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Home My WebLink Aboutflood zone info Pags 1 ofit 2 � Date: July 06,2010 Case No.: 10-05-3874A LOMA OF"Q�T\f.l. ��, � Federal Emergency Management Agency �F � �� Washington,D.C. 20472 �qND St.G LETTER OF MAP AMENDMENT DETERMINATION DOCUMENT REMOVAL COMMUNITY AND MAP PANEL INFORMATION LEGAL PROPERTY DESCRIPTION CITY OF ORONO, HENNEPIN Lots 38 and 39, Shady-Wood, as described in the Limited Warranty COUNTY, MINNESOTA Deed, recorded as Document No. 4430832, in the Office of the Registrar of Titles, Hennepin County, Minnesota COMMUNITY COMMUNITY NO.:270178 NUMBER: 27053C0303E AFFECTED MAP PANEL D/aTE:9l2/2004 FLOODING SOURCE: CRYSTAL BAY; LAKE APPROXIMATE LATITUDE&LONGITUDE OF PROPERTY:44.943, -93.617 MINNETONKA SOURCE OF LAT 8 LONG:STREETS&TRIPS 2009 DATUM:WGS 84 DETERMINATION OUTCOME 1%ANNUAL LOWEST LOWEST WHATIS CHANCE ADJACENT LOT LOT BLOCK/ SUBDIVISION STREET REMOVED FROM FLOOD FLOOD GRADE ELEVATION SECTION THE SFHA ZONE ELEVATION ELEVATION (NGVD 29) NGVD 29 NGVD 29 38-39 -- Shady-Wood 1978 Shadywood Structure X 930.9 feet 934.5 feet -- Road (unshaded) Special Flood Hazard Area (SFHA) - The SFHA is an area that would be inundated by the flood having a 1-percent chance of being equaled or exceeded in any qiven vear(base flood). ADDITIONAL CONSIDERATIONS(Please refer to the appropriate section on Attachment 1 for the additional considerations listed below.) PORTIONS REMAIN IN THE SFHA STUDY UNDERWAY This document provides the Federal Emergency Management Agency's determination regarding a request for a Letter of Map Amendment for the property described above. Using the information submitted and the effective National Flood Insurance Program (NFIP) map, we have determined that the structure(s) on the property(ies) is/are not located in the SFHA, an area inundated by the flood having a 1-percent chance ot being equaled or exceeded in any given year (base flood). This document amends the effective NFIP map to remove the subject property from the SFHA located on the effective NFIP map; therefore, the Federal mandatory flood insurance requirement does not apply. However, the lender has the option to continue the flood insurance requirement to protect its financial risk on the loan. A Preferred Risk Policy (PRP) is available for buildings located outside the SFHA. Information about the PRP and how one can apply is enclosed. This determination is based on the flood data presently available. The enclosed documents provide additional information regarding this determination. If you have any questions about this document, please contact the FEMA Map Assistance Center toll free at (877) 336-2627 (877-FEMA MAP) or by letter addressed to the Federal Emergency Management Agency, LOMC Clearinghouse, 6730 Santa Barbara Court, Elkridge, MD 21075. � � �� Kevin C.Long,Acting Chief Engineering Management Branch Mitigation Directorate .. A� pag,s 2 dF 2 Date: July 06,2010 Case No.: 10-05-3874A LOMA eQA��F.r �� Federal Emergency Management Agency �L�, J4 Washington,D.C.20472 �AND SE�' LETTER OF MAP AMENDMENT DETERMINATION DOCUMENT (REMOVAL) ATTACHMENT 1 ADDITIONAL CONSIDERATIONS) PORTIONS OF THE PROPERTY REMAIN IN THE SFHA(This Additional Consideration applies to the preceding 1 Property.) Portions of this property, but not the subject of the Determination/Comment document, may remain in the Special Flood Hazard Area. Therefore, any future construction or substantial improvement on the properry remains subject to Federal, State/Commonwealth, and local regulations for floodplain management. STUDY UNDERWAY(This Additional Consideration applies to all properties in the LOMA DETERMINATION