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% <br />JANICE V. BERG <br />EDUCATION: <br />University of Minnesota <br />University of Minnesota: <br />Minnesota School of Business <br />American Institute of Banking: <br />Mortgage Bankers Association: <br />Planned Unit Development .PUD) Course <br />Real Estate Law <br />Income Property: <br />Construction Lenotng <br />Loan Closing <br />Seminars <br />Apartment Ooerating <br />Expenses <br />Fundamentals of <br />New Construction <br />Houses Inside <k Out <br />Marketing to Builders <br />;• <br />f- <br />S' <br />r-It <br />I <br />i- <br />f,' <br />I <br />Fro*8ource Real Estate Course: Houses From the Ground Up <br />Minneapolis Buiiders Asso iation: Customer Service <br />Guide to New Construction <br />EXPERIFNC*: <br />09/J9 - Present Courtland Financial Services. Owner, V: <br />drigination un^rwricing pacKaging. broke'-i':.j resiu_>iUial, <br />commercial* construction and land development loans. Contracted <br />to review and rate commercsai real estate louns in the RTC portfolio. <br />0= ?r eal Estate Loan Officer. <br />05/89 • 08/89 <br />12/86 - 04/89 <br />K <br />t <br />t* <br />‘ <br />Nordic Mortgage: Construction Lending Officer. Origination, underwriting, <br />and paciU'*ing to broker residential construction loans. <br />Inspecting instruction progress and tracking disbursements. <br />Wavxata Mortgage Company: Residential Construction Loan Originator. <br />Originated construction%£is, did the underwriting, writing up and presented <br />to loan committee. <br />Previous position: Senior Income Property Processor. Assist d originator m <br />obtaining documentation from clients, process, underwrite, p ckage, and present <br />loan packages to lenders for permanent and construction loans on commercial <br />properties. Served on "Service Committee" for Wayzata Mortgage and the <br />"Incentive and Recognition Committee" for the Bank Group, Inc. (Parent of <br />WMC). <br />Bruce Cameron Real Estate Agent/Coidwell Banker: Administrai.ve Assistant. <br />Performed ail office (unctions, prepared competitive market analysis, <br />purchase agreements, listing agreements, searched for homes for prospective <br />buyers, telemarketing and qualified buyers for mortgage loans. <br />Information Publisher: Telemarketing. <br />Peytons; Community*Service and volunteer work for church. Chairperson <br />fof d of Education. P?.A^Ment of Home and School Assoc'ation. Librarian. <br />President of Volunteer Orifenization of Cur Lady of the Lake School. <br />SeereUry end Vice PJ.egide'it of Our Lady's Women's Council. <br />- 11/75 City of Richfield Planning Papertment; Secretary and Administrative <br />A^iatfnf foe Planning ftepaftmetit. itesDonsible for all department functions. <br />Attended Planning commission meetings, prepared write ups and minutes. <br />Involved in the esteblishme ' of HRA (Section 3, Rehab and new homes <br />program). Hired and supervmed planning aides/interns. <br />09/85 - 12/86 <br />09/70 - 09/85 <br />fi <br />I <br />I <br />“Lml • <br />02/7’ 12/73 Marouette Benk: Loan Consultant. Interviewee borrowers for residential <br />home ioatw and munitoreU Uie file Uirougli to approval.