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Bluff means a topographic feature, such as a hill, cliff or embankment, having the following <br />characteristics (An area with an average slope of less than 18 percent over a distance of 50 feet or <br />more shall not be considered part of the bluff): <br />(1) <br />Part or all of the feature is located in a shoreland area; <br />(2) <br />The slope rises at least 25 feet above the ordinary high water level of the water body; <br />(3) <br />(4) <br />The grade of the slope from the toe of the bluff to a point 25 feet or more above the <br />ordinary high water level averages 30 percent or greater; and <br />The slope must drain toward the water body. <br />Bluff impact zone means a bluff and land located within 20 feet from the top of a bluff. <br />Bluff, toe of the, means the lower point of a 50-foot segment with an average slope exceeding <br />18 percent. <br />Bluff, top of the, means that point on the cross section of a bluff below which the slope <br />becomes more than 18 percent and above which the average slope for a distance of 50 feet or more is <br />18 percent or less.