defense based on co-insurance or invalidity from any acts of the insured. 6. Requirements for Policies of Insurance.All policies of property insurance maintained by the Association shall, among other things,provide that: a. Despite any provisions giving the insurer the right to elect to restore damage in lieu of a cash settlement, such option shall not be exercisable(i)without the prior written approval of the Association(or any insurance trustee) or(ii}when in conflict with the provisions of any insurance trust agreement to which the Association may be a party, or any requirement of law; b. Such insurance may not be brought into contribution with any insurance purchased by unit owners or their first mortgagees; and c. The coverage shall not be prejudiced by(i) any act or neglect of the unit owners when such act or neglect is not within the control of the Association or(ii) any failure of the Association to comply with any warranty or condition regarding any portion of the Condominium over which the Association has no control. 7. Individual Insurance Policy for Unit Owner. Each unit owner may obtain additional insurance at his own expense covering fire and other casualty to his unit;his personal property and his personal liability,but all such insurance shall be subject to the provisions and requirements of Section S15B.3-i 13 of the Act. _ ARTICLE IX. Reconstr_uction,Repair or Replacement ' After Casualty Damage and Condemnation and Eminent Domain 1. Procedures for Repair, Reconstruction or Disposition Following Damage or Destruction.The procedures for the repair,reconstruction or disposition of the Condominium following damage to or deshvction thereof shall be governed by the provisions of Section S 15B.3-113(h), (i) and(j)of the Act, and any repair or reconstruction shall be substantially in accordance with the plans and specifications of the Condominium as initially constructed and subsequently improved upon. Notice of substantial damage or destruction shall be given pursuant to Section 3 of this Article IX hereinbelow. 2. Procedures in Case of Taking of Part or All of Condominium by Condemnation or Eminent Domain. In the event of a taking of any part of the Condominium by condemnation or eminent domain, the provision of Section S 15B.1-107 of the Act shall govern and notice shall be given pursuant to Section 3 of this Article IX hereinbelow. 3. Notice to First Mortgagees.All first mortgagees shall be entitled to receive notice of any and all condemnation proceedings or substantial damage to or destruction of the Condominium, and the Association shall give written notice thereof to all first mortgagees promptly after occunence of the damage or destruction or commencement of the condemnation proceeding. First mortgagees shall be entitled to priority for condemnation awards in accordance with the priorities established by the Act and this Declaration and the Articles of Incorporation and the Bylaws of the Association, as their interests may appear. ARTICLE X. Amendment This Declaration may be amended by an affirmative vote of at least 75%of the total voting power of the Association (i)in writing, or (ii)at a meeting of the Association duly held in accordance with the provisions of the Bylaws.Any amendment shall be subject to the rights of first mortgagees as set forth in the next Article hereof and such greater requirements as may be imposed by the Act, and shall be effective only when recorded in the office of the Hennepin County Registrar of Titles. In the case of an amendment by vote at a meeting of the unit owners, an acknowledgrnent by the Secretary or other officer of the Association as to the procedural sufficiency of the vote shall be adequate evidence thereof for all purposes, including without limitation the recording of the amendment. ARTICLE XI. Mortgagee Requirements 1. Effect of Succeeding Sections.The succeeding Sections of this Article XI shall take . precedence over all other provisions and sections of this Declaration, and the Bylaws of the Association and in the event of any inconsistency or contradiction, the following Sections shall control. ' 2. Time of Written Notice for Certain Occurrences.The holder, insurer, or guarantor of a first mortgage on any unit in the Condominium,who has advised the Association in writing of its name and address and the name and address of the unit covered by such mortgage and in said writing has requested the Association to notify it of any of the following matters, is entitled to timely written notice of a. Any condemnation, or casualty loss that affects either a material portion of the Condominium or the unit on which there is a first mortgage being held; b. Any delinquency in the payment of assessments or charges owed or any other default in the performance of any obligation owed under the CIC Documents by an owner of a unit subject to a first mortgage held, insured, or guaranteed by such holder, insurer or guarantor, which remains incurred for a period of at least 60 days; c. Any lapse, cancellation, or material modification of any insurance policy or fidelity bond maintained by the Association; and d. Any proposed action that requires the consent of a specified Percentage of eligible mortgage holders as specified in Section 8 of this Article XI below. The terms "timely written notice" means that period of time which is reasonably sufficient to enable the mortgage holder,insurer or guarantor to take action with respect to the subject matter of the notice. 