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iZ-2009B-KN HVD-1 Page 4 oF 4 <br /> Gom arison of Gdod Faith Estimate GFE and HUD-1 Char es <br /> Charges That Cahnot Increase HUD-I Line Good Faith HUD-1 <br /> Number Estimate <br /> Ourori Inatlon che e #801 790.00 790.D0 <br /> Your credlt or char c oin� Tor the s edfic In[errst rnte chosen #802 <br /> Youra usted ori ination cha es #803 3790.00 790.00 <br /> Transfer bxes #1203 15 515.00 52,405.00 <br /> Chargns That ln Total L�nnot Increese More Tt�an 10% HUD-1 Line Good FaiU� HUD-1 , <br /> Num6er Estimate <br /> Govemmentrernrdin cFia es #1201 92.00 138.00 <br /> A raisal Fee #804 1 645.00 1,645.00 <br /> Credlt Re or[Fee #805 511.00 511.00 <br /> Tax Service Fee #�1302 560.00 8�.00 <br /> Flood Certlflcatlon #1303 819.00 519.00 <br /> To�l 1 847.00 1.893.00 <br /> Increase between aFE and XUD-1 Cha es 46.00 or 2.49°!0 <br /> Charges Thst Can CFange Good Faith NUD-1 . <br /> EStimate <br /> Initlal de osit for our escrow accounY � #1001 <br /> Dafl In[errst cha es #901 �69.49 da 48Z1.68 821.88 <br /> Homeowners Insurance #903 5 400.00 4 Z13.21 <br /> . Tide Servlces and Lenders o11 #1101 3,550.00 2 837.00 <br /> Owners,� #1103 1 500.00 1 426.75 <br /> Loan Terms Coan Number: 0349217455 <br /> Your inftlal loan amount is $1,000,000.00 <br /> Your loan term is . 10 years • <br /> Your iniUal intercct rate is � 2•5 % <br /> 9 426.99 indudes <br /> Your SniHai monthly amount owed for prin�pal,interast x Prinapa! <br /> and any mortgaqe Insurance is X Interest - <br /> Mor[page Irsurance <br /> �No.❑Yrs,It can rise[o a meximum o� %.The flrs: <br /> ' chanpe will be on and can change aqain - <br /> Can your interest rate rise7 Nery after .Every change da[e, <br /> your intarest rate can increase or decrease by %.Over _ <br /> tfie Iife of the loan,your In[erest ra[e is guaranteed to never be lower <br /> than %or higher[han %. <br /> Even If you make paymenffi on time,on your,loen balance Q No.❑Yrs,It can rise bo a maximum of; <br /> rise7 <br /> Evan it you make payments on tlme,can your monthiy �No.� Yas,the first incraase mn ne on and[he <br /> amouni owed monthly emoun[owed can rise Co¢ .The maximum iC can <br /> for prinapal,irrterest and mort9apa insurance�ise? evv rlae to Is� <br /> Does your loan have a prepsyment penalty7 �No:❑Yes,yvur maximum Drepayment penalry is$ <br /> �No.❑Yes,you have a bafloon paymen[of$ due In <br /> Doas your loan have a baltoon paymenM ' <br /> years on <br /> �You do not have e monthly escrorv payment for ICemS,suU as properry <br /> tmcrs and homeowna(s Insuronce.Yau must pay these items direc[ly yourself. <br /> � �You have an addtdonal monthty escrow payment of�_ <br /> ffiat rrsults In a tn�i ln(Ual monthly amount owed of$__.__ <br /> 7ota1 montlily amount owed including esaow account Thls InGudes prindpa(,Intercst,any moRpaqe Insurence and any Items <br /> paymarrcs checked below: <br /> �Prpperty taxes ❑Homeowner's Insu2nce . <br /> - �Flood Insu2nce ❑ <br /> � ❑ <br /> Note:If you have any questlons ebout the Setdement Charges and Loen Terms listed on this fortn,please con�ct your lender. 1/ <br /> Ini[ia <br />