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LOFGREN APPRAISAL COMPANY <br />Real Estate Appraisers <br />File No. 9704018 <br />April 23, 1997 <br />Matthew and Mary Nicoll <br />160 Smith Avenue <br />Orono, MN 55391 <br />File Number: 9704018 <br />Dear Mr. and Mrs. Nicoll: <br />In accordance with your request, I have personally inspected and appraised the real property at: <br />160 Smith Avenue <br />Orono, MN 55391 <br />The purpoM of this appraisal is to estimate the market value of the subject property, as improved. <br />The property rights appraised are the fee simple interest in the site and improv^euts. <br />In my opinion, the estimated market value of the property as of April 23,1997, is: <br />Four Hundred Forty Thousand Dollars <br />($440,000) <br />description, analysis and supportive data for the conclusions, final estimate of value, descnptive photographs, limiting conditions and <br />appropnate certifications. <br />Sincerely, <br />Paul H. Lxjfgren, S! <br />6311 W»yau Boulevird, Suite 250, Minneapolis, MN 55416 (612) 546-1338