4. No Restrictions on Mortgaging Units.No provision in this Declaration or the Bylaws of the Association shall restrict an owner's right to mortgage his or her unit. In addition, no such provision shall limit an owner's financing options by requiring the use of a specific lending institution or a particular type of lender. 5. No Limitations on Unit Owner's Ability to Sell. The Association shall not impair or restrict a unit owner's right to sell, transfer or convey his or her unit. The Association shall never hereafter have a right of first refusal. 6. Availability of CIC Documents.The Associarion shall at all times have current copies of the CIC Documents as well as its own books,records and financial statements for inspection by unit owners or by holders, insurers and guarantors of first mortgages that are secured by units in the Condominium. These documents shall be available during normal business hours or under other reasonable circumstances. 7. Examination of Records; Audited Financial Statement. Any holder,insurer, and guarantor of a first mortgage secured by a Residential Unit in the Condominium upon - written request made to the Association, shall have the right to examine the current copies of the CIC Documents and the books,records and financial statements of the Association or the Condominium during normal business hours. An audit of the accounts ` of the Association for the preceding fiscal year of the Association shall be rendered and made available to members of the Association within 120 days after the end of such fiscal year. In addition, it shall be made available to any such holder, insurer or guarantor of any first mortgage on a Residential Urtit who has filed a written request for such audit with the Association. 8. Material Amendments to Declaration and Bylaws or Material Changes; Limitations on Actions of Association.Notwithstanding anything in Article X of this Declaration to the contrary, any amendments to this Declaration and Bylaws of a material nature must be approved not only by an affirmative vote of at least 75% of the total voting power of the Association but also by the written consent of at least 75%of the holders of those first mortgagees of the units who have submitted to the Association a written request that they be notified of any proposed action requiring approval (based upon one vote for each mortgage held). Any of the following changes shall be deemed a "material amendment" or a "material change": a. Voting rights; b. Assessments, assessment liens, subordination of assessment liens or increases in assessments that raise the previously assessed amount by more than 25%; c. Reduction in reserves for maintenance, repair and replacement of common elements; d. Responsibility for maintenance and repair; � e. Reallocation of interest in the common elements and limited common Elements of the Condominium or rights to their use; f. Redefinition of the boundaries of any unit; g. Convertibility of units into common elements or vice-versa; � h. Expansion or contraction of the Condominium, or the addition and annexation or withdrawal of property to or from the Condominium. i. Hazard or fidelity insurance requirements; j. Restriction on the leasing of units; k. Imposition of any restrictions on a unit owner's right to sell or transfer his or her unit; l. A decision by the Association to establish self-management when professional management had been required previously by an eligible mortgage holder; , m. Restoration or repair of the Condominium after a hazard damage or partial condemnation in a manner other than that specified in the CIC Documents; n. Any action to terminate the legal status of the Condominium after substantial destruction or condemnation occur; o. Any provisions that expressly benefit mortgage holders, insurers, or guarantors; p. Any amendment to this Article; q. Partition or subdivision of any unit except as provided by or allowed by statute; r. Any attempt by act or omission to abandon,partition, subdivide, encumber, transfer or sell the common elements; or s. Any use of hazard insurance proceeds for losses to any condominium property (whether units or common elements)for other than repair, replacement or reconstruction of the condominium property. If an addition or amendment is not considered as a material change, such as the correction of a technical error or clarification of a statement, then the approval of mortgage holders, insurers or guarantors shall be assumed if they have failed to submit a response to any written proposal for such amendment or addition within 30 days after the proposal is made. 9. Approval of Termination of Condominium by Unit Owners and Mortgagees. The Condominium may be terminated only by the written agreement of owners of units to which at least 80%of the votes in the Association are allocated, and agreement of at least 80%of the first mortgagees of the units(each mortgagee having one voter her unit financed), except for the termination of the Condominium in the event of a taking of all of the units by eminent domain(or conveyances under the threat of eminent domain. All procedures, appraisals and disposition of proceeds following any termination of the Condominium shall be governed by Section S15B.2-119 of the Act. 10. Association Responsible for Maintaining Common Elements.The Association shall be responsible for maintaining the common elements of the Condominium including all limited common elements thereof. 11. Representation by Association.The association shall represent the unit owners in any proceedings, negotiations, settlements or agreements having to do with any losses or proceeds from the condemnation,destruction or liquidation of all or part of the Condominium or from the termination thereof. Consequently,the award or proceeds of settlements shall be payable to the Association for the use and benefit of the unit owners . and their mortgagees as their interest may appear. 