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12-20098-KH HVD-1 Page 4 of 4 <br /> Gom arison of Gdod Faith Estimate GFE and HUD-1 Char es <br /> HUD-i line Good Faith <br /> Charges That Cahnot Incsease Nvmber Estimate MUD-1 <br /> Ourori Inatlon cha e #801 790.00 790.00 <br /> Your credtt or char e oints tor the s edflc In[errs[rate chosen S 802 <br /> Your e u5ted ori inatlon cha es #803 790.00 790.D0 <br /> Transfercaxes #1203 15 515.00 2 405.D0 <br /> Chargas That In Total CannotIncrease More TAan 10% HUD-1 Line Goad Faith <br /> Number Estfmate HUD-1 <br /> Govemmen[recordln cha es #1201 92.00 138.00 <br /> q 2isal Fee #804 1 645.00 1,645.00 <br /> Credit Re ort Fee #BOS 11.00 11.00 <br /> Tex Service Fee �1302 80.00 80.00 <br /> Flood Certlflotlan #1303 19.00 19.00 <br /> Total __ ;1,847.00 ;1,893.00 <br /> increase between GFE and h1UD-1 Cha es .00 or 2.49% <br /> Charges That Can Change Good Faith ►�UD-1 _ <br /> Estimate <br /> Inidal de oslt for our etarow axount � #1001 <br /> Dall IntercSt�a et #901 �68.49 da 4821.88 821.88 <br /> Homeowner's Insurance #903 5 400.00 4 Z13.21 <br /> . TfUe Services and Lenders o1i #1101 3�550.00 2 837.00 <br /> Owners,� #1103 1 504.00 1 426.75 <br /> Loan'Terms Loan Number 0349217455 <br /> Your init7al loan amount is #1,000,0OO.OD <br /> Your loan tarm is . 10 years • <br /> Your initfal interest rate is ' 2_5 % <br /> 9 426.99 tnGudes <br /> Your init3al monthly amount owed for principat,inYerast x Principal <br /> and any mortgege insuranca ia X Inberest � <br /> Mortgage Insurance <br /> �No.�Yes,It cen rise to a meximum of °/.The flrst <br /> ' chanqe will be on end can change apain � <br /> Can your interest rate rise7 �'ery after .Every change date, <br /> your Interast rate can increase or decrease by %.Over _ <br /> tfie Iife of the loan,your In[erest rate is quaranteed to never be lower <br /> than %or higher[han %. <br /> Even If you make payments on time,csn your loan balance Q No.�Yes,it can Ase tro a maximum aF; <br /> rise7 <br /> Even if you make payments on Ume,can your monthly �po.� Yes,the first increase on be on an0 ehe <br /> amount owed mon[hly amounc owed cen rise to$ .The maximum it can <br /> for prindpal,irrterest and mortyaye insurance rise? ever rix to Is� <br /> Does your loan have a prepayment penalty7 Q No.❑Yes,yaur maximum prepayment penalty is; <br /> �ho.❑Yes,you have a bafloon payment of$ due In <br /> Does your loan havn a balioon payment? ' <br /> years on <br /> �You do not have a monthly escrow paymen[for ftems,such as property <br /> taxes and homeownars Insurance.You must pay U+ese items direc[ly yourselF. <br /> � �You have an add(donal monthy escrow paymenC oF¢, <br /> that rcsults in a[otal In(Ual monthly amoun[owed of$_ ___ <br /> Toul monthly amount owed including esaow accaunt This inctudes principal,fnterrst,any mortgzqe fnsurance and any i[ems <br /> paymants checked below: <br /> �Proper[y taxPs ❑Nomeownels Insurance . <br /> - �FlooC Insurance ❑ <br /> ❑ � <br /> NoLe:If you have any questions ebo,rt the Settiement Charges and Loan Terrtts lis[ed on this form,please contac[your lender. 1/ <br /> Initia <br />