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. ,, ��� �, � <br /> �I. � � <br /> �, �,�,�f ✓�� �� <br /> �. � �►��P c�.� <br /> AME�1 N FAMtIY American Family Insurance Grou � <br /> A � � � <br /> AL7PNflbtf Bf15hYfSb i�41Rf t!I£h � <br /> Joshua Seeger <br /> 6000 American Parkway <br /> Attn: Scanning Center <br /> Madison,WI 53783-0001 �I�_�� 7 ,��7 �� <br /> li l/ <br /> Febnzary 12,2010 <br /> SCHWINGLER,JON J&SCHWINGLER,NLZ Claim Number: 00841053438 <br /> M Date of Loss: 2/1/2010 <br /> 1550 6TH AVE N <br /> ORONO,MN 55356-9593 <br /> The attached estimate of damages has been prepared for your property. The estimate has used common prices for <br /> labor and material from your area. <br /> Enclosed is our draft for the actual cash value(today's replacement cost less depreciation)of your damaged property. For <br /> Dwelling and Structure damages,we may have included your mortgage company,WELLS FARGO BANK#708,on the <br /> draft as required by your policy. <br /> Summary For Dwelling <br /> Replacement Cost Less Recoverable Less Non Recoverable Actual Cash Value <br /> Value Depreciation Depreciation (ACV) <br /> $17,925.72 ($5,367.52) $12,558.20 <br /> Less Deductible ($5,000.00) <br /> Total ACV Settlement $7,558Z0 <br /> � Summary For Mitigation ' <br /> Replacement Cost Less Recoverable Less Non Recoverable Actual Cash Value <br /> Value Depreciation Depreciation (ACV) <br /> $5,434.06 $5,434.06 <br /> Total ACV Settlement $5,434.06 <br /> Total Outstanding ACV Settlement(All Coverages) $12,992.26 <br /> See the enclosed estimate for details of your settlement which may include other itemized details not shown above. <br /> If you wish to make a claim for the recoverable depreciation amount,you must do TWO things: <br /> 1. You must have the item(s)replaced or repaired within one year from your date of loss. *Exception:Georgia and <br /> Washington policies ONLY—Please refer to your policy language as well as the section of this estimate titled <br /> Claiming Recoverable Depreciation following the Estimate Recap or Coverage Limit Details sections. <br /> 2. You must submit a final repair bill or purchase receipt showing the item(s)has been repaired or replaced. <br /> The attached estimate is what we expect to be the reasonable cost to repair or replace the property. This estimate may not <br /> include permit fees. If total charges for repair/replacement plus permits exceed the amount shown here for that <br /> repair/replacement,prior to any deductible,then additional amounts may be payable. If the actual cost is more or less,the <br /> final payment will be adjusted accordingly. If you wish,you may repair or replace with higher quality items,however,you <br /> will be responsible for any increase in cost. <br />