12. Adequate Reserve Fund. Condominium assessments for common expenses shall include ' an adequate reserve fund for maintenance, repairs and replacement of those common elements that must be replaced on a periodic basis. Assessments for the reserve fund shall be payable in regular installments rather than by special assessments. 13. Association's Reasonable Right of Entry.The Association shall have the right of reasonable entry upon the premises of any unit in the Condominium to effect emergency or other necessary repair which the unit owner has failed to perform. 14. Leasing and Rental of Units.Any lease or rental agreement must be in writing and be subject to the requirements of the CIC Documents. Any failure by the lessee to comply with the terms of the CIC Documents shall be a default under the lease enforceable by the Association as well as the landlord. Any lease must be for the entire unit not a portion thereof, shall be in writing and a copy thereof shall be filed with the Association prior to commencement of its term. No lease shall provide for a term of less than 6 months nor for the furnishing of hotel type services.No other restrictions relating to the term of any lease or rental agreement shall be valid or enforceable. 15. Unit Owner's Unrestricted Right of Ingress/Egress to Unit. Each unit owner has an unrestricted right of ingress and egress to his or her unit. This right is perpetual and passes with the unit and its undivided interest in the common elements of the Condominium as transfers of ownership thereof occur. 16. Unit Owner's Rights and Restrictions.Any unit owner, when becoming an owner of a unit in the Condominium, automatically becomes a member of the Association and thus, subject to all of the rights and duties assigned to owners under the CIC Documents. 17. Summary Abatement. In the event the Defaulting Unit Owner fails to effect the cure specified by the Association in a notice of default directed to such Defaulting Unit Owner, within the time limit specified in such notice, where the default is a structure, thing or condition existing in or on the premises of the unit owner's unit, the Association, or its duly authorized representative, shall have the right to enter upon the premises of the Defaulting Unit Owner's unit in which,on which, or as to which such default exists and summarily to abate and remove, at the Defaulting Unit Owner's expense, the structure, thing or condition constituting the default,but only after judicial proceedings relating to the abatement thereof have been instituted. The Association and their agents, employees and representatives, shall not thereby be deemed guilty in any manner of trespass. 18. Rights of Action.The Association, and any aggrieved unit owner, shall have the right of action against unit owners who fail to compiy with provisions of the CIC Documents or decisions made by the Association. Unit owners shalt have similar rights of action against the Association. „ , 19. Insurance and Fidelity Bonds.The Association shall cany workers compensation � insurance whenever it has eligible employees. The Association may carry fidelity insurance and shall do so whenever required by a holder, insurer or guarantor of a mortgage. The Association may enter into binding agreements with one or more holders, ' insurers or guarantors of mortgages obligating the Association to keep specified coverages in effect for specified periods and to notify a holder, insurer or guarantor of any changes to coverage. 20. Adequate Remedies for Unit Owners' Failure to Pay Assessments.The provisions of Articles VI and VII of this Declazation provide adequate remedies in the case of Defaulting Unit Owner's failure to pay assessments levied by the Association. 21. Exemption from Liability for Unpaid Assessments. A mortgage holder, insurer or guarantor who obtains title to or takes possession of a unit pursuant to the remedies provided in the mortgage or foreclosure of the mortgage or deed(assignment) in lieu of foreclosure shall not be liable for such unit's unpaid assessments which accrue prior to the acquisition of title to such unit by such holder, insurer or guarantor in the case of a deed,or prior to the expiration of the statutory period of redemption in the case of a mortgage foreclosure. Any such delinquent assessments extinguished pursuant to the foregoing sentence may be reallocated and assessed to all units as a common expense. Any such sale or transfer pursuant to a foreclosure shall not relieve the purchaser or transferee of a unit from liability for, nor the unit from the lien of, any assessments made thereafter. Moreover, any lien for delinquent common expense assessments or other charges that the Association has on a unit shall be subordinate to a first mortgage on the unit if that mortgage was recorded before the delinquent assessment was due. 22. Subordination of Fees, Late Charges, Fines or Interest.Any fees, late charges, fines or interest which may be levied by the Association in connection with unpaid assessments or violations of the CIC Documents shall be subordinate to the lien of the first mortgage on the unit to which they have been levied. 