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2 <br />primary and non-contributory to any other coverage available to the Lender. [Note: Under the <br />LMCIT coverage document, a covered party includes any person or organization from whom a <br />city leases premises or equipment that is not an automobile and to whom the city is contractually <br />obligated to have named as an additional covered party under an agreement.] <br /> <br />10. Workers’ Compensation. The Borrower shall be responsible for injuries to or death of its <br />own personnel while using the Equipment. The Borrower will maintain workers’ compensation <br />insurance covering its own personnel while they are using the Equipment. The Borrower waives <br />the right to sue the Lender for any workers’ compensation benefits paid to its own personnel or <br />their dependents, even if the injuries were caused wholly or partially by the negligence of the <br />Lender or its officers, employees, volunteers or agents. <br /> <br />11. Damage to Equipment. The Borrower shall be responsible for any damage to or loss of the <br />Equipment while the Equipment is in the Borrower’s possession. <br /> <br />12. Indemnification. To the fullest extent permitted by law, the Borrower agrees to defend, <br />indemnify and hold the Lender harmless against any claims brought or actions filed against the <br />Lender or any officer, employee or agent of the Lender for injury to, death of, or damage to the <br />property of any third person or persons, arising from the Borrower’s negligent use of the <br />Equipment or the Borrower’s failure to perform its obligations under this Agreement. <br /> <br />13. Entire Agreement. This Agreement supersedes any prior or contemporaneous <br />representations or agreements, whether written or oral, between the Borrower and Lender and <br />contains the entire agreement. <br /> <br />14. Amendments. Any modification or amendment to this Agreement shall require a written <br />agreement signed by both the Borrower and the Lender. <br /> <br />15. Governing Law. This Agreement shall be governed by and interpreted in accordance with <br />the laws of the State of Minnesota. <br /> <br />16. Captions. Captions or headings contained in this Agreement are included for convenience <br />only and form no part of the agreement between the Borrower and the Lender. <br /> <br />17. Waivers. The waiver by either the Borrower or the Lender of any breach or failure to <br />comply with any provision of this Agreement by the other party shall not be construed as, or <br />constitute a continuing waiver of such provision or a waiver of any other breach of or failure to <br />comply with any other provision of this Agreement. <br /> <br />18. Counterparts. This Agreement may be executed in counterparts, each of which shall be an <br />original, all of which shall constitute but one and the same instrument. <br /> <br />19. Savings Clause. If any court finds any portion of this Agreement to be contrary to law or <br />invalid, the remainder of the Agreement will remain in full force and effect. <br />