DOCUMENT(REMOVAL)) This determination is based on the flood data presently available. However, the Federal Emergency Management Agency is currently revising the National Flood Insurance Program (NFIP) map for the community. New flood data could be generated that may affect this property. When the new NFIP map is issued it will supersede this determination. The Federal requirement for the purchase of flood insurance will then be based on the newly revised NFIP map. This attachment provides additional information regarding this request. If you have any questions about this attachment, please contact the FEMA Map Assistance Center toll free at (877) 336-2627(877-FEMA MAP) or by letter addressed to the Federal Emergency Management Agency,LOMC Clearinghouse,6730 Santa Barbara Court,Elkridge,MD 21075. � � �=��. Kevin C.Long,Acting Chief Engineering Management Branch Mitigation Directorate . - , , � Chan�• ot Addrsss to• Latts� ot Map Chan�� o� Add��s fcr Lotta� o� M Chan�� (�OMC) Submi��o�� Cl�an�� (LOMC) 3ubin��s�oA� �3 t.��r;r•� l��y ��. �009. ,ii1 �•ew lat�er ut titap 5t�rtirg ;uly 9, �ppg, ��I re�v lat!er ,�f 1,1�� c�t�..i�•�;e ,LO.�rC1 •eq�ests ur ��d�t'ar�l d3ta C�arge�.L01�iC) reqt;ests or ��id�t;�nal dat� ��,u�n�tc�ls tar rPt�l:�gt9 .11 p�UgfBSS ShOUtd b@ S@nt ��bm�ttal3 far reque9tS �n progress shovld h� �u �►•e .,.1cJress :�sted he�aw. ;o the �ddres� I�sted belaw. LOMC C1�aringhous� IOMC Ciea�inghou�� 8730 Santa Aarbara Court 8730 Sants 9a�bars Cau�! Elkrldg�, MD Z107S Elltrld��, MD Z107S To erpedits processing, pleass addres�yeur ta expedtts processk+g� pleas� address yeur request to ths attention of the following p�oces�inq reque�to ths atte�tlo� ot the foliowing proce± specialist3: specialists: ATT�PfTiO1W. IOMA MANAGp� ATTp�01�k LOMA MAI�IApEw U ss for MT i Requ.�t�. inctuding Letter� o� Map Uss far MT L Request�. including Letters ot Ma Ravi�ion-8ased on RII (IOMR F�). LeKers of Map Revislo�9ased a� FlII �LpMR F�� Letts�s at M� Amendme�t (LOMA�), Candittonal lettefs of Map Amen�ne�t ��OMp�� Candkta�al leKsr� ot M� Revislon-8a�ed on Fill �CLOMR-Fs). and Conditlonal Revislan.gasad an Fi�� CIOMR-f�►.and Candlti� Le tter� ot Map Ame�dme�t (CLOMAs). �� Letters ot Map Amendme�t(CLOMA�►. ATT�MION: IOMA MANA�iQ AftEAA�01�LOMA MANAfia Uas �or MT2 Requsst�. fncluding Letter� ot Map Us�fa MT2 Reqwat�. including Letter� o� Ma� Revialon (IOMR�► and Co�ditlonal Letts�� a�Map Revi�lon(LOMR�� and Condittonal Lett.�� ot M� Revisian �CLOMR�). Revisfat(CLOMRs�. Starting luly 9. 2009. fo� MT 1 Request� and Starqn�luly g� Zpp9, for MT 1 R Augu�t 3. ZOa9. for MT2 Requeat�. responsibili q� °�e�� a�d for revtew and pracess�ng ot the�s request� � for r�evie�r• �9��e�� a��e�� re�pon�;bl�; has been assig�ed by FEMA Re on to ths � 8 �ests S� ha� been asslg�ed by FEMA qe�� to ths folfewing Pro��on a�d Technical Service� �PTS) fallvwin�Prvductlon and technical Service� �PTS contracting team�: cantracqng teamr. Reglon� 1, V, VIi, X; STARR Reglon� t, V, VIi, X: STARl� Aeglons I1, II1, YI: RAMPP Regions It, II1, VI: RAMPP Reglon� IY, VIII, ix; 8akerAECOM Regtons IY, VI11, IX: 8akerAECOM If you ha�A any �uestians about yaur h�pe of If yau have any questions abaut yo�r h�pe ot ;Pquegt, please contact our �blap agsistanr.e Cen�er rPquest. please contact ou� biap.�ssisiance Ca�� at 1-877 FEMA MAP(t•87J•338-1827) or�,isit our .�t 1�877 FEMA MA��1�877•33A-T821► ar�,igit ��r ;,rns�ce at �,vwrKtems.gmr/hatard/map/lomc.shtm. �:,ebs�te at ��vwMr.fema.go�/haiard/m�p/lamo.shtm. � . � � � ' . C�mbio d� Olr�ccio� P�r� sallcitud�s C�mbio d� Direccibn Pa�a solieitude� J� C��tas d� C�mbio a Mapas �• Cartas d� Cambio a Mapa� c:,:�••��•ca��•�u a► �� .te iuicu Ja 10U9. :a�a s��:�J �:��nenzu�do a19 �Se tiutio�Se "�009. coda 30� �: n�� c.