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CERTIFICATE OF APPRAISAI, <br /> The undersigned does hereby certify as follows : <br /> a) I have inspected the property. <br /> b) I have no present or contemplated future interest in <br /> the real estate that is the subject matter of this <br /> appraisal report or the parties involved. <br /> c) I have no personal interest or bias with respect to <br /> the subject matter of this appraisal report of the <br /> parties involved. , <br /> d) To the best of my knowledge and belief , the statements <br /> of fact contained in this appraisal report, upon which <br /> the analyses , opinions and conclusions expressed herein <br /> are based, are true and correct. <br /> e) This appraisal report sets forth all of the limiting <br /> conditions (imposed by the terms of my assignment or <br /> by the undersigned) affecting the analyses , opinions <br /> and conclusions contained in this report. <br /> f) This appraisal report has been made in conformity with <br /> and is subject to the requirements of the Code of Pro- <br /> fessional Ethics and Standards of Professional Conduct <br /> of the Society of Real Estate Appraisers . <br /> g) No one other than the undersigned prepared the analyses , <br /> conclusions and opinions concerning real estate that <br /> are set forth in this appraisal report. <br /> h) The real property which is the subject of this ap raisal <br /> report was valued as of for <br /> APPRAISAL ASSOCIATES <br /> C <br />