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5. Such ownership is also subject to the following: <br />a) Rights, if any, of the parties in possession other than said owners; <br />b) Mechanics lien rights, if any, for any recent improvements upon said <br />premises or property connected therewith; <br />c) Special assessments, if any, which may be levied upon said premises; <br />d) Public zoning, building, or environmental ordinances and regulations; <br />e) Encroachments, gaps, overlaps, boundary line issues, environmental and <br />lead paint issues, and other matters which would be disclosed by an <br />accurate survey and/or inspection of the premises; <br />f) Records subsequent to abstract and title commitment certification dates; <br />g) Unpaid water or sewer bills, if any, which could constitute a lien against <br />the premises. <br />Thank You for allowing me to be of service to you in this matter. <br />Yours very truly, \ <br />\yMichae�IT. Hoekstra <br />MTH:ms <br />cc: Nancy Chadwick, <br />Hinshaw and Culbertson <br />