� �.�r�J �B CJ(1Zbi0 ll `.1..�pa �W�biC•� �� I�rog :e C��t� �a C�mb�o �I ��tapa �Wh1C•; o ��toy ,�� . ,��•�;�� ;��n�t��in� p.�r� .�p�y�r 5u1�c.t�Jas iJ�c�un�l�as 3�met��os para �puyar salic�t�cta� ��i arv�eso �eber�n �ar arn �Jas � 'a g�,�u.a��te �:n pragreso �eberan s�r ern�a�o� a ►a s�►�u►ante .!�r��cC►on: �Ji r ecc►on: LOMC Ct�a�inghous� LCMC Clearinghou�� g73p ganta 8arbara Cau�t 8730 3anta 8arbara Couit Elk�d(�, MD 11015 Elluldg�y Mt� Z107� Para tac��itx el procs�amlento. pot tavor diri�a Pa�a facilitar el proc�samlento. por favo� dirija su golicitud a ta atenc�dn ds Ios siqulu�te� gu solicitud a la atrncibn d� Ica si�ia�tss especiall�ta�: e�pecisllstas: aTtr��b�a todul M�at�1 a�npdtt t,o�u M�oa Us� pars �clicitud�s MT i, incfuye�do Ca�tas d• Us• para solicitudss MT•1.incluye�do Cartss d� Rev+�idn al Mapa 8a3ads en Aella�o(IOMA�-F�•), Aevi�idn al Maps 8asads en RNleno(lOMii�F� •f Ca�ta� ds Enmie�ds al Maps (EOMAa�). Carta� Cartas d� Enml�nds al Maps�IOMAs•). Carta� Condieionales d� Aw1�i0n al Mapa Ba�ads en Condklonales d� A�nrialdn al Maps 8ssads sn Rsll�no �CIOMA-F�") y Ca�ta�Condicta�ales d� Rell�no(CLOMA�Fs�)y Cutas Ccndkiatal�s d• Enm�s�ds al Maps(CIOMAs•). : Enmle�ds al Maps ICLOMA�•). ATtNC1dN! IOMw MANA�Oa atactdt� �an�Nuw�►��t U so para sclicitud�s MT Z. fnctuye�do Cartas ds Us� pars sol�ftud�s MT Z.incluya�do Carta� de Rsvislbn al Maps(LOMR�•)Y Ca�ta�C�dlclonales �s Revi�ldn a1sMs�ps CIOMiis•��s Condlclonat ds Revisibn al Mapa (CLOMRs•). Comenzando e19 d�Jullo d� Z009 pars Comensan� e19 d�jullo d� Z009 pars sollcitude�MT i. y el 3 d� aga�to d� Za09 para solldtud�a MT i.y e13 d�agpsto d� 2009 pa�a sollcitudes MT Z. la alfcina Aegional d� FEMA ha solicitudes MT�. ta Otici�s Aeg�a�al d� FEMA ha asig�ado ta re�pa�sabllidad pars Is evaluacl6n aslg�ada la respo�sabllldad para la eraluacldn y el procesamlento d• e�tas gol�itudes a lo� y el procsaamteMo d�e�tas �ol�itud�s a los siguientes equfpo�coMratistas ds Praduccid� 5iguientes equipos co�tradstas ds PtodueCidn y Servic�os TAcnico� tProductfa� and Technical y Servicics �Acnico� IPraduction and Technical Service�. en ing1A�. o PTS): Servkes, en ingld�, a PTS): Aeglones 1, V, Ylf, x: 3TARR Re�lanes 1, Y, Yil, X: 3TARR Reglones I1, 111, 1/i: RAMPP Regta�es I1, I11, YI: RAMPP Reglone� IY, Vlll, lx: BaKerAECOM Regtone� IY, VIIi, IX: 8ake�AECOM •;; ►�NrP pre�untas acerca �1e su Solicitud, por f�var Si t:ere preguntas acerca de gu galicitud. por fav . �rrP :� n��estra Centro de �s�stencia �fe �`�lapas '-�me a nuestro Centro de �s�stenc�a da ylapas , ,� l �i77 FE!�IA �►1AP �t A77•7:36-Z627) o vis�te �a .�1 t A77 FE�1A ►�,tAP � t 87 T•336-Z627} �� isite I.� n.�q�na ,��eb �1e www.tem�.,�o�i huul/m��/lo�nashtn� p�gina�.reb de •+vwMr.fum.�o�/h��ui/ma�/IamasMn� } ' . � . , , \�£p.�er��, ;�� T Federal Emergency 1tiIanagement �-�Qenc �'�i :x �V:�:�liin = •� . b y ��o �c�.� �,t�n. D.C. .,tl•1?� �►DDITIOIYAL tIYFORN[ATIOIY REGARD[NG LETTERS OF 1�[Ap �,�IEND�[ENT �Vhen making determinations on requests for Letters uf�lap Amendment (LOtitAs), the Department ut Flumeland Security's Federal Emergency ��lanagement Agency (FEMA) bases its determination on the t1ouJ hazard information available at the time uf the Jeterntination. Requesters �hould be aware that tl�xxl ronditions may rhartge or new information ma be �etermination. [n such cases, the commun�ry w�l( be informed by letter� �hat would supersede FEMA's Requesters also should be aware that removal of a ro Flood Hazard Area(SFHA) means EEMA has determined h�Parcel of land or structure) from the Special tlood having a 