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MINNESOTA RISK SERVICES <br />WORKERS COMPENSATION <br />risk management specialist <br />RISK MANAGEMENT <br />Is <br />A. eoonfinatcd effort ct numasemoit to ensure and protect <br />your company from financial loss due to an injury or accident claim <br />ASK YOURSELF <br />Is your experience mod rating over .95? Are you presently in the "Assigned Risk <br />Pool"? Has your company instituted wwk comp programs in the past with little <br />success? Does your workers compensation premium represent a major portion of your <br />business insurance expenses? Are you with a formalued/active safety program or <br />return to work program? <br />THE PROBLEM <br />If your answer is yes to any of these questions, you may be paying more for workers <br />compensation insurance than necessary. <br />THE SOLUTION! <br />At Minnesota Risk Services, our goal is to control present losses and minimize future <br />loss exposure with aggressive and active risk/claims management. <br />CUSTOM TAILORED TO YOU <br />We will identify and analyze your company's risk and workers compensation needs, <br />effectively select the proper handling of those needs and design implement and monitor <br />a program to suit the specific workers compensation needs to your company. A <br />program that offers claim prevention, maintenance and continued follow-up. <br />PROGRAM MANAGEMENT <br />Through continued service, we will provide claims management, assist in safety <br />programs/seminars, and coordinate between the insurance company, the employer, the <br />employee, and the medical provider. <br />Intum, controlling present losses, minimizing future loss exposure and reducing the <br />overall costs of your workers compensation program. <br />SERVICE FEE <br />Annual fee is determined based on the claims activity and programs that are to be <br />Implemented.