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Ba <br />s <br />e <br /> Ch <br />a <br />r <br />g <br />e <br /> In <br />c <br />r <br />e <br />a <br />s <br />e <br /> <br />2 <br />% <br /> <br />o <br />r <br /> Fl <br />a <br />t <br /> Ba <br />s <br />e <br /> Ra <br />t <br />e <br /> <br />5 <br />0 <br />. <br />0 <br />0 <br />$ <br />  <br />Ac <br />ti <br />v <br />e <br />Ra <br />t <br />e <br /> In <br />c <br />r <br />e <br />a <br />s <br />e <br /> fr <br />o <br />m <br /> Pr <br />i <br />o <br />r <br /> Ye <br />a <br />r <br />35 <br />% <br />10 <br />% <br />3% <br />3% <br />3% <br />3%3% <br />In <br />f <br />l <br />a <br />t <br />i <br />o <br />n <br /> ‐ <br />  <br />5  Yr <br /> Fo <br />r <br />e <br />c <br />a <br />s <br />t <br /> <br />B <br />u <br />d <br />g <br />e <br />t <br />e <br />d <br /> Am <br />t <br />2. <br />0 <br />4 <br />% <br />2. <br />0 <br />7 <br />% <br />2. <br />1 <br />2 <br />% <br />2. <br />0 <br />7 <br />% <br />2.07%2.07% <br />Ti <br />e <br />r <br /> 1  to <br /> 2  Ra <br />t <br />e <br /> In <br />c <br />r <br />e <br />a <br />s <br />e <br />26 <br />% <br /> <br />I <br />n <br />a <br />c <br />t <br />i <br />v <br />e <br />Ti <br />e <br />r <br /> 2  to <br /> 3  Ra <br />t <br />e <br /> In <br />c <br />r <br />e <br />a <br />s <br />e <br />50 <br />% <br /> <br />I <br />n <br />a <br />c <br />t <br />i <br />v <br />e <br />Ba <br />s <br />e <br />d <br /> on <br /> 20 <br />1 <br />3 <br />‐20 <br />1 <br />8 <br /> Av <br />g <br /> Co <br />n <br />s <br />u <br />m <br />p <br />t <br />i <br />o <br />n <br />Ca <br />l <br />c <br />u <br />l <br />a <br />t <br />e <br />d <br />  <br />Am <br />o <br />u <br />n <br />t <br />Ca <br />l <br />c <br />u <br />l <br />a <br />t <br />e <br />d <br />  <br />Am <br />o <br />u <br />n <br />t <br />Ca <br />l <br />c <br />u <br />l <br />a <br />t <br />e <br />d <br />  <br />Am <br />o <br />u <br />n <br />t <br />Ca <br />l <br />c <br />u <br />l <br />a <br />t <br />e <br />d <br />  <br />Am <br />o <br />u <br />n <br />t <br />Ca <br />l <br />c <br />u <br />l <br />a <br />t <br />e <br />d <br />  <br />Am <br />o <br />u <br />n <br />t <br />Calculated  AmountCalculated Amount <br />To <br />t <br />a <br />l <br /> Es <br />t <br />i <br />m <br />a <br />t <br />e <br />d <br /> Re <br />v <br />e <br />n <br />u <br />e <br />1, <br />1 <br />4 <br />4 <br />, <br />6 <br />2 <br />4 <br />. <br />4 <br />9 <br />$   <br />  <br />  <br />  <br />  <br />1, <br />2 <br />0 <br />2 <br />, <br />9 <br />1 <br />4 <br />. <br />9 <br />1 <br />$   <br />  <br />  <br />  <br />  <br />1, <br />2 <br />3 <br />0 <br />, <br />7 <br />3 <br />0 <br />. <br />7 <br />4 <br />$   <br />  <br />  <br />  <br />  <br />1, <br />2 <br />5 <br />9 <br />, <br />3 <br />8 <br />1 <br />. <br />0 <br />6 <br />$   <br />  <br />  <br />  <br />  <br />1, <br />28 <br />8 <br />, <br />8 <br />9 <br />0 <br />. <br />8 <br />8 <br />$   <br />  <br />  <br />  <br />  <br />1,319,285.99 $      1,350,592.96 $       <br />Es <br />t <br />i <br />m <br />a <br />t <br />e <br />d <br /> Ca <br />s <br />h <br /> Ex <br />p <br />e <br />n <br />s <br />e <br />s <br />1, <br />1 <br />5 <br />1 <br />, <br />7 <br />3 <br />5 <br />. <br />0 <br />0 <br />   <br />  <br />  <br />  <br />  <br />  <br />  <br />1, <br />3 <br />1 <br />5 <br />, <br />6 <br />8 <br />0 <br />. <br />0 <br />0 <br />   <br />  <br />  <br />  <br />  <br />  <br />  <br />1, <br />2 <br />5 <br />8 <br />, <br />6 <br />4 <br />6 <br />. <br />6 <br />0 <br />   <br />  <br />  <br />  <br />  <br />  <br />  <br />1, <br />1 <br />8 <br />4 <br />, <br />6 <br />6 <br />5 <br />. <br />0 <br />6 <br />   <br />  <br />  <br />  <br />  <br />  <br />  <br />1, <br />0 <br />7 <br />7 <br />, <br />5 <br />3 <br />6 <br />. <br />4 <br />6 <br />   <br />  <br />  <br />  <br />  <br />  <br />  <br />1,300,805.47         1,345,889.91          <br />Ga <br />i <br />n <br /> / (L <br />o <br />s <br />s <br />) <br /> ‐ <br />  <br />No <br />n <br />‐ca <br />s <br />h <br /> ba <br />s <br />i <br />s <br />15 <br />6 <br />, <br />3 <br />7 <br />4 <br />. <br />4 <br />9 <br /> <br />2 <br />3 <br />3 <br />, <br />5 <br />1 <br />4 <br />. <br />9 <br />1 <br /> <br />2 <br />3 <br />1 <br />, <br />5 <br />6 <br />5 <br />. <br />1 <br />4 <br /> <br />2 <br />2 <br />0 <br />, <br />3 <br />2 <br />9 <br />. <br />9 <br />9 <br /> <br />2 <br />1 <br />6 <br />, <br />4 <br />5 <br />0 <br />. <br />4 <br />2 <br /> <br />2 <br />2 <br />0 <br />, <br />3 <br />1 <br />9 <br />. <br />5 <br />3 <br /> <br />2 <br />2 <br />7 <br />, <br />5 <br />9 <br />8 <br />. <br />0 <br />5 <br />Ga <br />i <br />n <br /> / (L <br />o <br />s <br />s <br />) <br /> ‐ <br />  <br />Ca <br />s <br />h <br /> ba <br />s <br />i <br />s <br />(7 <br />, <br />1 <br />1 <br />0 <br />. <br />5 <br />1 <br />) <br /> <br />( <br />1 <br />1 <br />2 <br />, <br />7 <br />6 <br />5 <br />. <br />0 <br />9 <br />) <br /> <br />( <br />2 <br />7 <br />, <br />9 <br />1 <br />5 <br />. <br />8 <br />6 <br />) <br />74 <br />, <br />7 <br />1 <br />5 <br />. <br />9 <br />9 <br /> <br />2 <br />1 <br />1 <br />, <br />3 <br />5 <br />4 <br />. <br />4 <br />2 <br /> <br />1 <br />8 <br />, <br />4 <br />8 <br />0 <br />. <br />5 <br />3 <br /> <br />4 <br />, <br />7 <br />0 <br />3 <br />. <br />0 <br />5 <br />Be <br />g <br />. <br /> Ca <br />s <br />h <br />21 <br />9 <br />, <br />4 <br />7 <br />5 <br />. <br />1 <br />2 <br />   <br />  <br />  <br />  <br />  <br />  <br />  <br />  <br />  <br />  <br />Ca <br />s <br />h <br /> Ba <br />l <br />a <br />n <br />c <br />e <br />21 <br />2 <br />, <br />3 <br />6 <br />4 <br />. <br />6 <br />1 <br /> <br />9 <br />9 <br />, <br />5 <br />9 <br />9 <br />. <br />5 <br />2 <br /> <br />7 <br />1 <br />, <br />6 <br />8 <br />3 <br />. <br />6 <br />6 <br />14 <br />6 <br />, <br />3 <br />9 <br />9 <br />. <br />6 <br />5 <br /> <br />3 <br />5 <br />7 <br />, <br />7 <br />5 <br />4 <br />. <br />0 <br />7 <br /> <br />3 <br />7 <br />6 <br />, <br />2 <br />3 <br />4 <br />. <br />6 <br />0 <br /> <br />3 <br />8 <br />0 <br />, <br />9 <br />3 <br />7 <br />. <br />6 <br />6 <br />av <br />e <br />r <br />a <br />g <br />e <br /> ca <br />p <br />i <br />t <br />a <br />l <br /> ex <br />p <br />e <br />n <br />d <br />i <br />t <br />u <br />r <br />e <br /> re <br />q <br />u <br />i <br />r <br />e <br />m <br />e <br />n <br />t <br />s <br /> wi <br />t <br />h <br />  <br />3% <br /> in <br />f <br />l <br />a <br />t <br />i <br />o <br />n <br />24 <br />2 <br />, <br />0 <br />1 <br />4 <br />. <br />9 <br />8 <br />$   <br />  <br />  <br />  <br />  <br />  <br />  <br />  <br />24 <br />9 <br />, <br />2 <br />7 <br />5 <br />. <br />4 <br />3 <br />$   <br />  <br />  <br />  <br />  <br />  <br />  <br />  <br />25 <br />6 <br />, <br />7 <br />5 <br />3 <br />. <br />6 <br />9 <br />$   <br />  <br />  <br />  <br />  <br />  <br />  <br />  <br />26 <br />4 <br />, <br />4 <br />5 <br />6 <br />. <br />3 <br />0 <br />$   <br />  <br />  <br />  <br />  <br />  <br />  <br />  <br />27 <br />2 <br />, <br />3 <br />8 <br />9 <br />. <br />9 <br />9 <br />$   <br />  <br />  <br />  <br />  <br />  <br />  <br />  <br />280,561.69 $         288,978.54 $          <br />Op <br />e <br />r <br />a <br />t <br />i <br />o <br />n <br /> Re <br />s <br />e <br />r <br />v <br />e <br /> Go <br />a <br />l <br /> 25 <br />% <br /> of <br /> E xp <br />e <br />n <br />s <br />e <br />s <br />14 <br />8 <br />, <br />2 <br />3 <br />7 <br />. <br />5 <br />0 <br />$   <br />  <br />  <br />  <br />  <br />  <br />  <br />  <br />19 <br />3 <br />, <br />8 <br />8 <br />0 <br />. <br />0 <br />0 <br />$   <br />  <br />  <br />  <br />  <br />  <br />  <br />  <br />24 <br />9 <br />, <br />7 <br />9 <br />1 <br />. <br />4 <br />0 <br />$   <br />  <br />  <br />  <br />  <br />  <br />  <br />  <br />25 <br />9 <br />, <br />7 <br />6 <br />2 <br />. <br />7 <br />7 <br />$   <br />  <br />  <br />  <br />  <br />  <br />  <br />  <br />26 <br />8 <br />, <br />1 <br />1 <br />0 <br />. <br />1 <br />1 <br />$   <br />  <br />  <br />  <br />  <br />  <br />  <br />  <br />274,741.62 $         280,748.73 $          <br />Ca <br />p <br />i <br />t <br />a <br />l <br /> Re <br />s <br />e <br />r <br />v <br />e <br /> 25 <br />% <br /> of <br /> ex <br />p <br />e <br />n <br />s <br />e <br />s <br />‐ <br />$ <br />‐ <br />$ <br />25 <br />, <br />6 <br />7 <br />5 <br />. <br />3 <br />7 <br />$   <br />  <br />  <br />  <br />  <br />  <br />  <br />  <br />  <br />  <br />39 <br />, <br />6 <br />6 <br />8 <br />. <br />4 <br />5 <br />$   <br />  <br />  <br />  <br />  <br />  <br />  <br />  <br />  <br />  <br />54 <br />, <br />4 <br />7 <br />8 <br />. <br />0 <br />0 <br />$   <br />  <br />  <br />  <br />  <br />  <br />  <br />  <br />  <br />  <br />70,140.42 $           72,244.64 $            <br />To <br />t <br />a <br />l <br /> Ca <br />s <br />h <br /> Re <br />s <br />e <br />r <br />v <br />e <br /> Re <br />q <br />u <br />i <br />r <br />e <br />d <br />14 <br />8 <br />, <br />2 <br />3 <br />7 <br />. <br />5 <br />0 <br /> <br />1 <br />9 <br />3 <br />, <br />8 <br />8 <br />0 <br />. <br />0 <br />0 <br /> <br />2 <br />7 <br />5 <br />, <br />4 <br />6 <br />6 <br />. <br />7 <br />7 <br /> <br />2 <br />9 <br />9 <br />, <br />4 <br />3 <br />1 <br />. <br />2 <br />1 <br /> <br />3 <br />2 <br />2 <br />, <br />5 <br />8 <br />8 <br />. <br />1 <br />1 <br /> <br />3 <br />4 <br />4 <br />, <br />8 <br />8 <br />2 <br />. <br />0 <br />4 <br /> <br />3 <br />5 <br />2 <br />, <br />9 <br />9 <br />3 <br />. <br />3 <br />6 <br />Ca <br />s <br />h <br /> Ba <br />l <br />a <br />n <br />c <br />e <br /> af <br />t <br />e <br />r <br /> Ca <br />s <br />h <br /> Re <br />s <br />e <br />r <br />v <br />e <br />64 <br />, <br />1 <br />2 <br />7 <br />. <br />1 <br />1 <br />(9 <br />4 <br />, <br />2 <br />8 <br />0 <br />. <br />4 <br />8 <br />) <br /> <br />( <br />2 <br />0 <br />3 <br />, <br />7 <br />8 <br />3 <br />. <br />1 <br />1 <br />) <br /> <br />( <br />1 <br />5 <br />3 <br />, <br />0 <br />3 <br />1 <br />. <br />5 <br />6 <br />) <br />35 <br />, <br />1 <br />6 <br />5 <br />. <br />9 <br />6 <br /> <br />3 <br />1 <br />, <br />3 <br />5 <br />2 <br />. <br />5 <br />6 <br /> <br />2 <br />7 <br />, <br />9 <br />4 <br />4 <br />. <br />2 <br />9 <br />Fl <br />a <br />t <br /> Ra <br />t <br />e <br />$1 <br />6 <br />. <br />6 <br />7 <br />$1 <br />6 <br />. <br />6 <br />7 <br />$1 <br />6 <br />. <br />6 <br />7 <br />$1 <br />6 <br />. <br />6 <br />7 <br />$1 <br />6 <br />. <br />6 <br />7 <br />$16.67 $16.67 <br />Ti <br />e <br />r <br /> 1 <br />$7 <br />. <br />0 <br />7 <br />$7 <br />. <br />7 <br />8 <br />$8 <br />. <br />0 <br />1 <br />$8 <br />. <br />2 <br />6 <br />$8 <br />. <br />5 <br />0 <br />$8.76 $9.02 <br />Ti <br />e <br />r <br /> 2 <br />$9 <br />. <br />9 <br />0 <br />$1 <br />0 <br />. <br />8 <br />9 <br />$1 <br />1 <br />. <br />2 <br />1 <br />$1 <br />1 <br />. <br />5 <br />5 <br />$1 <br />1 <br />. <br />8 <br />9 <br />$12.25 $12.62 <br />Ti <br />e <br />r <br /> 3 <br />$1 <br />4 <br />. <br />8 <br />5 <br />$1 <br />6 <br />. <br />3 <br />4 <br />$1 <br />6 <br />. <br />8 <br />3 <br />$1 <br />7 <br />. <br />3 <br />3 <br />$1 <br />7 <br />. <br />8 <br />5 <br />$18.39 $18.942026 <br />20 <br />2 <br />1 <br /> ‐ <br />  <br />20 <br />2 <br />6 <br /> Wa <br />t <br />e <br />r <br /> Fu <br />n <br />d <br /> Fo <br />r <br />e <br />c <br />a <br />s <br />t <br />20 <br />2 <br />4 <br />2025 <br />20 <br />2 <br />0 <br />20 <br />2 <br />1 <br />20 <br />2 <br />2 <br />20 <br />2 <br />3 <br />Exhibit B