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10. Any questions of survey or encroachment which may be determined by an <br /> inspection of the Property or an accurate survey of the Property. <br /> 11. Any liens for labor or materials furnished to the Property in the last 120 days <br /> for which payment has not been made. <br /> 12. The rights of anyone in possession other than the above-named fee owners. <br /> 13. The Property is subject to environmental laws or regulations imposing liability <br /> for ownership of property containing hazardous substances or other substances <br /> regulated by such laws or regulations. <br /> 14, T�e ProgPrty may be subject to Lens, claims or rights arisin� under the laws <br /> or Constitution of the United States which the State of Minnesota cannot <br /> require to appear of record. <br /> 15. The Property is subject to any existing roads, cartways, public streets or <br /> highways. <br /> ery truly yours, <br /> ohn B. aldron <br /> cc: Michael Hilbelink <br />