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TABLE OF CONTENTS <br /> Paae <br /> ARTICLE I DEFINITIONS 1 <br /> ARTICLE II PROPERTY RIGHTS 3 <br /> Section 1. Owners' Easements of Enjoyment 3 <br /> Section 2 . Delegation of Use 3 <br /> Section 3 . Right of Ingress and Egress 3 <br /> Section 4 . Utility Easements 3 <br /> ARTICLE III COMMON AREA MAINTENANCE 4 <br /> Section 1. Sugarwoods Drive 4 <br /> Section 2 . Utility Lines 4 <br /> Section 3 . Private Woodland Preserve 6 <br /> Section 4 . Entrance Monuments 6 <br /> Section 5. Other Common Facilities 6 <br /> Section 6. Costs 7 <br /> ARTICLE IV INSURANCE 7 <br /> Section 1. Casualty Insurance on <br /> Insurable Common Area 7 <br /> Section 2 . Liability Insurance 7 <br /> Section 3 . Fidelity Bond 7 <br /> Section 4 . Replacement or Repair of Property. 8 <br /> Section 5. Coverage, Loss Adjustment 8 <br /> Section 6. Other Insurance; Annual Review of Policies 8 <br /> ARTICLE V MEMBERSHIP AND VOTING RIGHTS 8 <br /> Section 1. Membership Appurtenant to Ownership 8 <br /> Section 2 . Classes of Voting Members 8 <br /> - i - <br />