Loading...
HomeMy WebLinkAboutFEMA determination ��QnRr,�F� :"I L�.:. ��j/`�'�, ��2—,l���l./�'� ,% �a✓'�'l� �j� ����--� � �° Federal Emergency Management Agency ����� � ^�' k h �l�p °��, ��, Washington, D.C. 20472 �:. ��No sE� f�;�� z � �oo� April 17,2008 CITYOF pR�N� THE HONORABLE JIM WHITE CASE NO.: 08-OS-2039A MAYOR,CITY OF ORONO COMMUNITY: CITY OF ORONO, HENNEPIN 2750 KELLEY PARKWAY COUNTY,MINNESOTA ORONO, MN 55356 COMMUNITY NO.: 270178 DEAR MR. WHITE: This is in reference to a request that the Federal Emergency Management Agency (FEMA) determine if the property described in the enclosed document is located within an identified Special Flood Hazard Area, the area that would be inundated by the flood having a 1-percent chance of being equaled or exceeded in any given year (base flood), on the effective National Flood Insurance Program (NFIP) map. Using the information submitted and the effective NFIP map, our determination is shown on the attached Letter of Map Revision based on Fill (LOMR-F) Determination Document. This determination document provides additional information regarding the effective NFIP map, the legal description of the properiy and our determination. Additional documents are enclosed which provide information regarding the subject property and LOMR-Fs. Please see the List of Enclosures below to determine which documents are enclosed. Other attachments specific to this request may be included as referenced in the Determination/Comment document. If you have any questions about this letter or any of the enclosures, please contact the FEMA Map Assistance Center toll free at (877) 336-2627 (877-FEMA MAP) or by letter addressed to the Federal Emergency Management Agency, 3601 Eisenhower Avenue, Suite 130, Alexandria,VA 22304-6439. Sincerely, �.�.� � ���^�i /�--- William R. Blanton Jr., CFM, Chief Engineering Management Branch Mitigation Directorate LIST OF ENCLOSURES: LOMR-F DETERMINATION DOCUMENT(REMOVAL) cc: State/Commonwealth NFIP Coordinator Community Map Repository Region Mr. Timothy Gustin Page 1 of 2 Date: April 17, 2008 Case No.: 08-05-2039A LOMR-F oF`�'���T =��,�� Federal Emergency Management Agency °���=� Washington, D.C.20472 l.�ti;D Sf�� LETTER OF MAP REVISION BASED ON FILL DETERMINATION DOCUMENT REMOVAL COMMUNITY AND MAP PANEL tNFORMATION LEGAL PROPERTY DESCRIPTION CITY OF ORONO,HENNEPIN Lot 6, Block 1, Baldur Park, as shown on the Plat recorded as COUNTY,MINNESOTA Document No. 639284, in Book 75, Page 12, in the Office of the Register of Deeds, Hennepin County, Minnesota COMMUNITY COMMUNITY NO.: 270178 NUMBER:27053C0303E AFFECTED MAP PANEL DATE:9/2/2004 FLOODING SOURCE: NORTH ARM; LAKE APPROXIMATE LATITUDE&LONGITUDE OF PROPERTY:44.952, -93.614 MINNETONKA SOURCE OF LAT&LONG:PRECISION MAPPING STREETS 4.0 DATUM:NAD 83 DETERMINATION OUTCOME 1%ANNUAL LOWEST LOWEST WHATIS CHANCE ADJACENT LOT LOT BLOCK/ SUBDIVISION STREET REMOVED FROM FLOOD FLOOD GRADE ELEVATION SECTION THE SFHA ZONE ELEVATION ELEVATION (NGVD 29) NGVD 29 NGVD 29 6 1 Baldur Park 1436 Baldur Park Structure X 930.9 feet 931.7 feet -- Road (unshaded) Special Flood Hazard Area (SFHA) - The SFHA is an area that would be inundated by the flood having a 1-percent chance of being equaled or exceeded in anv qiven vear(base flood). ADDITIONAL CONSIDERATIONS Please refer to the a ro riate section on Attachment 1 for the additional considerations listed below. PORTIONS REMAIN IN THE SFHA STUDY UNDERWAY STATE LOCAL CONSIDERATIONS This document provides the Federal Emergency Management Agency's determination regarding a request for a Letter of Map Revision based on Fill for the property described above. Using the information submitted and the effective National Flood Insurance Program (NFIP) map, we have determined that the structure(s) on the property(ies) is/are not located in the SFHA, an area inundated by the flood having a 1-percent chance of being equaled or exceeded in any given year (base flood). This document revises the effective NFIP map to remove the subject property from the SFHA located on the effective NFIP map; therefore, the Federal mandatory flood insurance requirement does not apply. However, the lender has the option to continue the flood insurance requirement to protect its financial risk on the loan. A Preferred Risk Policy (PRP)is available for buildings located outside the SFHA. Information about the PRP and how one can apply is enclosed. This determination is based on the flood data presently available. The enclosed documents provide additional information regarding this determination. If you have any questions about this document, please contact the FEMA Map Assistance Center toll free at (877) 336-2627 (877-FEMA MAP) or by letter addressed to the Federal Emergency Management Agency, 3601 Eisenhower Avenue, Suite 130, Alexandria, VA 22304-6439. al/�.�-:, �j /.2:�,,,?� /�.