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Article <br />XVI. <br />XVII. <br />XVIII. <br />XIX. <br />XX. <br />XXI. <br />15.1. <br />15.2. <br />15.3. <br />17.1. <br />17.2. <br />17.3. <br />17.4. <br />17.5. <br />17.6. <br />19.1. <br />19.2. <br />20.1. <br />20.2. <br />20.3. <br />20.4. <br />20.5. <br />20.6. <br />20.7. <br />20.8. <br />20.9. <br />20.10 <br />20.11 <br />20.12 <br />20.13 <br />TABLg OF CONTENTS ~ Pace 4 <br />Page <br />Claims Processing/Payment 20 <br />Denial of Claim 21 <br />Appeal of Denial 21 <br />Records and Reports 21 <br />Participant Rights/Obligations 22 <br />Right to Benefits 22 <br />Anticipation of Benefits 22 <br />Discontinuance of Contributions 23 <br />Plan Not Contract of Employment 24 <br />Rights Limited to Plan Only 24 <br />Summary Plan Description 24 <br />Employer Rights/Obligations 24 <br />Plan Termination 25 <br />Plan Termination 25 <br />Employer Dissolution/Merger/ <br />Consolidation 26 <br />Plan Construction 26 <br />Statement of I* nt 26 <br />Conflict With ^ 26 <br />Severability 26 <br />Multiple Copies 26 <br />Insurers Not Party 26 <br />Entire Agreement 26 <br />Law to Govern 26 <br />Gender 26 <br />Headings 27 <br />Third-Party Contracted Benefits 27 <br />Non-Alienation of Benefits 27 <br />Limitation of Rights 27 <br />Successor 27 <br />Adoption 27