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R.L. YOUNGDAHL & ASSOCIATES, INC. <br />August 1,1995 <br />Mr. Thomas Kuehn, Finance Director <br />City of Orono <br />P. O. Box 66 <br />Crystal Bay, MN 55323 <br />Dear Mr. Kuehn: <br />Thank you for the opportunity to present an “Insurance Agent Proposal" to the <br />City of Orono. You will find that our entire approach to working with our clients is <br />based on our “promise of superior service." <br />Our municipal clients recognize that we keep this promise through a pro-active <br />service approach, includes specific recommendations after a comprehensive <br />review of current insurance policies Based on our initial discussions, your City <br />will benefit from our Agency’s specialized services, including; <br />PACKAGE POLICY <br />1. Computerized building replacement cost valuations for insurance. <br />2. Claims monitoring (as opposed to review), and intervention with <br />LMCIT if a problem arises. <br />3. Pre-renewal LMCIT Application computerized update. <br />4. Analyze existing insurable exposures relative to your present <br />coverages. <br />5. Constant review of changing exposures in your community, and assist <br />City in developing appropriate risk management strategies. <br />6. Evaluate the feasibility of using a large deductible, or self-insured <br />retention, to generate large premium savings. <br />10261 Yellow Circle Drive • Minnetonka, MN 55343 9307 • 612 933 7488 • 800 888 5324 • Fax: 612-933-0916 <br />PrintM on locvciid popM