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Section 14.04 Continuation of Group Health and Dental Insurance <br />This policy applies to all City employees who retire on or after January 1, 1993, and participated in the <br />City's group health and dental insurance program and met the requirements necessary to receive a <br />disability benefit or an annuity from a Minnesota public pension plan other than a volunteer fire fighter <br />plan. <br />Minnesota law, Minn. Stat. Chapter 43A, provides that upon retirement, an eligible City employee and <br />his or her covered dependents can participate in the group health/dental insurance program at the same <br />premium rate as active employees until age 65. <br />Coverage and level of benefits provided to retirees under age 65 and their dependents must be identical <br />to that provided for active employees and their dependents. <br />Retiree's age 65 and over may stay in the group indefinitely, but premium rates do not have to be <br />pooled with the active employee rates and retiree coverage does not have to be identical to active <br />coverage. The retiree must pay the entire premium. <br />Spouse and/or dependent coverage can be continued after retirement only if the employee carried <br />dependent coverage prior to retirement. Employees are not required to continue spouse and/or <br />dependent coverage after retirement. <br />Page 55 of 151 <br />151 <br />