___ Wiiliam R.Blanton Jr.,CFM,Chief Engineering Management Branch Mitigation Directorate Page 2 of 2 Date: April 17, 2008 Case No.: 08-05-2039A LOMR-F o�`''�r`�:� =�,�,�T Federal Emergency Management Agency � °�F ^� J4 Washington, D.C. 20472 �''�ND 5��. LETTER OF MAP REVISION BASED ON FILL DETERMINATION DOCUMENT (REMOVAL) ATTACHMENT 1 (ADDITIONAL CONSIDERATIONS) PORTIONS OF THE PROPERTY REMAIN IN THE SFHA (This Additional Consideration applies to the preceding 1 Property.) Portions of this property, but not the subject of the Determination/Comment document, may remain in the Special Flood Hazard Area. Therefore, any future construction or substantial improvement on the property remains subject tc Federal, State/Commonwealth, and local regulations for floodplain management. STUDY UNDERWAY (This Additional Consideration applies to all properties in the LOMR-F DETERMINATION DOCUMENT (REMOVAL)) This determination is based on the flood data presently available. However, the Federal Emergency Management Agency is currently revising the National Flood Insurance Program (NFIP) map for the community. New flood data could be generated that may affect this property. When the new NFIP map is issued it will supersede this determination. The Federal requirement for the purchase of flood insurance will then be based on the newly revised NFIP map. STATE AND LOCAL CONSIDERATIONS (This Additional Consideration applies to all properties in the LOMR-F DETERMINATION DOCUMENT (REMOVAL)) Please note that this document does not override or supersede any State or local procedural or substantive provisions which may apply to floodplain management requirements associated with amendments to State or local floodplain zoning ordinances, maps, or State or local procedures adopted under the National Flood Insurance Program. This attachment provides additional information regarding this request. If you have any questions about this attachment, please contact the FEMA Map Assistance Center toll free at (877) 336-2627 (877-FEMA MAP) or by letter addressed to the Federal Emergency Management Agency,3601 Eisenhower Avenue,Suite 130,Alexandria,VA 22304-6439. �t/� � i2� �- William R. Blanton Jr.,CFM,Chief Engineering Management Branch Mitigation Directorate a64A.�'"., `�``L a� � xo = "� Federal Emergency Management Agency �rFl�ND SSGJ44 Washington, D.C. 20172 ADDITIONAL INFORMATION REGARDING LETTERS OF MAP REVISION BASED ON FILL When making determinations on requests for Letters of Map Revision based on the placement of fill (LOMR-Fs), the Department of Hotneland Security's Federa] Emergency Management Agency (FEI�7A} bases its detennination on the flood hazard information available at the time of the determination. Requesters should be aware that flood conditions may change or new information may be generated tha;would supersede FEMA's determination.In such cases,the community will be informed by letter. Requesters also should be aware that removal of a property(parcel of land or structure) from the Special Flood Hazard Area(SFHA)means FEMA has determined the property is not subject to inundation by the flood having a 1-percent chance of being equaled or exceeded in any given year(base flood). This does not mean the property is not subject to other flood hazards. The property could be inundated by a flood with a magnitude greater than the base flood or by localized flooding not shown on the effective National Flood Insurance Program(NFIP)map. The effect of a LOMR-F is it removes the Federal requirement for the lender to require flood insurance coverage for the property described. The LOMR-F is not a waiver of the condition that the property owner maintain flood insurance coverage for the property. Only the tender can waive the flood insurance purchase requirement because the lender imposed the requirement. The properry owner must request and receive a written waiver from the lender before canceling the policy. The lender may determine, on its own as a business decision,that it wishes to continue the flood insurance requirement to protect its financial risk on the loan. The LOMR-F provides FEMA's comment on the mandatory flood insurance requirements of the NFIP as they apply to a particular property. A LOMR-F is not a building permit,nor should it be construed as such.Any development, new construction, or substantial improvement of a property impacted by a LOMR-F must comply with all applicable State and local criteria and other Federal criteria. If a lender releases a property owner from the flood insurance requirement,and the property owner decides to cancel the policy and seek a refund, the NFIP will refund the premium paid for the current policy year, provided that no claim is pending or has been paid on the policy during th�current policy year. The properiy owner must provide a written waiver of the insurance requirement from the lender to the property insurance agent or company servicing