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JANICE V. BERG <br />EDUCATION; <br />University of Minnesota <br />University of Minnesota: <br />Minnesota School of Business <br />American Institute of Banking: <br />Mortgage Bankers Association: <br />Pro-Source Real Estate Course: <br />Minneapolis Builders Association: <br />Planned Unit Deveiopment (PUD) Course <br />Real Estate Law <br />Income Property: <br />Construction Lending <br />Loan Closing <br />Houses From the Ground Up <br />Customer Service <br />Guide to New Construction <br />Seminars <br />Apartment Operating <br />Expenses <br />Fundamentals of <br />New Construction <br />Houses Inside Jc Out <br />Marketing to Builders <br />EXPERIENCE: <br />09/89 - Present <br />05/89 - 08/89 <br />12/86 - 04/89 <br />09/85 • 12/86 <br />09/76 - 09/85 <br />07/74 - 11/75 <br />02/73 - 12/73 <br />Ccurlland Financial Services. Owner, Vice President, itenl Estate Loan Officer. <br />Origination unoerwriting pacKagmg, brokering residential, <br />commercial, construction and land development loans. Contracted <br />to review and rate commercial real estate loans in the RTC portfolio. <br />Nordic Mortgage: Constructiun Lending Officer. Origination, underwriting, <br />and packaging to broker residential construction loans. <br />Inspecting construction progress and tracking disoursements, <br />Wayzata Mortgage Comoanv: Residential Construction Loan Originator. <br />Originated construction loans, did the underwriting, writing up and presented <br />to loan committee. <br />Previous position: Senior Income Property Processor. Assisted originator in <br />obtaining documentation from clients, process, underwrite, package, and present <br />loan packages to lenders for permanent and construction loans on commercial <br />properties. Served on "Service Committee" for Wayzata Mortgage and the <br />"Incentive and Recognition Committee" for the Bank Group, Inc. (Parent of <br />WMC). <br />Bruce Cameron, Real Estate Agent/Coidwell Banker: Administrative Assistant. <br />Performed all office functions, prepared competitii^ market analysis, <br />purchase agreements, listing agreements, searched for homes for prospective <br />buyers, telemarketing and qualified buyers for mortgage loans. <br />Information Publisher: Telemarketing. <br />Daytons: Comm unity Service and volunteer work for church. Chairperson <br />lofwiard of Education, President of Home and School Association, Librarian, <br />President of Volimteer Origanization of Our Lady of the Lake School. <br />Secretary and Vice President of Our Lady's Women's Council. <br />City of Richfield Planning Department: Secretary and Administrative <br />Assistant for Planning Department. Responsible for all department functions. <br />Attended Planning commission meetings, prepared write ups and minutes. <br />Involved in the establishment of HRA (Section 8, Rehab and new homes <br />program). Hired and supervised planning oJdes/interns. <br />Marquette Rank: Loan Consultant. Interviewed borrowers for residential <br />home loans and monitored the file Uirougii to approval.