1-percent chance of being equaled or exceeded i�n�an� �s not subject to inundation by the not mean the property is not subject to other tlood hazards. The ro ��ven year (base tlood). This doe9 with a magnitude greater than the base Flood or by localized flood ng not showndon�the et�ect�ive Natio�n�ad) Flood [nsurance Prograrn(IYFip)map. "The eFfect of a LOMA is it removes the Federal requirement for the lender to require Flood insura�ce coverage for the property described. The LOMA is nvt a waiver of the condition that the ro rnaintain tlood inswance coverage for the o P Perty owner purchase requirement because the lender im � �� y the lender can waive the tlood insurance �-eceive a tivritten tivuiver from the lender befo eScaRceltng the policy. he e der may d term nero uest and as a business decision, that it wishes to continue the tlood insurance requiremeni to protect its Fnanc al risk on the loan. The LONtA provides FEMA's comment on the mandatory flood insurance requirements of the NFIP as they apply to a particular property, A LOMA is not a buildin .�ny development,new construction, or substantial improvemeno f��t'ro°r should it be construed as such. �ump(y with all appticable State and local criteria and other Federal cnter�a� �mpacted by a LOMA must IFa lender releases a property owner from the flood insurance requirement,and the ro e to cancel the poticy and seek a refund, the NF[p will refund the premium aid for the current lic P P ny owner decides provided that no claim is pending or has been paid on the policy during the current olic � y year, property owner must provide a written waiver of the insurance requirement from the lender t the p�operty ! insurance agent or company servicing his or her policy. The agent or company wi11 then roces refund request. p s the Even though structures are not located in an SFHA, as mentioned above, tlooding event with a greater magnitude than the base tlood. [n fac more than 2could be tlooded by a paid by the NFIP are for policies for structures located outside the S HA in Zones B, C,cX (shaded),�or X (unshaded). N[ore than one-fourth of all policies pu r c h a s e d u n d e r t h e N F I p protect structures located in t h e s e z o n e s. ('he ris k to structures located outside SFHAs is just not as greai as the risk to structures located in SFHAs. F�nally, approximately 90 percent of all federally declared disasters are caused b tloodin,n, and homeowners insurance does not provide tinancial protection t�om this tlooding. Therefore FE1�IA encourages the widest possible coverage under the IYFIP. , LUMAENC-( . � / ' I hc; vi�lp atfcrs nvu cypc�ut't1u��J insur�ncc pulici��tu pn�Ex:rry uwn�rs: thr luw-cu:+t l'rct'�rn�J ltisk I'ulicy 11'RPl 1nJ the �tanJard I�Iw�� lnsur�ncr Pali�y ISrIP)• l'hC 1'RP is avail�bte tur 1-to-1-1'�m�ly r"�J�nu;►I�tru�tur�y IucatrJ uutsiJ�the SFF{�� vith litdc ur nu lusy histury. 1'he NRP is�va�l�ble tur tuwnhuuse�rowhuu�-rype�tructures,but is nut svailsble tur uther typCs uf'cun�iumin�um units. �fhC SFIP �� avail�bla tor all�ther stn�ctucrs. �\�iJitiunal inturtnutiun un the k'RP�nd how s pruprrty uwnrr c�n ��usl�ty tur th�s typC ut'pulicy muy be ubtained by cslling thC Fluud InsurancC Intormatiun flutlinc, tull trec, �� _�1)U�Z7--1661. l3eture making� tinal�ircision sbuut tluod insurance covCrage, EEMA stron�ly �ncuurn�rs prupCrty u�vners tu Jiscuss their inJiviJu�i tlaxi nsk situ:itions�nd insursnce needs�vith;in msurance 1�ent or compuny. 1�F.