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, , . <br /> I !i� `�i�IP ult�rs hvu t�p�s��1 II���HI in�ur�ncC puli�►�s t�� E�ru4xxrty ����n�rr. �hr luw-cu,t k'rnt�rrcd Rt�k <br /> �'��i�.v �I'RP1 �nJ thc �t�nJarJ HI�x�J Insuranre 1'��licy IJFIPI. I hr k'RP is �v��labie I�ur l- to�-r'�mily <br /> �"�.lcnt►�i ,tn��turrs IW:�trJ uut�iJC the >Ff(�\ ��ith littl���� nu I�»� hi�wry, f�he F'RP iY �vsilable ti�r <br /> �u��nh�iusr,CU«�IUUSC-IYpC �tructurr�, but is nut ;t��il�ble tur uihCr typrs�t�un�lum�mum umts. Che �FiP <br /> ,; ,1�:11I�bIC �U� JII t)II1C[SINCIUfCS. .W�1�twnul inturtnatwn un �he NEtP snd huw a pro4xrry uwnrr��n <br /> ��uui�ty tur�his trpe ut'pulicy m�y bc ubt�inr� by csll�n� th�s FIuuJ Insurance Inti��matiun Flutline, tull t�rcc, <br /> ,t I -��1�).111--1(�hl. Ilrtore mak�ng � tin�l Jc�isiun �buut t1�wJ insur�nce cuvrrau�e, FE�(� ��ron�ly <br /> �ncuura�rs propCrry u��nen tu�iscuss [he�r inJ�riJu�l tlu�xi nsk �ituat�uns snd insur�nce nrrJs �v�th.�n <br /> �nsurancr��rnt ur cumpany. <br /> i�F.�tA has rstablishrd "(irandfathrr" nile� to brnetit tl��d ii�surancc puli�yhold�n ��hu have inaintainr� <br /> ��,�itin�wus �ovCri�e. Pmprrty u��nen may wish to nute �Iso that. �t they live �utsi�ie but un tha tringe ut <br /> ihr >FHr1 �huwn ��n sn vtfective NFIP map and the map i� revised to r�cpand the SFHA ro inctuJa thei� <br /> .tructurelyl. their tloud insurance pulicy rates will not incrcase as lung zs the cuver��e tor the �tfected <br /> ,iniccurels) ha� hern cont�nuuu�. Property uwnen would �unttnue to receive the lower insuranca policy <br /> f a[C!. <br /> l_UMAs �ro based on minimum criteria established by the NF1P. 5tate. county, and community otficials. <br /> hased un knowledge uf locai conditions znd in the intercst of safety, may set higher standards fo� <br /> �unsauction in the SFHA. If a State, cuunry, ��r community has �dopted more restrictiva snd <br /> ,:��inprrhensive tloodplain management critena. chese criteris take precedence ove� the minimum Federal <br /> �n trna. <br /> In accordance with regulation� adopted by the community when it made application to juin the `tFIP, <br /> I�tten issurd to amend an NfIP map must be attached ta the community'� utfcial record copy of tha map. <br /> ("hat map i� available for publie inspecnon zt the community's otficial map repository. ('hercfo�e. FEMA <br /> �ends cop�e�of all such letten to the atfected cummunity's otftcial map repository. <br /> When a restudy is undertaken. ur when a sutticient number of revisions ur srnendments occur on particular <br /> �nap panels, FEMA initiates the printing and distribution process For the affected panels. FEMA nutitie� <br /> community otficial� in writing when atfected map panels are being physically revised and Jistributed. tn <br /> ;uch case�. EEMA attempts to retlect the resulb of the LUMA un che new map panel. lf the results uf <br /> particular LOMA� cannot be reNected on the new map panel because uf scale limitations. FE1�IA notitirs <br /> che wmmuniry in writing znd revalidates the LOMAs in that letter. LOMA� revalidated in �his w�y <br /> usually will bccome�tfecnve l �ay atter the etfective �iate uf the revisrd map. <br /> L()MAENC-t <br />