23. Professional Management Contracts.Any contract for professional management of the Condominium or any other contract providing for the services of such developer, sponsor or builder of the Condominium, shall not exceed 2 years. Any such agreement shall provide for termination by either party without cause and without payment of a termination fee on 90 days or less written notice and shall include a right of termination without cause that the Association may exercise at any time after the Declarant has relinyuished control over the Condominium and Association. This right of terminarion shall not require the payment of any penalty or an advance notice of more than 90 days. 24. Priority.No provision of the CIC Documents shall be deemed to give a unit owner, or any other party, priority over any rights of any mortgage holder, insurer, or guarantor pursuant to its mortgage in the case of a distribution to the unit owners of insurance proceeds or condemnation awards for losses to or taking of units and/or common elements of the Condominium. � a r 25. Notification of Change in Use Restrictions.A first mortgagee of a unit, or its assigns, . upon written request, shall be entitled to 21 days'prior written notice of any proposed , change in the use restrictions contained in Article IV of this Declaration. 26. Designation of Representative. Any holder of a first mortgage on a unit may designate a representative to attend meetings of inembers. ARTICLE XII. General Provisions l. Severability. The invalidity of any covenant, restriction, conditions, limitation, provision, paragraph or clause of this Declaration, or of any part of the same, shall not impair or affect in any manner the validity, enforceability, or effect of the rest of this Declaration. 2. Interpretation of Declaration. The provision of this Declaration shall be liberally construed to effectuate its purpose of creating a uniform plan for the ownership and operation of cooperative, first class condominium project. Whenever appropriate, the singular number may be read as the plural, and the plural may � be read as the singular. The masculine gender has been used primarily throughout this Declaration for the sake of simplicity and, accordingly,may be read as the feminine gender or as the neuter gender. Compound words beginning with the prefix "here" shall be read as refemng this entire agreement and not merely to the part of it in which they appear. 3. Captions.The captions herein are inserted only as a matter of convenience and for reference and in no way define, limit or describe the scope of this Declaration, or the intent of any provision hereof. 4. Statutory References. Throughout this Declaration, references are made to statutory provisions in the Act as it exists on the date hereof. Those statutory provisions, and the Act in total, are incorporated herein by reference and made a part hereof. If any such statutory provision, or the Act, is ever amended or repealed and a replacement statutory provision or act enacted to replace the same, the statutory reference herein shall be deemed to mean the new statutory provision(s)which as been enacted to replace the one(s) cited herein and the term "Act" shall be deemed to mean the replacement act. If any such statutory provision,or the Act, is ever repealed, and no replacement provision or act is enacted, then the statutory provision in effect just before such repeal and the Act as constituted just before the repeal shall be operative for all purposes hereunder. 5. Conflicts. In the even of any conflict among the provisions of the Act, this Declaration, the Bylaws and any Rules and Regulations approved by the Association, the Act shall controi. In the event of a conflict among this Declaration,the Bylaws and Rules and Regulations, this Declaration shall control. In the event of a conflict between the Rules and Regulations and the Bylaws, the Bylaws shall control. In the case of any conflict , , . between the Articles of Incorporation and the Bylaws, the Bylaws shall control. , 6. Notices.Upon written request to the Board, any first mortgagee or holder of a security interest in a unit shall be given a copy of any and all notices permitted or required by this ` Declaration to be given to a unit owner. Notices provided for in this Declaration and in ' the Act shall be in writing and shall be addressed to the Board or the Association, or any unit owner, as the case may be, or at such other address as herein provided. Any unit owner may designate a different address or addresses for notices to him by giving written notice of his change of address to the Board. Notices addressed as above shall be effective upon hand delivery or upon mailing properly addressed with postage prepaid and deposited in the United States Mail. Notices required to be given to any devisee, heir, or personal representative of a deceased unit owner may be delivered either personally or by mail to such party at his or its address in the records of the court wherein the estate of the deceased owner is being administered. Loon omebu s, LLC • . � Its C f Manag r STATE OF MINNESOTA ) ).SS. COUNTY OF HENNEPIN ) The foregoing instrument was acknowledged before me this 24'h day of September, 2015, by John Leupke, the Chief Manager of Loon Homebuyers, LLC, a Minnesota limited liability company, on behalf of the limited liability company. "' TIMOTHY A NET1Ell arY pUb Notary Public � . Scate ot Minneaota My Commission Expires January J1, Z0�0 THIS INSTRUMENT WAS DRAFTED BY: Netaell Legal Services, PLLC 7900 International Dr., #300 Bloomington, MN 55425 1 EXHIBIT "A" TO DECLARATION LAKE MINNETONKA MEADOWS � COMMON INTEREST COMMUNITY NUMBER 2035 A CONDOMINIUM RESIDENTIAL UNITS Unit %of Common %of Undivided %Vote in � Identifier Expense Interest in Association Liability Common Elements 1 50 50 50 2 50 50 50