�IA has �stablishrd "Gmndt�ther" rule' to benetit tlood insur�ncr policyhoWers who have maintaineJ ��iitinuuus covernga. Prop�rty owners maY �vish to nute also that, if they live uutside but un the trin�e uE �he SFHA shown on an rt'fective NFIP map and the map is revised to expand the SFHA to include their ,tructurcly), their t1ouJ insurance pulicy rates will not increuse� as long as the coverago fo� the atfected ,�ru�ture(s) haa lxen continuous. Property owners would continue to receive tho luw�r insurance policy rates. LOMAs aro based on minimum criteria established by the NF1P. State.counry, and communiry officials, based on knowledge of local conditions and in the interest of safety, may set highe� stundards for �onstruction in the SFHA. (f a State, county, or communiry has adopted more restrictive and �omprehensive tloodplain management criterie, these criteria take precedenca uver the minimum Federal critena. In accordance with regulations adopted by the communiry when it made application to join the NFl . letters issued to amend an NFIP map must be uctached to the community's ot�cial record copy of the map. 'i'hat map is available for public inspection at the community's official map repository. �Therefore, FEMA sends copies of all such letters to the affected community's ot'ficial map repository. When a restudy is undertaken,or when a sutfcient number of revisions or umendments occur on purticular map panels, FEMA initiates the printing and distribution process for the affected panels. FEMA notities community otficials in writing when affected map panels are being physically revised and distributed. ln such cases. EEMA attempts to retlect the resutts of the LOMA on the new map panel. lf the results of particuls�r LOMAs cannot be retlected on the new map panel because uf scale limitations, FEMA notifies the communiry in writing and revalidates the LOMAs in that letter. LOMAs revalidated in this way usually will become et�fective 1 day after the et�fective ciate of the revised map. LOMAENC-t i 04'4A�'�� °^ Federal Emergency Management Agency ��tqND 5��'J�� Washington, D.C. 20472 July 06,2010 MS.PAMELA DAHM CASE NO.: 10-05-3874A WELLS FARGO HOME MORTGAGE COMMUNITY: CITY OF ORONO,HENNEPIN 900 EAST WAYZATA BOULEVARD COUNTY,MINNESOTA SUITE 120 COMMiJrTITY NO.: 270178 WAYZATA,MN 55391 DEAR MS.DAHM: This is in reference to a request that the Federal Emergency Management Agency (FEMA) determine if the property described in the enclosed document is located within an identi�ed Special Flood Hazard Area, the area that would be inundated by the flood having a 1-percent chance of being equaled or exceeded in any given year (base flood), on the effective National Flood Insurance Program (NFIP) map. Using the information submitted and the effective NFIP map, our determination is shown on the attached Letter of Map Amendment (LOMA) Determination Document. This determination document provides additional information regarding the effective NFIP map, the legal description of the property and our determination. Additional documents are enclosed which provide information regarding the subject property and LOMAs. Please see the List of Enclosures below to determine which documents are enclosed. Other attachments specific to this request may be included as referenced in the Determination/Comment document. If you have any questions about this letter or any of the enclosures, please contact the FEMA Map Assistance Center toll free at (877) 336-2627 (877-FEMA MAP) or by letter addressed to the Federal Emergency Management Agency, LOMC Clearinghouse, 6730 Santa Barbara Court, Elkridge,MD 21075. Sincerely, � � �'�". Kevin C. Long,Acting Chief Engineering Management Branch Mitigation Directorate LIST OF ENCLOSURES: LOMA DETERMINATION DOCUMENT(REMOVAL) cc: State/Commonwealth NFIP Coordinator Community Map Repository Region