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DECLARATION OF COVENANTS, RESTRICTIONS AND EASEMENTS FOR ISLAND POINTE TH~ECLARATION made as of this3l~t day of '(}}£)A , 1993 by David R. Carlson and Jan W. Carlson, husband and wife (hereinafter collectively referred to as "Carlsons"), Pauline Vanderhoof, a single person (hereinafter referred to as "Vanderhoof"), Charles Leroy Pegelow (hereinafter referred to as "Pegelow") and Ethel M. Pegelow, his wife (said Carlsons, Vanderhoof, and Pegelow being hereinafter collectively referred to as "Declarants"). The following recitals of fact are a material part of this instrument. Carlsons are the owners of, and Vanderhoof is the holder of a mortgage on, certain real estate located on Big Island in the City of Orono, Hennepin County, Minnesota described as follows: Lot 1, Block 1, Island Pointe, Hennepin County, Minnesota (hereinafter referred to as "Lot l"). Pegelow is the owner of certain real estate adjacent to Lot 1 legally described as follows: Lot 2, Block 1, Island Pointe, Hennepin County, Minnesota (hereinafter referred to as "Lot 2"). Ethel M. Pegelow, the wife of Charles Leroy Pegelow, although not an owner of the Pegelow Land, consents to and Joins in this Declaration for the purpose of releasing her inchoate marital rights in the Pegelow Land. The Declarants are replatting their respective properties as part of the plat of Island Pointe, and are exchanging deeds and are executing and delivering this Declaration, all as part of an overall agreement and plan to realign the boundaries between their respective parcels, to provide for a common septic system for the Lots and to provide for water service and certain protective restrictions, and the execution and delivery of this Declaration among the parties is an integral part of the consideration and exchange of promises and acts among the parties.