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, � 5/i3/t17:�2 AM F0.e Numher:1V1966
<br /> �4?n .t�loigOf`BoodFekh ' mi�e'{� j ari�1�7 .+Cj(a�ggg �a'c..�.:�.� r""" ,����:: Gootl Faith EsBmate HUD-1
<br /> L�ar�es'{tyetEa�,fio'�In�,4�iease :r-"!t�ai �.":;;��k-�•--���o ,,, ",��v.'s�k.c� '�••�`�..g,'7F'i�;�`.
<br /> Our origination charge(InGudes Origination Point 1%or$4,000.00)54,000.00 s eai g4,000.00 g4,ppp,pp
<br /> Your creAtt or charge(points)for speciflc interest rote chosen ' a mz Eo.00 gp.pp
<br /> Youradjusted origination charges ♦ eos 54,OOO.DO 54,000.00
<br /> T2nsferFaxes r i2o3 $925.00 E925.00
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<br /> Char�77ia�iri�l'o�al CanndEll��i�6Mp aie?f6i�+c�,:;,: ' "�:�t mr. • .._� "x'��� Good FaNh Estimate HUD-7
<br /> Govemment recording charges � ♦ isp� 592.00 8142.00
<br /> Title sarvices and lende�s title insuranca a iioi E1,800.00 5�,900.00
<br /> OwnKs tftle insu2nce t ttpJ $727.50 E727.50
<br /> App2isal fee i �
<br /> 50.00
<br /> CredRreport s eos En.10 522.�0
<br /> Flood certificatlon ' r eo� g12.00 5�2.00
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<br /> yr-; -r ,,,� q',�y,�7 zv,� g3 � 'Tot21�� 2.753.80 2.803.60
<br /> � i,�,y.��tk� ��:'� �w� .."" �`� L�`�:`
<br /> , -��_ �.��:��. �_�. �a��areaae�@tyreeh GFEa�dsFIUD-1 Cti�ggs� S 50.00 or 1.8%
<br /> .Ch�� �Ttltlt�an,Chen e�,a �'w..� y� T':'�`r�".': � ,�.'�`.,'��t.�.'��:�;_;y��,�'��:''� Good Faith Estlmate HUD-1
<br /> InNlaltlapositforyouresaowaccount s toot t2,375.80 E2,398.42
<br /> Daiy interest charges s aoi ia
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<br /> Homeownrls insurance s aro E1,805.00 51.687.54
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<br /> Loan Tertns
<br /> Your initiai loan amount is y100,000.00
<br /> Your loan term is 3.00 years
<br /> Your initlal interest rate is 4.000%
<br /> Your initial monthty amouM owed for principal,interes�and arry 51,911.621ncludes
<br /> mortgage insurence is . [X]Prinapal
<br /> [X]Interest
<br /> [j Mortgage Insurance
<br /> Can your iMerest rete rise? [X]No[]Yes,d cen rise to a ma�dmum of_%.The first change will be
<br /> on and dn change every after _
<br /> . Every change date,your iirterest rate pn increase or decrease
<br /> by_%.Wer Ne life M the loan,you Interest rete is pua2nteed to never
<br /> be lower than %or higher Man_%.
<br /> Even if you make payments on time,can your loan baiance riseT . [X�No.[]Yes,k can rise to a maximum of S
<br /> Even if you make payments on time,can your rtronthly amouM rnved for (X]Na[]Yes,the first increase ran be on and the monthy amount
<br /> printlpal,tnterest,anC mortpape insurance rise? owed can rise to E
<br /> The ma�dmum k can ever rise is to S
<br /> Dces your ban have a prepayment penalt�? [XJ No. []Yes,your maximum prepayment penalry is E
<br /> Does your ban have a balbon payment? []No. [XJ Yes,you have a balloon paymerrt of E380,302.02.
<br /> due in 3 yeaB on 6/1l2016.
<br /> . Total monNiy amount owetl induding escrow axount paymeMs []You do not have a monthly escrow payment for items,sueh as property
<br /> texes and homeowneYs insurancfl.You must pay these items directy yourself. -
<br /> (Xj You have an adtlitional rtwnMty escrow paymeM of$798.80
<br /> ihat resutts in a total initial monthry amouni owed ot 52,71 o.a2.This
<br /> indudes pri�dpal,Interest,any mortgage insurance,and arry items checketl Debw:
<br /> [%]Property taxes � [)C)Homeaw�ePs insurance
<br /> []Flood insurance []
<br /> [1 []
<br /> Nots:Ifyou hava a�ry questions aboutthe SekiamaM Chergss and Loan Tarma Iistad on thb fortn,pleaae coMactyour lender.
<br /> Previous editions are obsolete HU0.1
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