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TABLE OF CONTENTS <br />ARTICLE I DEFINITIONS <br />ARTICLE II PROPERTY RIGHTS <br />Section 1. Owners* Easements of Enjoyment <br />Section 2. Delegation of Use <br />Section 3. Right of Ingress and Egress <br />Section 4. Utility Easements <br />ARTICLE III COMMON AREA MAINTENANCE <br />Section 1. a Sugarvoods Drj^ye_ <br />Section 2. Utility Lines <br />Section 3. ^Private Woodland Preserve <br />Section 4. Entrance Monuments <br />Section 5. Private Pedestrian Trail <br />Section 6. Other Common Facilities <br />Section 7. Costs <br />ARTICLE IV INSURANCE <br />Paqa <br />1 <br />3 <br />3 <br />3 <br />3 <br />3 <br />4 <br />4 <br />5 <br />6 <br />6 <br />6 <br />7 <br />7 <br />7 <br />Section 1.Casualty Insurance on <br />Insurable Common Area 7 <br />Se*'* -on 2.Liability Insurance 8 <br />Section 3.Fidelity Bond 8 <br />Section 4.Replacement or Repair of Property.8 <br />Section 5.Coverage, Loss Adjustment 8 <br />Section 6.Other Insurance; Annual Review of Policies 8 <br />ARTICLE V MEMBERSHIP AND VOTING RIGHTS <br />Section 1. Membership Appurtenant to Ownership <br />Section 2. Classes of Voting Members <br />- i -