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13. Any encroachments, overlaps, party walls, boundary line disputes or other matters which an accurate survey <br />of the premises would show. <br />14. Minerals and mineral rights. <br />15. Taxes or assessments which are not shown as existing liens by the records of any taxing authority that <br />levies, taxes or assessments on real property or by the public records. <br />16. Proceedings by a public agency which may result in taxes or assessments or notice of such proceedings, <br />whether or not shown by the records of such agency or by the public records. <br />17. The right is reserved to make additional requirements and/or exceptions as a Purchase Agreement is <br />obtained and further searches made. <br />18. Rights of the public, the State of Minnesota and of the U.S. Government to use that part of the premises <br />which lies below the high water mark or U.S. Government Harbor line of Lake Minnetonka. Rights, if any, of <br />any riparian owners and of the public to use the surface, sub -surface, and bed of Lake Minnetonka, and any <br />adverse claims based on the assertion that the bed of Lake Minnetonka has changed. <br />19. Riparian rights are neither guaranteed nor insured herein. <br />20. Access to Lake Minnetonka via any channel, is not insured. <br />Parcel 1: <br />21. Easement for Northwestern Bell Telephone Company purposes, as shown in Document No. 2297031 and as <br />shown in Partial Release filed December 15, 1987 as Document No. 5357598. <br />22. Terms and conditions of Declaration of Private Road Easement, dated March 6, 1992, filed March 17, 1992, <br />as Document No. 5888651. <br />23. Terms and conditions of Resolution No. 3343, filed November 4, 1994, as Document No. 6361454. <br />24. Terms and conditions of Resolution No. 3344, filed November 4, 1994, as Document No. 6361456. <br />25. Terms and conditions of Resolution No. 3409, filed November 4, 1994, as Document No. 6361457. <br />26. Terms and conditions of Resolution No. 3340, filed November 4, 1994, as Document No. 6361458. <br />27. Terms and conditions of Resolution No. 3539, filed April 21, 1995, as Document No. 6419039. <br />28. Terms and conditions of Resolution No. 3558, filed July 17, 1995, as Document No. 6451674. <br />29. Terms and conditions of Resolution No. 3617, filed February 8, 1996, as Document No. 6536432. <br />30. Terms and conditions of Resolution No. 3786, filed May 5, 1997, as Document No. 6728735, <br />31. Terms and conditions of Easement Agreement, dated July 2, 1997, filed April 10, 1998, as Document No. <br />68789456 <br />32. Terms and conditions of Resolution No. 4180, filed August 8, 2000, as Document No. 7334860. <br />33. Terms and conditions of Resolution No. 5483, filed June 26, 2006, as Document No, 8840452. <br />Parcel 2: <br />34. Terms and conditions of Declaration, dated August 15, 2007, filed August 16, 2007, as Document No. <br />90255690 <br />