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© Hitesman & Wold, P.A. 2019 Cafeteria Plan Summary Description (3-11) 40 Claims incurred during the Grace Period will be first allocated to and re imbursed from your account for the preceding Plan Year until such account is exhausted. Thereafter, any such claims will be allocated to and reimbursed from your account for the current Plan Year. Claims incurred during the Grace Period will be allocated based upon the date the claim is received. Once a claim is allocated to an account, no changes, modifications, or adjustments will be allowed. In addition, no adjustment to your election for the current Plan Year may be made based upon the amount of cla ims incurred during the Grace Period that are reimbursed from the prior Plan Year’s account. NOTE: A claim incurred during the preceding Plan Year and submitted during the claims run -out period will be processed subsequent to a previously submitted claim incurred during the Grace Period, even if your account from the preceding Plan Year is exhausted by reimbursement of the claim incurred during the Grace Period. 5.9 What if I am no longer eligible? If your employment terminates, or you otherwise cease to be eligible for coverage under the Health FSA, your benefits under the Health FSA stop. You may not make any further contributions to your account, and you may not submit claims for reimbursement of expenses incurred after you terminated employment or otherwise ceased to be eligible for coverage. You may, however, continue to submit claims for expenses incurred before you terminated employment or otherwise ceased to be eligible for coverage until the expiration of the claims run out period following the end of the Plan Year described above. NOTE: This rule may differ from the rule applicable to the Dependent Care FSA. Please refer to the prior part of this summary for the rules that apply to the Dependent Care FSA. 5.10 Can coverage be continued? If your employment terminates or you otherwise cease to be eligible for the Health FSA, you and any others who receive their coverage through you may be able to continue that coverage. Continuation coverage is available in accordance with the Consolidated Omnibus Budget Reconciliation Act of 1985 ("COBRA”) and the Uniformed Services Employment and Reemployment Rights Act of 1994 ("USERRA"). These continuation rights are described later in this summary. 5.11 Can I carryover my account to the next Plan Year? No. Any amounts remaining in your account attributable to a particular Plan Year shall be forfeited following the claims run-out period. You will not be entitled to receive any direct or indirect payment of any amount that represents the difference between the actual Eligible Expenses you have incurred, on the one hand, and the annual benefit you have elected and paid for, on the other. If you do not use it, you lose it. 5.12 What if I receive benefits in error? If a payment for benefits is made by the Health FSA in excess of the benefit to which you are entitled under the Health FSA, the Health FSA has the right to recover such overpayment from the payee. Repayment of an overpayment is a condition of participation in the Cafeteria Plan. 5.13 What if I am subject to a child support order? The Health FSA shall recognizes child support orders regarding the provision of medical coverage for a child, including orders under the Child Support Performance and Incentive Act of 1998, to the extent required by law. If you are involved in a divorce or child custody matter, you or your legal counsel should contact the Plan Administrator.