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, r <br /> f <br /> Melanie Curtis <br /> From: Melanie Curtis <br /> Sent: Monday, September 30, 2013 2:17 PM <br /> To: 'KC Chermak' <br /> Subject: 2785 Shadywood Rd <br /> Attachments: 2785 Shadywood_2 FEMA.JPG; 2785 Shadywood_1.pdf; 2785 Shadywood FEMA.pdf <br /> KC <br /> I am going to be out of the office for the rest of the afternoon and all day tomorrow. AND I haven't responded to your <br /> floodplain concerns.... I will try to do so here without being too hurried/random. — (good luck....) <br /> Apparently this is not an easy question to answer. I'm trying... Since we last talked, I found the attached info and spoke <br /> to my contact at the DNR, floodplain expert Ceil Strauss, who expressed concerns that you were actually meeting the <br /> '�substantial improvemenY' requirements... (See sections 78-1136 &78-1111(22) below). The pieces regarding proof and <br /> calculating cumulative improvements including labor and materials, etc, in section 78-1136(3) are difficult to prove and <br /> meet... <br /> According to Ceil, if your home was located in the mapped floodplain area on FEMA's FIRM maps (see the attached FEMA <br /> map with aerial photo) your calculation of the substantial improvement would be greatly scrutinized and could have very <br /> big financial implications with respect to flood insurance, insurability, and premiums ($$$ is based on the lowest floor). <br /> The attached PDF labeled 2785 Shadywood_1.pdf is a map I made by overlaying the FEMA 100-year flood layer (red <br /> hatched area) with an aerial photo. I think the house is out... agree? <br /> However, if you are not in the mapped floodplain area you're really looking at being in conformance with our Shoreland <br /> regs (section 78-1280 below). As long as you're not increasing/expanding the nonconformity (i.e. increasing or <br /> expanding the substandard setback on the one side, or making the crawlspace/basement more out of conformance or <br /> larger, etc..._) I believe you can expand the house in conforming ways—as we discussed. <br /> I believe your house is out of the mapped floodplain area, and want to show you the information I used to make this <br /> determination. We should probably discuss this before you rip the roof off... <br /> Also, <br /> FEMA— FIRM info <br /> From the City's Shoreland Regulations <br /> Sec. 78-1280. - Minimum lowest floor elevations. <br /> All structures located within the Shoreland Overlay District which are subject to the floodplain regulations <br /> of article VIII of this chapter shall be placed at an elevation consistent with the requirements of that article. The <br /> regulatory flood protection elevation shall be established as set forth in section 78-1111. All structures <br /> constructed within the Shoreland Overlay District shall have their lowest floor, including basement, placed at an <br /> elevation no lower than the regulatory flood protection elevation. Where the regulatory floodplain elevation <br /> cannot reasonably be determined, the minimum elevation at which the lowest floor, including basement, may <br /> be placed shall be determined as follows: <br /> (1) For lakes, by placing the lowest floor at a level at least three feet above the highest known water <br /> level, or three feet above the ordinary high water level, whichever is higher. <br /> (2) For rivers and streams, by placing the lowest floor at least three feet above the flood of record. <br /> (Ord. No. 101 2nd series, § 1(10.56(16)(D)), 2-24-1992) <br /> 1 <br />