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foreclosure. You should also consider contacting the foreclosure <br />prevention counselor in your area. A foreclosure prevention counselor <br />can answer your questions, offer free advice, and help you create a plan <br />which makes sense for your situation. <br />Contact the Minnesota Home Ownership Center at 651-659-9336 or <br />866-462-6466 or www.hocmn.org to get the phone number and location <br />of the nearest counseling organization. CaU today. The longer you <br />wait, the fewer options you may have for a desirable result. <br />Information About the Foreclosure Process <br />You do not need to move at the time of the sheriff's sale. After the <br />sheriff's sale you have the right to "redeem." Redeem means that you <br />pay off the entire loan amom:it plus fees to keep your house. You can <br />keep living in your home for a period of time. This is called a <br />"redemption period." The redemption period is 6 months after the <br />sherifrs sale. This redemption period is your chance to try and sell <br />your home or refinance it with a different loan. You can also pay the <br />redemption amount with any other funds your have available. At the <br />end of the redemption period you will have to leave your home. If you <br />do not, the person or company that bid on your home at the sheriff's <br />sale bas the right to file an eviction against you in district court. <br />Sent by: Wilford & Geske, P.A., 7650 Currell Blvd., Suite 300, Woodbury, MN 55125. <br />Phone 651-209-3300 <br />THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO <br />COLLECT A DEBT. ANY INFORMATION OBTAINED \VILL BE USED FOR <br />THAT PURPOSE. <br />File ID No. "6~111 i #ZNML_