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The Causes <br />* The causes of urban decay are complex and no single solution exists for solving the <br />problem The social, economic and physical aspects of the problem are interrelated <br />* Family units which arc young, poor or lacking job training or education are less likely to <br />be able to provide the economic, physical and emotional resources for raising children. <br />* The human and social service delivery systems are generally uncoordinated <br />* Govenunent's lack of action to address and attempt to prevent or reduce barriers to <br />affordable housing is a greater problem than the creation of barriers due to development <br />pressures. <br />* Historical development patterns, age of housing stock and market trends have led to a <br />concentration of low income housing and neighborhood deterioration. <br />* Current public policy and market forces favor new structures and new facilities over <br />redevelopment of existing structures and areas. <br />* Tax policies and financing mechanisms favor or subsidize home ownership and encourage <br />stability in and commitment to a community. Rental property has not received similar <br />treatment <br />* A significant portion of the demand for low income housing is currently met by using <br />older, market-obsolete housing located in the central cities and inner ring suburbs. <br />* Public policy does not currenUy provide incentives or resources to remove or replace <br />madtet-obsolete housing. <br />The Impact <br />* Concentrations of poverty, deteriorated housing, inadequate employment opportunities <br />and increasing crime rates are currently found in Minneapolis and St Paul and are growing <br />elements in the inner first ring suburbs. <br />* Once a certain level of concentration of deteriorated housing occurs and there is a <br />perception that an area is no longer safe, people and businesses with adequate resources <br />tend to leave the area. Public and private disinvestment also occurs. <br />* The most growth is occurring in newly developed areas in the suburbs. <br />a Urban Strategies Task Force Report