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m <br />f! <br />i'f <br />Ky <br />?! <br />i <br />'■m <br />% <br />i <br />.20. <br />29. <br />•7I - <br />26, Q. What is a mudslide? <br />A. It is a condition where there is actually a river of <br />liquid mud flowing-down a hillside usually the result of <br />both unusually heavy rains and loss of brush cover. <br />27. Q. Are sewer back-ups covered? <br />A, Yes, but a general condition of flooding must exist and <br />the sewer back-up must be clearly a result of that <br />condition. <br />Q. <br />A. <br />A. <br />Q. <br />A. <br />Can condominium units be insured separately? <br />Yes. When the condominium unit is a traditional townhouee <br />or rowhouse, it is considered for insurance purposes as <br />a single-family dwelling and may be insured separately. <br />For other types of residential condominiums, the buildings <br />are considered multi-faxnily dwellings and insurance must <br />be taken out in the name of the condominivims owners' <br />association, l^e coverage may be taken out in an amount <br />equal to the maximum amount available on the building <br />or in an amount to cover the value of each unit until the <br />m^yimum amount of insurance available on the building has <br />been purchased. <br />What kinds of property are not ins\irable under the program? <br />Wharves, piers, bulkheads, growing crops, land, shrubbery, <br />livestock, roads, bridges, motor vehicles, etc. <br />What is a Flood Insurance Rate Map? <br />A Flood Insurance Rate Map is usually the second map FIA <br />furnishes to a community. This map is the result of a <br />detailed engineering study and is used in conjunction with <br />a community's participation in the Regular Program. <br />This study and map further refine the boundary lines of <br />a community's special flood hazard areas to reflect the <br />flood elevations in such areas that would occur during <br />a flood with a one-percent chance of occurrence in any <br />given year. The actuarial or non-subsidized premium rates <br />reflecting the degree of flood risk to which properties are <br />exposed in flood-prone areas are determined from this data. <br />- more - <br />1 <br />K <br />:! <br />■! <br />* £ <br />I I <br />y .