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TABLE OF CONTENTS <br />PAGE <br />Article I. The Plan........................ <br />Section 1.1 Establishment <br />Section 1.2 Purpose ........ <br />Article II. Definitions .................... <br />Section 2.1 Definitions .............................................................................................1 <br />Section 2.2 Gender and Number .............................................................................5 <br />Article III. Eligibility and Participation Conditions..............................................................5 <br />Section 3.1 Participation Conditions.......................................................................5 <br />Section 3.2 Application to Participate.....................................................................5 <br />Section 3.3 Commencement of Participation.........................................................5 <br />Section 3.4 Continuation Coverage ........................................................................6 <br />Section 3.5 Family or Medical Leaves ....................................................................6 <br />Section 3.6 Qualified Medical Child Support Orders ..............................................8 <br />Section 3.7 Rights Upon Reemployment After Military Leave of Absence..........9 <br />Article IV. Plan Contributions and Benefit Costs..............................................................9 <br />Section 4.1 Benefit Costs........................................................................................9 <br />Section 4.2 Pay Conversion Contributions.............................................................9 <br />Section 4.3 Employer Contributions......................................................................10 <br />Section 4.4 Benefit Selection .................................................................................10 <br />Section 4.5 Revocation or Changes in Benefit Elections.....................................10 <br />Section 4.6 Termination of Employment ...............................................................11 <br />Section 4.7 Cessation of Required Contributions.................................................12 <br />Section 4.8 Adjustments to Prevent Discrimination.............................................12 <br />Section 4.9 Available Benefits ...............................................................................12 <br />Article V. Plan Benefits .....................................................................................................12 <br />Section 5.1 Available Benefits ...............................................................................12 <br />Section 5.2 Benefits ................................................................................................13 <br />5.2.1 Health Coverage .....................................................................13 <br />5.2.2 Medical Reimbursement .........................................................13 <br />5.2.3 Dependent Care Reimbursement ..........................................15 <br />5.2.4 Life Insurance.........................................................................17 <br />5.2.6 Dental Coverage .....................................................................17 <br />Section 5.3 Taxable Cash Compensation............................................................17 <br />Article VI. Claims Procedure ...........................................................................................18