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s <br />u. <M2)A3i>2eea <br />>nh«SFAX' (tS2) 803.2468 <br />.AIMS TOLL Fttefi FAX: (6M)4M-37M <br />♦ ‘ I <br />1 <br />T6L8FMONE; (as2j aai.i .-a < <br />TOU.FRfiB: It00>4ea~in? <br />U niversal U nderwriters Group <br />regional office —3600 Minnesota Drive, Sulla SOS • Edina. Minnesota 55435-6247 <br />UNn/ERSM. UNOIRWWTSRS INSUIUNCe COMPANY <br />UNiVEHSAt UNCERWfVrSRS SERVICE CORPORATION <br />UNIVERSAL UNOeRWRITIRS ACCIFTANCS CORPORATION <br />«VeRSAk UNDERWRITERS INSURANCE SERVICES OF TEXAS. INC. <br />MEMBER COMPANIES <br />UNIVERSAL UNOCRWRITERS UPB INSURANCE COMPANY <br />UNIVERSAL UNDERWRITERS OF TEXAS INSURANSC COMPANY <br />universal underwriters insurance services, INC <br />UNIVERSAl UNDERWRITERS INSURANCE SERVICES Of i-LAS.-W .'NC <br />Morrien Automotive Group <br />a TTN: Mr. Mauhcs Wtirsner <br />12550 Wayzata Blvd. <br />MifiDotunla, MN 55305 <br />October 22, 2004 <br />Re: Pf0mlses/L0t Seeurity <br />Account Wo.; 002953200 <br />Policyholder: Monies Automotive Croup <br />Location: 1805 Old Hwy W.. Orono, Md , <br />Dear Mr. Wegener <br />AS you aie doubnese aware, bmulary. vehicle thelU malicious mischief, vandalism and pilferage are areas of <br />significant exposure for retail automotive dealerships. The number and vadocy of vehicles typically stored or* <br />premises on an ongoing basis constitute a seemingly iaesistiblc lempiation for some of our lc« than law abidinc <br />citizens. <br />We therefore recommend a number of loss prevention methodologies including the following: <br />► It is strongly ceconuneadcd that sll exterior areas of the building be illuminated and Uiat comprebensive <br />exterior lighting should iUuminaie all areas, leaving no shadows or darkened 2anes. <br />> If feasible, it is suggested that landscaping and natural teirain (ditches and embaukmems) be unlizsd to <br />enclose/protect storage lots and display areas. <br />^ It is recommended that you consider the Installation of closed circuit surveillance canteras or, in the <br />alternative aon-operating cameras with signage advising that the premises arc uodn ’ pbomgraphic <br />surveillance. <br />> Consider the installation of a burglar alarm system, monitored by a central station mcBilcf«g sendee. <br />While there are other more costly aud extrema security measures which can be undertaken, (he recomntsndacicr:^ <br />noted above should doier the majority of intruders. <br />We would add that proper aiumiiuiion of the premises is likewise helpful ftom the pc.'spective of minurixtng sli' <br />and-fall exposures for both cuaiomers and employees. In the seemingly long winter moc*hs experienced in " <br />Minnesou, extended hours of darlmess ere such that frequent pedestrian Daflic must be anticipated after duak; <br />dea^rehi^*'^^ extenor lighting will go far toward avoiding potentially significant liability claims as against the <br />Should you have additional questions with respect to any aspect of the piemises/lot security recommendations set <br />forth above, please do not hc-iitate to contact this office. <br />Yourt very Uuly» <br />—X—A <br />uniHir J. Anderson <br />Kji^nal Claims Manager <br />DJA:tm;21.1/I <br />ce;Mr Ron Wolf <br />c/o Motries Mazda <br />i e ftlOBJl ^ mmm^9 0yXitnth fmMn€9Mi 6W ir^