his or her policy. The agent or company will then process the refund reyuest. Even though structures are not located in an SFHA,as mentioned above,they could be flooded by a flooding event with a greater magnitude than the base flood. In fact,more than 25 percent of all claims paid by the NFIP are for policies for structures located outside the SFHA in Zones B,C,X(shaded), or X(unshaded). More than one-fourth of all policies purchased under the NFIP protect structures located in these zones. The risk to structures located outside SFHAs is just not as great as the risk to shuctures located in SFHAs.Finally, approximately 90 percent of all federally declared disasters are caused by flooding, and homeowners insurance does not provide financial protection from this flooding. Therefore,FEMA encourages the widest possible coverage under the NFIP. LOMRFENC-I The NFIP offers two types of flood insurance policies to property owners:the low-cost Preferred Risk Policy (PRP)and the Standard Flood Insurance Policy(SFIP). The PRP is available for 1-to 4-family residential structures located outside the SFHA with little or no loss history. The PRP is available for townhouse/rowhouse-type structures,but is not available for other types of condominium units. The SFIP is available for all other structures. Additional information on the PRP and how a property owner can quality for this type of policy may be obtained by contacting Cbe Flood Insurance Information Hodine,toll free,at 1-800-427-4661. Before making a final decision about flood insurance coverage,FEMA strongly encourages property owners to discuss their individual flood risk situations ai�d insurance needs with an insurance agent or company. The revisions made effective by a LOMR-F are made pursuant to Section 206 of the Flood Disaster Protection Act of 1973(P.L.93-234)and are in accoraance with the Nationai Fiood Insurance Act of i 96a",as amended (Title XIII of the Housing and Urban Development Act of 1968,P.L.90-448)42 U.S.C.4001-4128,and 44 CFR Part 65. . In accordance with regulations adopted by the community when it made application to join the NFIP,letters issued to revise an NFIP map must be attached to the community's official record copy of the map. That map is available for public inspection at the community's official map repository. Therefore,FEMA sends copies of all such letters to the affected community's official map repository. To ensure continued eligibility to participate in the NFIP, the community must enforce its floodplain management regulations using,at a minimum,the flood elevations and zone designations shown on the NFIP map, including the revisions made effective by LOMR-Fs. LOMR-Fs are based on minimum criteria established by the NFIP. State,county,and community officials,based on knowledge of local conditions and in the interest of safety, may set higher standards for construction in the SFHA. If the State, county, or community has adopted more restrictive and comprehensive fioodplain management criteria,these criteria take precedence over the minimum Federal criteria. FEMA does not print and distribute LOMR-Fs to primary map users, such as local insurance agents and mortgage lenders; therefore, the community serves as the repository for LOMR-Fs. FEMA encourages communities to disseminate LOMR-Fs so that interested persons,such as property owners,insurance agents, and mortgage lenders,may benefit from the information. FEMA also encourages communities to prepare articles for publication in the local newspaper that describe the changes made and the assistance community officials will provide in serving as a clearinghouse for LOMR-Fs and interpreting NFIP maps. When a restudy is undertaken,or when a sufficient number of revisions occur on particular map panels, FF!�4A ir_itiates khe print�ng ant!distribntion process fnr the panels and incotporates the chan2es made effective by LOMR-Fs. FEMA notifies community officials in writing when affected map panels are being physically revised and distributed. [f the results of particular LOMR-Fs cannot be reflected on the new map panels because of scale limitations,FEMA notifies the community in wnting and revalidates the LOMR-Fs in that letter. LOMR-Fs revalidated in this way usually will become effective 1 day after the effective date of the revised map. LOMRFENG 1 U.S.Department of Homeland Security 500 C Street,SW � Washington,DC 20472 � ����Q .._ � F 6�� �o y¢ �� Fs,� --.-.-.�.•�'P�'�`'� _ �':� ~� 7 '7+��T t F=17i F tSU fJf s.��;, O�eA'.R�F� . . .� . ._ . . ! . � ..��9,�',. M hA I Af�� ����� E��,,�' �, •;�F4� '% �p � �� � �� - ° FEMA ^ry +'�.� ��J�374n�� r�r� �,�� x �' � •� �a*�Fcnrnnn, .��,-.. , , `A���qND S6LJ�.- . , �������� ,�:�` � > Z��;� CITY OF ORONO `,/� ? �! � k ! i}{ j} f` ?S4 {[ i � � ii { i � i) ; � ji � •J�••J�•�J�`S�4'•J��J I:l:�::I��:::f1�:lTt:ttSl:t1:=I:t:F::::f��t:::�jlt:{:f::1i:i:.