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07-14-2025 - Agenda Packet City Council - regular meeting
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07-14-2025 - Agenda Packet City Council - regular meeting
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Last modified
2/12/2026 10:56:59 AM
Creation date
7/11/2025 3:08:58 PM
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Administration
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Agenda Packet City Council
Section
City Council
Subject
regular meeting
Document Date
7/14/2025
Retention Effective Date
7/14/2025
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Paid Family and Medical Leave <br />City of Orono <br />State of MN Plan <br />Madison National <br />Lincoln Financial <br />Covered Monthly Payroll <br />$558,708 <br />$558,708 <br />$558,708 <br />Rate <br />0.88% <br />0.88% <br />1.21% <br />Total Premium Per Month <br />$4,917 <br />$4,917 <br />$6,760 <br />Total Premium Per Year <br />$59,000 <br />$59,000 <br />$81,124 <br />Difference Per Year <br />$0 <br />$22,125 <br />Rate Guarantee <br />1 1 Year <br />1 Year <br />2 Years <br />Company <br />State of MN Plan <br />Madison National <br />Lincoln Financial <br />Rate Guarantee Considerations <br />The premium rate will be set each year, <br />Note: Current inforce coverage does <br />based on how the program is running and <br />Needs to be sold with one disability <br />Needs to be sold with one other fully <br />count toward the coverage <br />best budgeting practices to keep the fund <br />product (STD, LTD) <br />insured product (STD, LTD, Life, Dental, or <br />at a healthy level. <br />Supplemental Health) <br />requirements <br />Plan Design <br />State PFML Plan <br />Match State PFML Plan <br />Match State PFML Plan <br />$250 for groups 0-49, $500 for groups 50- <br />$500 for groups 250-499, $1,000 for <br />499, $1,000 for groups 500+. This is a one <br />groups 500+. This is a one time fee unless <br />State Filing Fee <br />None <br />time fee unless there are changes to the <br />there are changes to the private plan in <br />private plan in the future <br />the future <br />How many Private PFML cases do you <br />currently in -force in other States <br />None <br />None <br />1,922 PFML Groups <br />(outside of MN)? <br />What is the average PFML claim <br />Unknown for MN. The turnaround time <br />Claims turnaround is 5 business days once <br />Claims turnaround is 3 business days once <br />payment timeline once all needed <br />in other states has been about 60 days for <br />all of the information has been gathered. <br />all of the information has been gathered. <br />information is submitted? <br />payment. <br />Integration with other lines of <br />One claims examiner for all coverages <br />One claims examiner for all coverages <br />coverage <br />None <br />(PFML, STD, Supplemental Health) <br />(STD, LTD, Supplemental Health) <br />Integrity will be your contact for service <br />Work directly with the State for service <br />Integrity will be your contact for service <br />inquiries and advocacy. We have <br />Ongoing Administration <br />issues. 300 new employees, new systems <br />inquiries and advocacy. <br />established a service team through the <br />and new processes. <br />Sourcewell relationship that has yielded <br />good results. <br />152 <br />
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